{"id":1016922,"date":"2026-11-05T00:46:37","date_gmt":"2026-11-05T05:46:37","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/global-financial-inclusion-index-from-principal-reaches-five-year-high-fewer-people-feel-the-benefit\/"},"modified":"2026-11-05T00:46:37","modified_gmt":"2026-11-05T05:46:37","slug":"global-financial-inclusion-index-from-principal-reaches-five-year-high-fewer-people-feel-the-benefit","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/global-financial-inclusion-index-from-principal-reaches-five-year-high-fewer-people-feel-the-benefit\/","title":{"rendered":"Global Financial Inclusion Index From Principal\u00ae Reaches Five-Year High; Fewer People Feel the Benefit"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }\n.bwblockalignl { margin-left: 0px; margin-right: auto }\n.bwcellpmargin { margin-bottom: 0px; margin-top: 0px }\n.bwleftsingle { border-left: solid black 1pt }\n.bwlistdisc { list-style-type: disc }\n.bwpadb3 { padding-bottom: 4px }\n.bwpadl0 { padding-left: 0px }\n.bwpadr0 { padding-right: 0px }\n.bwrightsingle { border-right: solid black 1pt }\n.bwsinglebottom { border-bottom: solid black 1pt }\n.bwtablemarginb { margin-bottom: 10px }\n.bwtopsingle { border-top: solid black 1pt }\n.bwvertalignb { vertical-align: bottom }\n.bwvertalignt { vertical-align: top }\n.bwwidth100 { width: 100% }\n.bwwidth12 { width: 12% }\n.bwwidth20 { width: 20% }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>Global Financial Inclusion Index From Principal\u00ae Reaches Five-Year High; Fewer People Feel the Benefit<\/b><\/p>\n<p class=\"bwalignc\"><i>Digitization and stronger financial systems are driving global gains, with significant momentum coming from emerging markets<\/i><\/p>\n<ul class=\"bwlistdisc\">\n<li>\nConducted by the Centre for Economics and Business Research (Cebr) and Principal, the Index ranks 42 markets based on the support provided by employers, governments, and financial systems to foster financial inclusion.<\/p>\n<\/li>\n<li>\nThe global financial inclusion score regained momentum in 2026, driven mostly by financial system support improvements.<\/p>\n<\/li>\n<li>\nSingapore retains the top position in Global Financial Inclusion Score for the fifth consecutive year, while the U.S. rises two places to rank fifth overall.<\/p>\n<\/li>\n<li>\nDespite stronger foundations for financial inclusion, the share of people globally who feel financially included fell to 57.6%, the lowest level recorded by the Index.<\/p>\n<\/li>\n<\/ul>\n<p>DES MOINES, Iowa&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nGlobal financial inclusion reached its highest level since 2022, according to the <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.principal.com%2Ffinancial-inclusion&amp;esheet=54633804&amp;newsitemid=20261104148776&amp;lan=en-US&amp;anchor=Global+Financial+Inclusion+Index&amp;index=1&amp;md5=fc8208684eb3431d42d6f1a1a0a2678e\">Global Financial Inclusion Index<\/a> (the Index) from <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.principal.com%2F&amp;esheet=54633804&amp;newsitemid=20261104148776&amp;lan=en-US&amp;anchor=Principal+Financial+Group&amp;index=2&amp;md5=212600702e5665e690174368f9f4ebdf\">Principal Financial Group<\/a><sup>\u00ae<\/sup>. While the 2026 global financial inclusion score reached 52.0 out of 100, up from 49.4 in 2025 and 46.8 in 2022, yet the share of people who feel financially included fell to its lowest level, revealing a growing disconnect between systemic progress in financial systems and lived experience.<\/p>\n<p><b>Financial inclusion has improved globally over the past five years<\/b><\/p>\n<table cellspacing=\"0\" class=\"bwtablemarginb bwblockalignl bwwidth100\">\n<tr>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>2022 score<\/b><\/p>\n<\/td>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>2023 score<\/b><\/p>\n<\/td>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>2024 score<\/b><\/p>\n<\/td>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>2025 score<\/b><\/p>\n<\/td>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>2026 score<\/b><\/p>\n<\/td>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>Point change since 2022<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>Global Financial Inclusion Score<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n46.8<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n47.4<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n49.6<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n49.4<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n52.0<\/p>\n<\/td>\n<td class=\"bwvertalignt bwsinglebottom bwrightsingle bwpadl0 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\">\n+5.2<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>Government support<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n39.7<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n43.5<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n42.8<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n43.7<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n45.7<\/p>\n<\/td>\n<td class=\"bwvertalignt bwsinglebottom bwrightsingle bwpadl0 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\">\n+6.0<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>Financial system support<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n49.9<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n46.3<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n52.1<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n50.9<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n55.3<\/p>\n<\/td>\n<td class=\"bwvertalignt bwsinglebottom bwrightsingle bwpadl0 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\">\n+5.4<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>Employer support<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n65.5<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n69.2<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n69.3<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n68.6<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n65.7<\/p>\n<\/td>\n<td class=\"bwvertalignt bwsinglebottom bwrightsingle bwpadl0 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\">\n+0.2<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwpadl0\" colspan=\"7\" rowspan=\"1\">\n<p class=\"bwcellpmargin\"><i>Global scores for the overall Index and its three pillars, showing 2022\u20132026 point change<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n<p>\n\u201cFive years of the Index have given us a clearer picture of where financial inclusion is improving and where more work is needed,\u201d said Deanna Strable, president, chair, and Chief Executive Officer of Principal Financial Group. \u201cSince this research began in 2022, financial inclusion has improved across the world. Financial systems have modernized, governments have expanded support, and employers continue to play an important role in helping people build greater financial security.&#8221;<\/p>\n<p><b>Digital finance drives financial inclusion<\/b><\/p>\n<p>\nThe Index finds that financial systems were the largest contributor to global improvements in 2026, reflecting the growing role of digital payments, fintech innovation, access to credit, and access to capital in broadening participation in the financial system. Financial system support increased by 4.4 points globally, the strongest year-over-year improvement among the Index\u2019s three pillars.<\/p>\n<p>\nReal-time payment transaction volumes have increased in 39 out of the 42 markets since 2022, helping more people access and use formal financial services. Some of the strongest five-year gains have occurred in markets that invested heavily in digital infrastructure including Thailand, South Korea, Brazil, Vietnam, Argentina, and India.<\/p>\n<p>\nDeveloped markets still broadly occupy the upper end of the rankings, but momentum is shifting. Latin America has made more progress than any other region over the past five years, driven by fintech and digital acceleration, while several European markets have experienced some of the larger declines. Germany recorded the largest rank fall in its financial inclusion score this year.<\/p>\n<p>\n\u201cThe recovery in financial inclusion this year is clear, both in the rising overall global score and in the scale of this year\u2019s changes,\u201d said Pushpin Singh, managing economist at the Cebr. \u201cThe 2026 results show genuine momentum, while also pointing to a widening divergence between developed markets, where progress is slowing, and developing economies, where it is accelerating.\u201d<\/p>\n<p><b>Perceptions of financial inclusion decline<\/b><\/p>\n<p>\nThe Index measures stronger foundations for financial inclusion, but consumer perception tells a different story. Since 2022, fewer people say they feel financially included by governments, financial systems, and employers.<\/p>\n<table cellspacing=\"0\" class=\"bwtablemarginb bwblockalignl bwwidth100\">\n<tr>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>Percentage of people who feel\u2026<\/b><\/p>\n<\/td>\n<td class=\"bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwwidth12 bwalignc\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\"><b>2022<\/b><\/p>\n<\/td>\n<td class=\"bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwwidth12 bwalignc\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\"><b>2023<\/b><\/p>\n<\/td>\n<td class=\"bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwwidth12 bwalignc\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\"><b>2024<\/b><\/p>\n<\/td>\n<td class=\"bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwwidth12 bwalignc\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\"><b>2025<\/b><\/p>\n<\/td>\n<td class=\"bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwwidth12 bwalignc\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\"><b>2026<\/b><\/p>\n<\/td>\n<td class=\"bwvertalignt bwtopsingle bwsinglebottom bwrightsingle bwpadl0 bwwidth20 bwalignc\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignc bwcellpmargin\"><b>Percentage point change since 2022<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>Financially included<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n74.8%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n74.3%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n60.3%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n58.6%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n57.6%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n-17.2<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>The government acts in a way which is financially inclusive<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n61.1%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n56.2%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n50.6%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n53.1%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n46.7%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n-14.4<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>The financial system acts in a way which is financially inclusive<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n70.3%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n69.7%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n61.5%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n63.2%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n57.6%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n-12.7<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwsinglebottom bwleftsingle bwrightsingle bwpadl0 bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\"><b>Their employer acts in a way which is financially inclusive<\/b><\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n77.4%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n74.1%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n67.9%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n69.2%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth12\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n66.5%<\/p>\n<\/td>\n<td class=\"bwsinglebottom bwrightsingle bwpadl0 bwpadr0 bwvertalignb bwpadb3 bwalignc bwwidth20\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin bwalignc\">\n-10.9<\/p>\n<\/td>\n<\/tr>\n<\/table>\n<p>\n\u201cThe research shows that simply improving access to financial tools, services, and products is not enough,\u201d said Strable. \u201cOne of the most revealing findings this year is people do not necessarily feel that progress in their day-to-day lives, as improvements in financial inclusion are not keeping pace with rising expectations from populations facing increased cost of living pressures. Meaningful change is measured by whether people understand their options and use the resources available to them to make better financial decisions. The focus must now be on translating progress into helping people feel more confident about their financial futures.\u201d<\/p>\n<p><b>U.S. financial inclusion strengthens<\/b><\/p>\n<p>\nThe U.S. climbed two places to rank fifth overall for financial inclusion in 2026, returning to the top five for the first time since 2023. The improvement was driven primarily by the financial system, where the U.S. ranks fourth globally.<\/p>\n<p>\nNew research from the Index shows U.S. businesses are leading globally on using AI to enhance financial inclusion. Seven in 10 U.S. businesses surveyed (70.3%) say they are using AI to enhance at least one aspect of their employee benefits package, above the global average of 66.4%. Nearly one-third (32.8%) use AI to identify gaps in benefits uptake, while 35% use it to improve employee financial education and literacy.<\/p>\n<p>\n\u201cAs employers are asked to do more with limited resources, AI offers an opportunity to help employees better understand and engage with the benefits and financial resources already available to them,\u201d<b \/>said Amy Friedrich, president, Benefits and Protection at Principal Financial Group.<b \/>\u201cBecause the workplace continues to play a vital role in advancing financial well-being, employers need scalable ways to deliver meaningful support. When used thoughtfully and alongside human guidance, AI can help personalize that support, strengthen employee engagement, and make financial resources more relevant and accessible.\u201d Explore the full results of the Global Financial Inclusion Index <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.principal.com%2Ffinancial-inclusion&amp;esheet=54633804&amp;newsitemid=20261104148776&amp;lan=en-US&amp;anchor=here&amp;index=3&amp;md5=46e6b4a941fd7f31405bb3ab83532f63\">here<\/a>.<\/p>\n<p>\nLearn more about the methodology <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.principal.com%2Ffinancial-inclusion%2Fmethodology&amp;esheet=54633804&amp;newsitemid=20261104148776&amp;lan=en-US&amp;anchor=here&amp;index=4&amp;md5=7dc3faac52265a795cb17d5800b57553\">here<\/a>.<\/p>\n<p>\nNotes to editors<br \/>\n<br \/>* \u201cGlobal\u201d encompasses the 42 markets contained within the Index<\/p>\n<p><b>About the Global Financial Inclusion Index<\/b><\/p>\n<p>\nThe Global Financial Inclusion Index ranks 42 markets on three pillars of financial inclusion\u2014government, financial system, and employer support\u2014using data points across public and survey-based sources. These pillars represent the key stakeholders responsible for promoting financial inclusion across the population. The Index explores the challenges and opportunities surrounding increasing access to useful and affordable financial products and services that meet their needs\u2014transactions, payments, savings, credit, and insurance, etc.<\/p>\n<p>\nThe Index was conducted in collaboration with the Centre for Economics and Business Research (Cebr). The methodology combines various data sources into one unified measure of financial inclusion at the market level.<\/p>\n<p><b>About Principal Financial Group<sup>\u00ae<\/sup><\/b><\/p>\n<p>\nPrincipal Financial Group<sup>\u00ae<\/sup> (Nasdaq: PFG) is a global financial company with over 19,000 employees<sup>1<\/sup> passionate about improving the wealth and well-being of people and businesses. In business for 147 years, we\u2019re helping 84 million customers<sup>1<\/sup> plan, insure, invest, and retire, while working to support the communities where we do business, and building an inclusive workforce. Principal<sup>\u00ae<\/sup> is proud to be recognized as one of the 2026 World\u2019s Most Ethical Companies<sup>2<\/sup> and named as a \u201cBest Place to Work in Money Management<sup>3<\/sup>.\u201d Learn more about Principal and our commitment to building a better future at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.principal.com%2F&amp;esheet=54633804&amp;newsitemid=20261104148776&amp;lan=en-US&amp;anchor=principal.com&amp;index=5&amp;md5=089b37442f0ec19ac62cf91ae3796cc0\">principal.com<\/a>.<\/p>\n<p><sup>1<\/sup> As of September 30, 2026<br \/>\n<br \/><sup>2<\/sup> Ethisphere, 2026<br \/>\n<br \/><sup>3<\/sup> Pensions &amp; Investments, 2025<\/p>\n<p><b>About Centre for Economics and Business Research (Cebr)<\/b><\/p>\n<p>\nThe Centre for Economics and Business Research (Cebr) is an independent economics consultancy with a reputation for sound business advice based on thorough and insightful research. Since 1992, Cebr has been at the forefront of business and public interest research, providing analysis, forecasts and strategic advice to major UK and multinational companies, financial institutions, government departments and agencies and trade bodies. For further information about Cebr please visit <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.cebr.com&amp;esheet=54633804&amp;newsitemid=20261104148776&amp;lan=en-US&amp;anchor=www.cebr.com&amp;index=6&amp;md5=a438988bd733457af883a90214df0a73\">www.cebr.com<\/a>.<\/p>\n<p>\nThe Global Financial Inclusion Index is a proprietary model output based upon certain assumptions that may change, are not guaranteed, and should not be relied upon as a significant basis for an investment decision.<\/p>\n<p>\nInsurance products issued by Principal National Life Insurance Co (except in NY) and Principal Life Insurance Company<sup>\u00ae<\/sup>. Plan administrative services offered by Principal Life. Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc. Securities offered through Principal Securities, Inc., member SIPC and\/or independent broker\/-dealers. Principal Asset Management<sup>SM<\/sup> is a trade name of Principal Global Investors, LLC. Principal Global Investors leads global asset management. Referenced companies are members of the Principal Financial Group<sup>\u00ae<\/sup>, Des Moines, Iowa 50392.<\/p>\n<p>\n\u00a9 2026 Principal Financial Services, Inc. Principal<sup>\u00ae<\/sup>, Principal Financial Group<sup>\u00ae<\/sup>, and Principal and the logomark design are registered trademarks of Principal Financial Services, Inc., a Principal Financial Group company, in the United States and are trademarks and services marks of Principal Financial Services, Inc., in various countries around the world.<\/p>\n<p>\nNone of the entities listed herein are affiliates with any company of Principal<sup>\u00ae<\/sup><\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20261104148776r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20261104148776\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20261104148776\/en\/<\/a><\/span><\/p>\n<p>\nAshley Miller, <a rel=\"nofollow\" href=\"mailto:miller.ashley@principal.com\">miller.ashley@principal.com<\/a>, +1.515.878.6295<\/p>\n<p><b>KEYWORDS:<\/b> United States North America Iowa<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Insurance Finance Fintech Consulting Banking Accounting Professional Services Business Small Business Other Professional Services<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20261104148776\/en\/1421047\/3\/principal_full_transparent_background.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Global Financial Inclusion Index From Principal\u00ae Reaches Five-Year High; Fewer People Feel the Benefit Digitization and stronger financial systems are driving global gains, with significant momentum coming from emerging markets Conducted by the Centre for Economics and Business Research (Cebr) and Principal, the Index ranks 42 markets based on the support provided by employers, governments, and financial systems to foster financial inclusion. The global financial inclusion score regained momentum in 2026, driven mostly by financial system support improvements. Singapore retains the top position in Global Financial Inclusion Score for the fifth consecutive year, while the U.S. rises two places to rank fifth overall. Despite stronger foundations for financial inclusion, the share of people globally who feel financially included fell to &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/global-financial-inclusion-index-from-principal-reaches-five-year-high-fewer-people-feel-the-benefit\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Global Financial Inclusion Index From Principal\u00ae Reaches Five-Year High; Fewer People Feel the Benefit&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1016922","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Global Financial Inclusion Index From Principal\u00ae Reaches Five-Year High; Fewer People Feel the Benefit - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/global-financial-inclusion-index-from-principal-reaches-five-year-high-fewer-people-feel-the-benefit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Global Financial Inclusion Index From Principal\u00ae Reaches Five-Year High; Fewer People Feel the Benefit - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Global Financial Inclusion Index From Principal\u00ae Reaches Five-Year High; Fewer People Feel the Benefit Digitization and stronger financial systems are driving global gains, with significant momentum coming from emerging markets Conducted by the Centre for Economics and Business Research (Cebr) and Principal, the Index ranks 42 markets based on the support provided by employers, governments, and financial systems to foster financial inclusion. The global financial inclusion score regained momentum in 2026, driven mostly by financial system support improvements. Singapore retains the top position in Global Financial Inclusion Score for the fifth consecutive year, while the U.S. rises two places to rank fifth overall. 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