{"id":1011173,"date":"2026-10-19T07:23:58","date_gmt":"2026-10-19T11:23:58","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/fifth-third-bancorp-reports-third-quarter-2026-earnings\/"},"modified":"2026-10-19T07:23:58","modified_gmt":"2026-10-19T11:23:58","slug":"fifth-third-bancorp-reports-third-quarter-2026-earnings","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/fifth-third-bancorp-reports-third-quarter-2026-earnings\/","title":{"rendered":"Fifth Third Bancorp Reports Third Quarter 2026 Earnings"},"content":{"rendered":"

<\/p>\n

Fifth Third Bancorp Reports Third Quarter 2026 Earnings<\/b><\/p>\n

Organic momentum and successful integration advance the earnings power of the combined company<\/i><\/p>\n

Reported EPS of $0.90; adjusted EPS(a)<\/sup> of $1.13 excludes $0.23 of certain items on page 2<\/i><\/p>\n

CINCINNATI–(BUSINESS WIRE<\/a>)–
\nFifth Third Bancorp (NYSE: FITB):<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

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\n\u00a0<\/p>\n<\/td>\n

\n

Key Financial Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Key Highlights<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

$ in millions for all balance sheet and income statement items<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

3Q26<\/b><\/p>\n<\/td>\n

\n

2Q26<\/b><\/p>\n<\/td>\n

\n

3Q25<\/b><\/p>\n<\/td>\n

\n

Stability:<\/b><\/p>\n

    \n
  • \nResilient credit performance. Net charge-offs(b)<\/sup> of 31 bps in 3Q26<\/p>\n<\/li>\n
  • \nCore deposits increased 3% sequentially; loan-to-core deposit ratio of 76%<\/p>\n<\/li>\n
  • \nStrong client and banker retention through the Comerica conversion<\/p>\n<\/li>\n<\/ul>\n

    Profitability:<\/b><\/p>\n

      \n
    • \nNet interest income increased 3% sequentially<\/p>\n<\/li>\n
    • \n8% adjusted PPNR(a)<\/sup> growth and 450 bps of positive operating leverage from 2Q26<\/p>\n<\/li>\n
    • \n20.6% adjusted ROTCE(a) <\/sup>and 1.41% adjusted ROA(a)<\/sup><\/li>\n<\/ul>\n

      Growth:<\/b><\/p>\n

        \n
      • \nGenerated 70% more commercial new quality relationships compared to 3Q25<\/p>\n<\/li>\n
      • \nConsumer household growth of 7% in the Southeast and 8% in the Southwest<\/p>\n<\/li>\n
      • \nGained deposit share in Texas and California, with capped deposits in Dallas, Houston and Austin each up more than 20% year-over-year, while Southeast deposit growth was more than five times the market rate<\/p>\n<\/li>\n<\/ul>\n

        \n\u00a0<\/p>\n

        \n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

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\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n$828<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$763<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (U.S. GAAP)<\/p>\n<\/td>\n

\n

\n2,271<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,215<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,520<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,276<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,220<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,525<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,049<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,109<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Per Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEarnings per share, basic<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$0.84<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n0.90<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.83<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.91<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBook value per share<\/p>\n<\/td>\n

\n

\n34.31<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n35.63<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n29.26<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible book value per share(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n22.01<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n23.22<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21.66<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Balance Sheet & Credit Quality<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$179,244<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$177,572<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,326<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage deposits<\/p>\n<\/td>\n

\n

\n238,344<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n231,506<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n164,754<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAccumulated other comprehensive loss<\/p>\n<\/td>\n

\n

\n(4,919<\/p>\n<\/td>\n

\n

\n)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3,286<\/p>\n<\/td>\n

\n

\n)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3,276<\/p>\n<\/td>\n

\n

\n)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet charge-off ratio(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.31<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n0.30<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n1.09<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNonperforming asset ratio(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.64<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.60<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.65<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Financial Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average assets<\/p>\n<\/td>\n

\n

\n1.14<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n1.08<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n1.21<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average common equity<\/p>\n<\/td>\n

\n

\n10.2<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12.6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average tangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n16.6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15.6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17.3<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCET1 capital(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n10.02<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.93<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.57<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest margin(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.34<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.36<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.13<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEfficiency(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n62.4<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n64.3<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n54.9<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Other than the Quarterly Financial Review tables beginning on page 14, commentary is on a fully taxable-equivalent (FTE) basis unless otherwise noted. Consistent with SEC guidance in Regulation S-K that contemplates the calculation of tax-exempt income on a taxable-equivalent basis, net interest income, net interest margin, net interest rate spread, total revenue and the efficiency ratio are provided on an FTE basis.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n
\n

From Tim Spence, Fifth Third Chairman, CEO and President:<\/b><\/p>\n<\/td>\n<\/tr>\n<\/table>\n

Fifth Third’s third quarter reflected the earnings power of the combined company. Even while integrating Comerica, our adjusted return on tangible common equity and efficiency ratio improved from the second quarter, and credit performance remained stable.<\/i><\/p>\n

Less than a year after we announced the Comerica acquisition, we completed the systems conversion with strong client and banker retention. Most importantly, the business is growing. The latest FDIC data show sustained deposit share gains in the Southeast and new share gains in Comerica’s Michigan, Texas and California markets, and household growth continues to be led by the Southeast.<\/i><\/p>\n

We live in a more volatile world, and competition for deposits is heating up. Multiple sources of low-cost deposits and limited exposure to the borrowers most sensitive to higher rates give us flexibility regardless of the rate environment. We are building a Fifth Third that is better and not just bigger. We will continue to be guided by our operating priorities of stability, profitability and growth \u2013 in that order.<\/i><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Income Statement Highlights<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions, except per share data)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Condensed Statements of Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (NII)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$2,276<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,220<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,525<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n122<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n129<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n197<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(5)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(38)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(5)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,049<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,109<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIncome before income taxes(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,113<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,041<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$842<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTaxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n$5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nApplicable income tax expense<\/p>\n<\/td>\n

\n

\n242<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n235<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n188<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n$866<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$801<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$649<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDividends on preferred stock<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n$828<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$763<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n$0.90<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$0.83<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(1)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nFifth Third Bancorp (NYSE: FITB) today reported third quarter 2026 net income available to common shareholders of $828 million, or $0.90 per diluted share, compared to $763 million, or $0.83 per diluted share, in the prior quarter and $608 million, or $0.91 per diluted share, in the year-ago quarter.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Diluted earnings per share impact of certain item(s) – 3Q26<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(after-tax impact; $ in millions, except per share data)<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges(e)<\/sup><\/i>1,2<\/sup><\/p>\n<\/td>\n

\n

\n$(171)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters(e)3<\/sup><\/i><\/p>\n<\/td>\n

\n

\n(26)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTechnology-related asset impairments(e)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n(14)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAfter-tax impactof certain item(s)<\/p>\n<\/td>\n

\n

\n$(211)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDiluted earnings per share impact of certain item(s)4<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$(0.23)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Totals may not foot due to rounding; 1<\/sup>A portion of the adjustments related to merger-related expenses are not tax-deductible; 2<\/sup>Pre-tax merger-related charges increased noninterest expense by $215 million and decreased noninterest income by $10 million; 3<\/sup>Interchange litigation matters increased noninterest expense by $5 million and decreased noninterest income by $29 million; 4<\/sup>Diluted earnings per share impact reflects 917.103 million average diluted shares outstanding<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(FTE; $ in millions)<\/b>(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest income<\/p>\n<\/td>\n

\n

\n$3,503<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$3,377<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,524<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest expense<\/p>\n<\/td>\n

\n

\n1,227<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,157<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n999<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (NII)<\/p>\n<\/td>\n

\n

\n$2,276<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,220<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,525<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Yield\/Rate Analysis<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nbps Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYield on interest-earning assets<\/p>\n<\/td>\n

\n

\n5.15%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5.11%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5.18%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nRate paid on interest-bearing liabilities<\/p>\n<\/td>\n

\n

\n2.50%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.44%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.77%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(27)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest rate spread<\/p>\n<\/td>\n

\n

\n2.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.67%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.41%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest margin (NIM)<\/p>\n<\/td>\n

\n

\n3.34%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.36%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNet interest income (FTE) increased 3% sequentially to $2.28 billion, reflecting the benefit of higher market rates, continued fixed-rate asset repricing, active investment portfolio management, and loan growth. These benefits were partially offset by higher deposit costs due to higher market rates and the migration of former off-balance-sheet Comerica investment sweep balances into interest-bearing deposits.<\/p>\n

\nCompared with the year-ago quarter, net interest income increased 49%, primarily reflecting the addition of Comerica, with further support from fixed-rate asset repricing and balance sheet management.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nWealth and asset management revenue<\/p>\n<\/td>\n

\n

\n$259<\/p>\n<\/td>\n

\n

\n$256<\/p>\n<\/td>\n

\n

\n$181<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n43%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial payments revenue<\/p>\n<\/td>\n

\n

\n256<\/p>\n<\/td>\n

\n

\n254<\/p>\n<\/td>\n

\n

\n157<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n63%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsumer banking revenue<\/p>\n<\/td>\n

\n

\n158<\/p>\n<\/td>\n

\n

\n161<\/p>\n<\/td>\n

\n

\n144<\/p>\n<\/td>\n

\n

\n(2)%<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCapital markets fees<\/p>\n<\/td>\n

\n

\n147<\/p>\n<\/td>\n

\n

\n154<\/p>\n<\/td>\n

\n

\n115<\/p>\n<\/td>\n

\n

\n(5)%<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial banking revenue<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n125<\/p>\n<\/td>\n

\n

\n87<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n47%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMortgage banking net revenue<\/p>\n<\/td>\n

\n

\n47<\/p>\n<\/td>\n

\n

\n39<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n(19)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther noninterest income<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n(64)%<\/p>\n<\/td>\n

\n

\n(38)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities (losses) gains, net<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal noninterest income<\/p>\n<\/td>\n

\n

\n$1,008<\/p>\n<\/td>\n

\n

\n$1,059<\/p>\n<\/td>\n

\n

\n$781<\/p>\n<\/td>\n

\n

\n(5)%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNoninterest income of $1.01 billion decreased $51 million, or 5%, sequentially and increased $227 million, or 29%, year-over-year. The reported results reflect the impact of certain items in the table below, including interchange litigation matters, merger-related charges, and other securities gains\/losses, which incorporate the mark-to-market impacts from securities tied to non-qualified deferred compensation plans, which are offset in noninterest expense.<\/p>\n

\nHigher mortgage banking, commercial banking, and wealth and asset management revenue more than offset lower capital markets and consumer banking revenue. Wealth and asset management benefited from higher institutional trust and personal asset management revenue. Commercial payments was stable, as growth in deposit fees was offset by higher earnings credits. Capital markets fees declined as late-quarter market volatility slowed M&A advisory and loan syndication activity, more than offsetting higher corporate bond fees.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income excluding certain items<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income excluding certain items<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income (U.S. GAAP)<\/p>\n<\/td>\n

\n

\n$1,008<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,059<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$781<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther securities losses\/(gains), net<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(30)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(10)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities repositioning losses<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income excluding certain items(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,052<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,040<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$789<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nExcluding certain items, noninterest income increased 1% sequentially to $1.05 billion.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCompensation and benefits<\/p>\n<\/td>\n

\n

\n$982<\/p>\n<\/td>\n

\n

\n$1,129<\/p>\n<\/td>\n

\n

\n$685<\/p>\n<\/td>\n

\n

\n(13)%<\/p>\n<\/td>\n

\n

\n43%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTechnology and communications<\/p>\n<\/td>\n

\n

\n300<\/p>\n<\/td>\n

\n

\n250<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n134%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet occupancy expense<\/p>\n<\/td>\n

\n

\n144<\/p>\n<\/td>\n

\n

\n154<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n

\n

\n(6)%<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCard and processing expense<\/p>\n<\/td>\n

\n

\n60<\/p>\n<\/td>\n

\n

\n66<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n(9)%<\/p>\n<\/td>\n

\n

\n173%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEquipment expense<\/p>\n<\/td>\n

\n

\n59<\/p>\n<\/td>\n

\n

\n60<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n(2)%<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLoan and lease expense<\/p>\n<\/td>\n

\n

\n47<\/p>\n<\/td>\n

\n

\n53<\/p>\n<\/td>\n

\n

\n39<\/p>\n<\/td>\n

\n

\n(11)%<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarketing expense<\/p>\n<\/td>\n

\n

\n57<\/p>\n<\/td>\n

\n

\n65<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n(12)%<\/p>\n<\/td>\n

\n

\n68%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther noninterest expense<\/p>\n<\/td>\n

\n

\n400<\/p>\n<\/td>\n

\n

\n332<\/p>\n<\/td>\n

\n

\n226<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n77%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal noninterest expense<\/p>\n<\/td>\n

\n

\n$2,049<\/p>\n<\/td>\n

\n

\n$2,109<\/p>\n<\/td>\n

\n

\n$1,267<\/p>\n<\/td>\n

\n

\n(3)%<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNoninterest expense of $2.05 billion decreased 3% sequentially, driven primarily by lower compensation and benefits expense. The reported results reflect the impact of certain items in the table below.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense excluding certain item(s)<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense excluding certain item(s)<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense (U.S. GAAP)<\/p>\n<\/td>\n

\n

\n$2,049<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,109<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,267<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n(215)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(203)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTechnology-related asset impairments<\/p>\n<\/td>\n

\n

\n(19)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(9)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeverance expense<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFDIC special assessment<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense excluding certain item(s)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,810<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,891<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,264<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(4)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n43%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-qualified deferred compensation benefit\/(expense)<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(30)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(11)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense excluding certain item(s) and non-qualified deferred compensation(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,816<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,861<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,253<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNoninterest expense excluding certain items and non-qualified deferred compensation decreased 2% sequentially to $1.82 billion. Merger-related charges recognized in noninterest expense totaled approximately 1.04 billion year-to-date, consistent with the integration timeline.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Interest-Earning Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$85,982<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$84,967<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$54,170<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n59%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,263<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27,176<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,027<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n127%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,744<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8,437<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5,541<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n58%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,574<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,503<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n$125,563<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$124,083<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$74,915<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n68%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsumer loans:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n$19,775<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$19,626<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$17,656<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n7,023<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6,830<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,579<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n53%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,182<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,239<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,729<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,678<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,244<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,384<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,355<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,764<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,414<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n$53,681<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$53,489<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$48,411<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$179,244<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$177,572<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,326<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$170<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$399<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$44<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(57)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n286%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsumer loans held for sale<\/p>\n<\/td>\n

\n

\n597<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n736<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n623<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(19)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(4)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$767<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,135<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$667<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(32)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average loans and leases<\/p>\n<\/td>\n

\n

\n$180,011<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$178,707<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,993<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities (taxable and tax-exempt)<\/p>\n<\/td>\n

\n

\n$68,543<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$67,924<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$54,592<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n21,469<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,358<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,915<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average interest-earning assets<\/p>\n<\/td>\n

\n

\n$270,023<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$264,989<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$193,500<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nTotal average portfolio loans and leases of $179 billion increased 1% sequentially and 45% year-over-year. Sequential performance was driven by approximately $1.5 billion of growth in commercial loans and leases, while average consumer loans were broadly stable. Year-over-year growth primarily reflected the addition of Comerica.<\/p>\n

\nAverage securities (taxable and tax-exempt; amortized cost) of $69 billion increased 1% sequentially and 26% year-over-year, with sequential growth reflecting continued investment portfolio activity. Average other short-term investments (including interest-bearing cash) increased $3.1 billion, or 17%, sequentially, primarily reflecting the migration of the previously mentioned former off-balance-sheet Comerica investment sweep balances onto the balance sheet.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

End of Period Interest-Earning Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

End of Period Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n$126,366<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$124,880<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$74,423<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n70%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,906<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n53,648<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n48,707<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$180,272<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$178,528<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,130<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n46%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

End of Period Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$728<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$866<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$576<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(16)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n$181,000<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$179,394<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,706<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n46%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities (taxable and tax-exempt)<\/p>\n<\/td>\n

\n

\n$70,769<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$68,332<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$52,680<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n16,520<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19,350<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,215<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(15)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(4)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal interest-earning assets<\/p>\n<\/td>\n

\n

\n$268,289<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$267,076<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$193,601<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nPeriod-end total portfolio loans and leases increased 1% sequentially to $180 billion. Commercial growth was led by construction and C&I originations, partly offset by elevated payoffs. Consumer growth reflected continued momentum in home equity, partially offset by expected runoff in solar energy installation loans.<\/p>\n

\nTotal period-end securities (taxable and tax-exempt; amortized cost) increased $2.4 billion sequentially to $71 billion as a portion of the liquidity held earlier in the quarter was deployed into higher-yielding investment securities. As a result, period-end short-term investments declined $2.8 billion even though average short-term investments were higher for the quarter.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Average Deposits<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Deposits<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDemand<\/p>\n<\/td>\n

\n

\n$64,228<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$63,976<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$41,235<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n56%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest checking<\/p>\n<\/td>\n

\n

\n75,025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n70,507<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n56,624<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSavings<\/p>\n<\/td>\n

\n

\n18,037<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,430<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16,376<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMoney market<\/p>\n<\/td>\n

\n

\n66,247<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n63,200<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n37,434<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n77%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal transaction deposits<\/p>\n<\/td>\n

\n

\n$223,537<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$216,113<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$151,669<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n47%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n12,102<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,403<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10,841<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal core deposits<\/p>\n<\/td>\n

\n

\n$235,639<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$228,516<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$162,510<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCDs over $250,0001<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,705<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,990<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,244<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(10)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average deposits<\/p>\n<\/td>\n

\n

\n$238,344<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$231,506<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$164,754<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

1<\/sup>CDs over $250,000 includes $1.0MM, $0.1BN, and $1.0BN of retail brokered certificates of deposit which are fully covered by FDIC insurance for the three months ended 9\/30\/26, 6\/30\/26, and 9\/30\/25, respectively.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nTotal average deposits increased 3% sequentially to $238 billion, reflecting operational deposit growth, the Southwest retail deposit campaign, and the migration of former off-balance-sheet Comerica investment sweep balances onto the balance sheet. Additionally, certain Comerica legacy deposit products were simplified into more modern interest checking products resulting in a shift from commercial savings and money market into interest checking.<\/p>\n

\nPeriod-end total deposits increased 2% sequentially to $239 billion, with growth in interest-checking, partially offset by lower money market and CD balances. The period-end portfolio loan-to-core deposit ratio improved to 76% from 77% last quarter, as deposit growth modestly outpaced loan growth.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Average Wholesale Funding<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Wholesale Funding<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCDs over $250,0001<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$2,705<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,990<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,244<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(10)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFederal funds purchased<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n160<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n198<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(9)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities sold under repurchase agreements<\/p>\n<\/td>\n

\n

\n395<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n444<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n376<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(11)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFHLB advances<\/p>\n<\/td>\n

\n

\n2,365<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,437<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,920<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(31)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(52)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDerivative collateral and other secured borrowings<\/p>\n<\/td>\n

\n

\n93<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n64<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n82<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n17,513<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,817<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,001<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average wholesale funding<\/p>\n<\/td>\n

\n

\n$23,252<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$25,912<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$21,821<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(10)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

1<\/sup>CDs over $250,000 includes $1.0MM, $0.1BN, and $1.0BN of retail brokered certificates of deposit which are fully covered by FDIC insurance for the three months ended 9\/30\/26, 6\/30\/26, and 9\/30\/25, respectively.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nStrong deposit growth improved the overall funding mix and supported a 10% sequential reduction in average wholesale funding to $23 billion, driven primarily by decreases of $1.3 billion in long-term debt and $1.1 billion in FHLB advances.<\/p>\n

\nCompared with the year-ago quarter, average wholesale funding increased 7%, reflecting the Comerica acquisition.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n\n

Credit Quality Summary<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nTotal nonaccrual portfolio loans and leases (NPLs)<\/p>\n<\/td>\n

\n

\n$1,070<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,041<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$960<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$767<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$768<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nRepossessed property<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nOREO1<\/sup><\/i><\/p>\n<\/td>\n

\n

\n81<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nTotal nonperforming portfolio loans and leases and OREO (NPAs)<\/p>\n<\/td>\n

\n

\n$1,160<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,075<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$999<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$797<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$801<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nNPL ratio(f)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.58%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.54%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nNPA ratio(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.64%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.60%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.57%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nPortfolio loans and leases 30-89 days past due (accrual)<\/p>\n<\/td>\n

\n

\n$540<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$561<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$683<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$360<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$348<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nPortfolio loans and leases 90 days past due (accrual)<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n33<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n49<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n30-89 days past due as a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n0.30%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.28%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n90 days past due as a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n0.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.03%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nAllowance for loan and lease losses (ALLL), beginning<\/p>\n<\/td>\n

\n

\n$2,918<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,412<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nTotal net losses charged-off<\/p>\n<\/td>\n

\n

\n(139)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(135)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(144)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(125)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(339)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nProvision for loan and lease losses<\/p>\n<\/td>\n

\n

\n127<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n131<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n152<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n113<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n192<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nAllowance on PCD loans and leases at acquisition<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n180<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nAllowance on PSLs at acquisition<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n481<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nALLL, ending<\/p>\n<\/td>\n

\n

\n$2,906<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,918<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nReserve for unfunded commitments, beginning<\/p>\n<\/td>\n

\n

\n$230<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$232<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$146<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n(Benefit from) provision for the reserve for unfunded commitments<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n75<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nReserve for unfunded commitments, ending<\/p>\n<\/td>\n

\n

\n$225<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$230<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$232<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nTotal allowance for credit losses (ACL)<\/p>\n<\/td>\n

\n

\n$3,131<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$3,148<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$3,154<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,410<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,416<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nACL ratios:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nAs a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.74%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.76%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.79%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nAs a % of nonperforming portfolio loans and leases<\/p>\n<\/td>\n

\n

\n292%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n303%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n328%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nAs a % of nonperforming portfolio assets<\/p>\n<\/td>\n

\n

\n270%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n293%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n316%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nALLL as a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.61%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.63%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.66%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nTotal losses charged-off<\/p>\n<\/td>\n

\n

\n$(192)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(181)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(187)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(177)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(382)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nTotal recoveries of losses previously charged-off<\/p>\n<\/td>\n

\n

\n53<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n46<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n52<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nTotal net losses charged-off2<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$(139)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(135)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(144)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(125)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(339)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nNet charge-off ratio (NCO ratio)(b)2<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.30%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nCommercial NCO ratio<\/p>\n<\/td>\n

\n

\n0.22%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.21%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.26%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.27%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.46%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

\nConsumer NCO ratio<\/p>\n<\/td>\n

\n

\n0.52%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.53%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.58%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.52%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

1<\/sup>Includes branch-related real estate no longer intended to be used for banking purposes.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n\n

2<\/sup>Excludes net charge-offs of $100 million which were taken immediately at the time of acquisition.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nThe provision for credit losses declined to $122 million from $129 million in the prior quarter. The allowance for credit losses was $3.1 billion, or 1.74%, of total portfolio loans and leases, compared with 1.76% in the prior quarter. The modest decline in the ACL ratio reflected improvement in the commercial risk profile. The ACL coverage ratio remained strong at 292% of nonperforming portfolio loans and leases and 270% of nonperforming portfolio assets.<\/p>\n

\nNet charge-offs totaled $139 million, or 0.31%, of average portfolio loans, compared with $135 million, or 0.30%, in the prior quarter. The commercial NCO ratio increased 1 bp sequentially to 0.22%, while the consumer NCO ratio declined 1 bp to 0.52%.<\/p>\n

\nCompared with the year-ago quarter, the total NCO ratio improved 78 bps, largely because the prior year period included a $178 million asset-backed finance charge-off. Excluding that credit, the year-ago NCO ratio was 0.52%.<\/p>\n

\nCredit quality remained stable, with early- and late-stage delinquencies, nonperforming portfolio loans and leases and nonperforming portfolio assets broadly unchanged sequentially. OREO was $81 million at September 30, 2026 and included $74 million of branch-related real estate no longer intended to be used for banking purposes primarily driven by the Comerica acquisition.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Capital Position<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Capital Position<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage total Bancorp shareholders’ equity as a % of average assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.37%<\/p>\n<\/td>\n

\n

\n11.50%<\/p>\n<\/td>\n

\n

\n11.34%<\/p>\n<\/td>\n

\n

\n10.11%<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.13%<\/p>\n<\/td>\n

\n

\n9.04%<\/p>\n<\/td>\n

\n

\n9.01%<\/p>\n<\/td>\n

\n

\n9.28%<\/p>\n<\/td>\n

\n

\n9.12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (excluding AOCI)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8.39%<\/p>\n<\/td>\n

\n

\n8.30%<\/p>\n<\/td>\n

\n

\n8.26%<\/p>\n<\/td>\n

\n

\n8.46%<\/p>\n<\/td>\n

\n

\n8.29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (including AOCI)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6.88%<\/p>\n<\/td>\n

\n

\n7.29%<\/p>\n<\/td>\n

\n

\n7.25%<\/p>\n<\/td>\n

\n

\n7.14%<\/p>\n<\/td>\n

\n

\n6.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Regulatory Capital Ratios(d)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n9.93%<\/p>\n<\/td>\n

\n

\n9.89%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.57%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.90%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.79%<\/p>\n<\/td>\n

\n

\n11.87%<\/p>\n<\/td>\n

\n

\n11.63%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12.54%<\/p>\n<\/td>\n

\n

\n12.50%<\/p>\n<\/td>\n

\n

\n12.50%<\/p>\n<\/td>\n

\n

\n13.78%<\/p>\n<\/td>\n

\n

\n13.54%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.22%<\/p>\n<\/td>\n

\n

\n9.20%<\/p>\n<\/td>\n

\n

\n10.22%<\/p>\n<\/td>\n

\n

\n9.41%<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nFifth Third’s CET1 capital ratio increased to 10.02%, compared with 9.93% in the prior quarter, as capital generated through earnings was partially offset by RWA growth. Fifth Third did not repurchase common shares during the quarter or year-to-date.<\/p>\n

Tax Rate<\/b><\/p>\n

\nThe effective tax rate for the quarter was 21.8% compared with 22.7% in the prior quarter and 22.6% in the year-ago quarter.<\/p>\n

Conference Call<\/b><\/p>\n

\nFifth Third will host a conference call to discuss these financial results at 9:00 a.m. (Eastern Time) today. This conference call will be webcast live and may be accessed through the Fifth Third Investor Relations website at www.53.com<\/a> (click on \u201cAbout Us\u201d then \u201cInvestor Relations\u201d). Those unable to listen to the live webcast may access a webcast replay through the Fifth Third Investor Relations website at the same web address, which will be available for 30 days.<\/p>\n

Corporate Profile<\/b><\/p>\n

\nFifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World’s Most Ethical Companies\u00ae for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is to be the one bank people most value and trust.<\/p>\n

\nFifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank, and its common stock is traded on the New York Stock Exchange under the symbol “FITB.” Investor information and press releases can be viewed at www.53.com<\/a>. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.<\/p>\n

Earnings Release End Notes<\/b><\/p>\n\n\n\n\n\n\n\n
(a)<\/i><\/td>\n\n\n

Non-GAAP measure; see discussion of non-GAAP reconciliation beginning on page 27.<\/i><\/p>\n<\/td>\n<\/tr>\n

(b)<\/i><\/td>\n\n\n

Net losses charged-off as a percent of average portfolio loans and leases presented on an annualized basis.<\/i><\/p>\n<\/td>\n<\/tr>\n

(c)<\/i><\/td>\n\n\n

Nonperforming portfolio assets as a percent of portfolio loans and leases and OREO.<\/i><\/p>\n<\/td>\n<\/tr>\n

(d)<\/i><\/td>\n\n\n

Current period regulatory capital ratios are estimated.<\/i><\/p>\n<\/td>\n<\/tr>\n

(e)<\/i><\/td>\n\n\n

Assumes a 24% tax rate.<\/i><\/p>\n<\/td>\n<\/tr>\n

(f)<\/i><\/td>\n\n\n

Nonperforming portfolio loans and leases as a percent of portfolio loans and leases.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n

FORWARD-LOOKING STATEMENTS<\/b><\/p>\n

This release contains statements that we believe are \u201cforward-looking statements\u201d within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated thereunder. All statements other than statements of historical fact are forward-looking statements. These statements relate to our financial condition, results of operations, plans, objectives, future performance, capital actions or business. They usually can be identified by the use of forward-looking language such as \u201cwill likely result,\u201d \u201cmay,\u201d \u201care expected to,\u201d \u201cis anticipated,\u201d \u201cpotential,\u201d \u201cestimate,\u201d \u201cforecast,\u201d \u201cprojected,\u201d \u201cintends to,\u201d or may include other similar words or phrases such as \u201cbelieves,\u201d \u201cplans,\u201d \u201ctrend,\u201d \u201cobjective,\u201d \u201ccontinue,\u201d \u201cremain,\u201d or similar expressions, or future or conditional verbs such as \u201cwill,\u201d \u201cwould,\u201d \u201cshould,\u201d \u201ccould,\u201d \u201cmight,\u201d \u201ccan,\u201d or similar verbs. You should not place undue reliance on these statements, as they are subject to risks and uncertainties, including but not limited to the risk factors set forth in our most recent Annual Report on Form 10-K as updated by our filings with the U.S. Securities and Exchange Commission (\u201cSEC\u201d).<\/i><\/p>\n

There are a number of important factors that could cause future results to differ materially from historical performance and these forward-looking statements. Factors that might cause such a difference include, but are not limited to: (1) deteriorating credit quality; (2) loan concentration by location or industry of borrowers or collateral; (3) any instability or disruption in the financial system, including those caused by actual or perceived issues affecting the soundness of other financial institutions or market participants; (4) inadequate sources of funding or liquidity; (5) unfavorable actions of rating agencies; (6) inability to maintain or grow deposits; (7) limitations on the ability to receive dividends from subsidiaries; (8) cyber-security risks; (9) Fifth Third\u2019s ability to secure confidential information and deliver products and services through the use of computer systems and telecommunications networks; (10) failures by third-party service providers; (11) inability to manage strategic initiatives and\/or organizational changes; (12) inability to implement technology system enhancements, including the use of artificial intelligence; (13) failure of internal controls and other risk management programs; (14) losses related to fraud, theft, misappropriation or violence; (15) inability to attract and retain skilled personnel; (16) adverse impacts of government regulation; (17) governmental or regulatory changes or other actions; (18) failures to meet applicable capital requirements; (19) regulatory objections to Fifth Third\u2019s capital plan; (20) regulation of Fifth Third\u2019s derivatives activities; (21) deposit insurance premiums; (22) assessments for the orderly liquidation fund; (23) weakness in the national or local economies; (24) global political and economic uncertainty or negative actions; (25) changes in interest rates and the effects of inflation; (26) changes in U.S. trade policies, including the imposition of tariffs and retaliatory tariffs; (27) changes and trends in capital markets; (28) fluctuation of Fifth Third\u2019s stock price; (29) volatility in mortgage banking revenue; (30) litigation, investigations, and enforcement proceedings; (31) breaches of contractual covenants, representations and warranties; (32) competition and changes in the financial services industry; (33) potential impacts of the adoption of real-time payment networks; (34) changing retail distribution strategies, customer preferences and behavior; (35) difficulties in identifying, acquiring or integrating suitable strategic partnerships, investments or acquisitions; (36) potential dilution from future acquisitions; (37) loss of income and\/or difficulties encountered in the sale and separation of businesses, investments or other assets; (38) results of investments or acquired entities; (39) changes in accounting standards or interpretation or declines in the value of Fifth Third\u2019s goodwill or other intangible assets; (40) inaccuracies or other failures from the use of models; (41) effects of critical accounting policies and judgments or the use of inaccurate estimates; (42) weather-related events, other natural disasters, or health emergencies (including pandemics); (43) the impact of reputational risk created by these or other developments on such matters as business generation and retention, funding and liquidity; (44) changes in law or requirements imposed by Fifth Third\u2019s regulators impacting our capital actions, including dividend payments and stock repurchases; (45) Fifth Third’s ability to meet its environmental and\/or social targets, goals and commitments; and (46) risks relating to the merger with Comerica Incorporated, including Fifth Third\u2019s inability to realize the anticipated benefits of the merger and potential disruption to Fifth Third\u2019s business resulting from post-merger integration.<\/i><\/p>\n

You should refer to our periodic and current reports filed with the SEC for further information on other factors, which could cause actual results to be significantly different from those expressed or implied by these forward-looking statements. Moreover, you should treat these statements as speaking only as of the date they are made and based only on information then actually known to us. We expressly disclaim any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements contained herein to reflect any change in our expectations or any changes in events, conditions or circumstances on which any such statement is based, except as may be required by law, and we claim the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. The information contained herein is intended to be reviewed in its entirety. Any qualifications, assumptions, conditions, limitations or other disclosures that apply to a particular item of information are deemed to apply, with any necessary adjustments to all references to that information throughout this press release.<\/i><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Quarterly Financial Review for September 30, 2026<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Table of Contents<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFinancial Highlights<\/p>\n<\/td>\n

\n

\n14-15<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsolidated Statements of Income<\/p>\n<\/td>\n

\n

\n16-17<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsolidated Balance Sheets<\/p>\n<\/td>\n

\n

\n18-19<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsolidated Statements of Changes in Equity<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage Balance Sheets and Yield\/Rate Analysis<\/p>\n<\/td>\n

\n

\n21-22<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSummary of Loans and Leases<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nRegulatory Capital<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSummary of Credit Loss Experience<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAsset Quality<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-GAAP Reconciliation<\/p>\n<\/td>\n

\n

\n27-29<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSegment Presentation<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFinancial Highlights<\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n

\n

\n% \/ bps<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% \/ bps<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nChange<\/p>\n<\/td>\n

\n

\nYear to Date<\/p>\n<\/td>\n

\n

\nChange<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income<\/p>\n<\/td>\n

\n

\n$2,271<\/p>\n<\/td>\n

\n

\n$2,215<\/p>\n<\/td>\n

\n

\n$1,520<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n

\n

\n$6,420<\/p>\n<\/td>\n

\n

\n$4,453<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,276<\/p>\n<\/td>\n

\n

\n2,220<\/p>\n<\/td>\n

\n

\n1,525<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n

\n

\n6,435<\/p>\n<\/td>\n

\n

\n4,468<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n2,962<\/p>\n<\/td>\n

\n

\n2,224<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal revenue (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3,284<\/p>\n<\/td>\n

\n

\n3,279<\/p>\n<\/td>\n

\n

\n2,306<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n42%<\/p>\n<\/td>\n

\n

\n9,397<\/p>\n<\/td>\n

\n

\n6,692<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n122<\/p>\n<\/td>\n

\n

\n129<\/p>\n<\/td>\n

\n

\n197<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n(38%)<\/p>\n<\/td>\n

\n

\n479<\/p>\n<\/td>\n

\n

\n544<\/p>\n<\/td>\n

\n

\n(12%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,049<\/p>\n<\/td>\n

\n

\n2,109<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n

\n

\n(3%)<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n6,553<\/p>\n<\/td>\n

\n

\n3,835<\/p>\n<\/td>\n

\n

\n71%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n866<\/p>\n<\/td>\n

\n

\n801<\/p>\n<\/td>\n

\n

\n649<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n

\n

\n1,832<\/p>\n<\/td>\n

\n

\n1,791<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n828<\/p>\n<\/td>\n

\n

\n763<\/p>\n<\/td>\n

\n

\n608<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n1,719<\/p>\n<\/td>\n

\n

\n1,677<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Earnings Per Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income allocated to common shareholders<\/p>\n<\/td>\n

\n

\n$828<\/p>\n<\/td>\n

\n

\n$763<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n$1,719<\/p>\n<\/td>\n

\n

\n$1,677<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage common shares outstanding (in thousands):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBasic<\/p>\n<\/td>\n

\n

\n911,919<\/p>\n<\/td>\n

\n

\n911,613<\/p>\n<\/td>\n

\n

\n666,427<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n

\n

\n883,202<\/p>\n<\/td>\n

\n

\n669,405<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDiluted<\/p>\n<\/td>\n

\n

\n917,103<\/p>\n<\/td>\n

\n

\n915,959<\/p>\n<\/td>\n

\n

\n670,878<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n

\n

\n888,097<\/p>\n<\/td>\n

\n

\n673,632<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, basic<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n

\n

\n$0.84<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n$1.95<\/p>\n<\/td>\n

\n

\n$2.51<\/p>\n<\/td>\n

\n

\n(22%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n0.90<\/p>\n<\/td>\n

\n

\n0.83<\/p>\n<\/td>\n

\n

\n0.91<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n1.94<\/p>\n<\/td>\n

\n

\n2.49<\/p>\n<\/td>\n

\n

\n(22%)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Common Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash dividends per common share<\/p>\n<\/td>\n

\n

\n$0.42<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n5%<\/p>\n<\/td>\n

\n

\n5%<\/p>\n<\/td>\n

\n

\n$1.22<\/p>\n<\/td>\n

\n

\n$1.14<\/p>\n<\/td>\n

\n

\n7%<\/p>\n<\/td>\n<\/tr>\n

\n

\nBook value per share<\/p>\n<\/td>\n

\n

\n34.31<\/p>\n<\/td>\n

\n

\n35.63<\/p>\n<\/td>\n

\n

\n29.26<\/p>\n<\/td>\n

\n

\n(4%)<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n

\n

\n34.31<\/p>\n<\/td>\n

\n

\n29.26<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket value per share<\/p>\n<\/td>\n

\n

\n50.58<\/p>\n<\/td>\n

\n

\n56.37<\/p>\n<\/td>\n

\n

\n44.55<\/p>\n<\/td>\n

\n

\n(10%)<\/p>\n<\/td>\n

\n

\n14%<\/p>\n<\/td>\n

\n

\n50.58<\/p>\n<\/td>\n

\n

\n44.55<\/p>\n<\/td>\n

\n

\n14%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon shares outstanding (in thousands)<\/p>\n<\/td>\n

\n

\n907,367<\/p>\n<\/td>\n

\n

\n906,573<\/p>\n<\/td>\n

\n

\n660,973<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n

\n

\n907,367<\/p>\n<\/td>\n

\n

\n660,973<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket capitalization<\/p>\n<\/td>\n

\n

\n$45,895<\/p>\n<\/td>\n

\n

\n$51,103<\/p>\n<\/td>\n

\n

\n$29,446<\/p>\n<\/td>\n

\n

\n(10%)<\/p>\n<\/td>\n

\n

\n56%<\/p>\n<\/td>\n

\n

\n$45,895<\/p>\n<\/td>\n

\n

\n$29,446<\/p>\n<\/td>\n

\n

\n56%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Financial Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average assets<\/p>\n<\/td>\n

\n

\n1.14%<\/p>\n<\/td>\n

\n

\n1.08%<\/p>\n<\/td>\n

\n

\n1.21%<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n0.85%<\/p>\n<\/td>\n

\n

\n1.13%<\/p>\n<\/td>\n

\n

\n(28)<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average common equity<\/p>\n<\/td>\n

\n

\n10.2%<\/p>\n<\/td>\n

\n

\n9.5%<\/p>\n<\/td>\n

\n

\n12.6%<\/p>\n<\/td>\n

\n

\n70<\/p>\n<\/td>\n

\n

\n(240)<\/p>\n<\/td>\n

\n

\n7.5%<\/p>\n<\/td>\n

\n

\n12.1%<\/p>\n<\/td>\n

\n

\n(460)<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average tangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n16.6%<\/p>\n<\/td>\n

\n

\n15.6%<\/p>\n<\/td>\n

\n

\n17.3%<\/p>\n<\/td>\n

\n

\n100<\/p>\n<\/td>\n

\n

\n(70)<\/p>\n<\/td>\n

\n

\n12.3%<\/p>\n<\/td>\n

\n

\n16.8%<\/p>\n<\/td>\n

\n

\n(450)<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income as a percent of total revenue(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n

\n

\n(100)<\/p>\n<\/td>\n

\n

\n(300)<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n

\n

\n(100)<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividend payout<\/p>\n<\/td>\n

\n

\n46.2%<\/p>\n<\/td>\n

\n

\n47.6%<\/p>\n<\/td>\n

\n

\n44.0%<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\n62.6%<\/p>\n<\/td>\n

\n

\n45.4%<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage total Bancorp shareholders\u2019 equity as a percent of average assets<\/p>\n<\/td>\n

\n

\n11.37%<\/p>\n<\/td>\n

\n

\n11.50%<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n(13)<\/p>\n<\/td>\n

\n

\n135<\/p>\n<\/td>\n

\n

\n11.40%<\/p>\n<\/td>\n

\n

\n9.78%<\/p>\n<\/td>\n

\n

\n162<\/p>\n<\/td>\n<\/tr>\n

\n

\nTangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n8.39%<\/p>\n<\/td>\n

\n

\n8.30%<\/p>\n<\/td>\n

\n

\n8.29%<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n8.39%<\/p>\n<\/td>\n

\n

\n8.29%<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest margin (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.34%<\/p>\n<\/td>\n

\n

\n3.36%<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n3.34%<\/p>\n<\/td>\n

\n

\n3.10%<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n<\/tr>\n

\n

\nEfficiency (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n62.4%<\/p>\n<\/td>\n

\n

\n64.3%<\/p>\n<\/td>\n

\n

\n54.9%<\/p>\n<\/td>\n

\n

\n(190)<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n

\n

\n69.7%<\/p>\n<\/td>\n

\n

\n57.3%<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n<\/tr>\n

\n

\nEffective tax rate<\/p>\n<\/td>\n

\n

\n21.8%<\/p>\n<\/td>\n

\n

\n22.7%<\/p>\n<\/td>\n

\n

\n22.6%<\/p>\n<\/td>\n

\n

\n(90)<\/p>\n<\/td>\n

\n

\n(80)<\/p>\n<\/td>\n

\n

\n22.0%<\/p>\n<\/td>\n

\n

\n22.1%<\/p>\n<\/td>\n

\n

\n(10)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Credit Quality<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off(h)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$139<\/p>\n<\/td>\n

\n

\n$135<\/p>\n<\/td>\n

\n

\n$339<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n(59%)<\/p>\n<\/td>\n

\n

\n$419<\/p>\n<\/td>\n

\n

\n$614<\/p>\n<\/td>\n

\n

\n(32%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n0.30%<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n(78)<\/p>\n<\/td>\n

\n

\n0.33%<\/p>\n<\/td>\n

\n

\n0.67%<\/p>\n<\/td>\n

\n

\n(34)<\/p>\n<\/td>\n<\/tr>\n

\n

\nALLL as a percent of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.61%<\/p>\n<\/td>\n

\n

\n1.63%<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n1.61%<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n<\/tr>\n

\n

\nACL as a percent of portfolio loans and leases(f)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1.74%<\/p>\n<\/td>\n

\n

\n1.76%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(22)<\/p>\n<\/td>\n

\n

\n1.74%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n(22)<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio assets as a percent of portfolio loans and leases and OREO<\/p>\n<\/td>\n

\n

\n0.64%<\/p>\n<\/td>\n

\n

\n0.60%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n0.64%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balances<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases, including held for sale<\/p>\n<\/td>\n

\n

\n$180,011<\/p>\n<\/td>\n

\n

\n$178,707<\/p>\n<\/td>\n

\n

\n$123,993<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n$172,414<\/p>\n<\/td>\n

\n

\n$123,147<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities and other short-term investments<\/p>\n<\/td>\n

\n

\n90,012<\/p>\n<\/td>\n

\n

\n86,282<\/p>\n<\/td>\n

\n

\n69,507<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n30%<\/p>\n<\/td>\n

\n

\n85,362<\/p>\n<\/td>\n

\n

\n69,853<\/p>\n<\/td>\n

\n

\n22%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets<\/p>\n<\/td>\n

\n

\n302,119<\/p>\n<\/td>\n

\n

\n297,948<\/p>\n<\/td>\n

\n

\n211,770<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n43%<\/p>\n<\/td>\n

\n

\n288,673<\/p>\n<\/td>\n

\n

\n210,965<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTransaction deposits(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n223,537<\/p>\n<\/td>\n

\n

\n216,113<\/p>\n<\/td>\n

\n

\n151,669<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n47%<\/p>\n<\/td>\n

\n

\n211,624<\/p>\n<\/td>\n

\n

\n151,327<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n235,639<\/p>\n<\/td>\n

\n

\n228,516<\/p>\n<\/td>\n

\n

\n162,510<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n

\n

\n223,674<\/p>\n<\/td>\n

\n

\n161,901<\/p>\n<\/td>\n

\n

\n38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nWholesale funding(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n23,252<\/p>\n<\/td>\n

\n

\n25,912<\/p>\n<\/td>\n

\n

\n21,821<\/p>\n<\/td>\n

\n

\n(10%)<\/p>\n<\/td>\n

\n

\n7%<\/p>\n<\/td>\n

\n

\n23,577<\/p>\n<\/td>\n

\n

\n22,167<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n<\/tr>\n

\n

\nBancorp shareholders’ equity<\/p>\n<\/td>\n

\n

\n34,338<\/p>\n<\/td>\n

\n

\n34,260<\/p>\n<\/td>\n

\n

\n21,216<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n32,917<\/p>\n<\/td>\n

\n

\n20,633<\/p>\n<\/td>\n

\n

\n60%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital Ratios(e)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n9.93%<\/p>\n<\/td>\n

\n

\n10.57%<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n(55)<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n10.57%<\/p>\n<\/td>\n

\n

\n(55)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n10.90%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n11.63%<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n(73)<\/p>\n<\/td>\n

\n

\n10.90%<\/p>\n<\/td>\n

\n

\n11.63%<\/p>\n<\/td>\n

\n

\n(73)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n12.54%<\/p>\n<\/td>\n

\n

\n12.50%<\/p>\n<\/td>\n

\n

\n13.54%<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n(100)<\/p>\n<\/td>\n

\n

\n12.54%<\/p>\n<\/td>\n

\n

\n13.54%<\/p>\n<\/td>\n

\n

\n(100)<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n9.22%<\/p>\n<\/td>\n

\n

\n9.20%<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n9.22%<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Additional Metrics<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBanking centers<\/p>\n<\/td>\n

\n

\n1,429<\/p>\n<\/td>\n

\n

\n1,500<\/p>\n<\/td>\n

\n

\n1,102<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n30%<\/p>\n<\/td>\n

\n

\n1,429<\/p>\n<\/td>\n

\n

\n1,102<\/p>\n<\/td>\n

\n

\n30%<\/p>\n<\/td>\n<\/tr>\n

\n

\nATMs<\/p>\n<\/td>\n

\n

\n2,549<\/p>\n<\/td>\n

\n

\n2,648<\/p>\n<\/td>\n

\n

\n2,184<\/p>\n<\/td>\n

\n

\n(4%)<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n

\n

\n2,549<\/p>\n<\/td>\n

\n

\n2,184<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFull-time equivalent employees<\/p>\n<\/td>\n

\n

\n25,069<\/p>\n<\/td>\n

\n

\n25,197<\/p>\n<\/td>\n

\n

\n18,476<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n25,069<\/p>\n<\/td>\n

\n

\n18,476<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under care ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$880<\/p>\n<\/td>\n

\n

\n$902<\/p>\n<\/td>\n

\n

\n$681<\/p>\n<\/td>\n

\n

\n(2%)<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n$880<\/p>\n<\/td>\n

\n

\n$681<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under management ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n125<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n77<\/p>\n<\/td>\n

\n

\n(2%)<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n125<\/p>\n<\/td>\n

\n

\n77<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n
\n

(a)<\/i><\/p>\n<\/td>\n

\n\n

Non-GAAP measure; see discussion and reconciliation of non-GAAP measures beginning on page 27.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b)<\/i><\/p>\n<\/td>\n

\n\n

Includes demand, interest checking, savings and money market deposits..<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c)<\/i><\/p>\n<\/td>\n

\n\n

Includes transaction deposits plus CDs $250,000 or less.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(d)<\/i><\/p>\n<\/td>\n

\n\n

Includes CDs over $250,000, other deposits, federal funds purchased, other short-term borrowings and long-term debt.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(e)<\/i><\/p>\n<\/td>\n

\n\n

Current period regulatory capital ratios are estimates.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(f)<\/i><\/p>\n<\/td>\n

\n\n

The allowance for credit losses is the sum of the ALLL and the reserve for unfunded commitments.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(g)<\/i><\/p>\n<\/td>\n

\n\n

Assets under management and assets under care include trust and brokerage assets.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(h)<\/i><\/p>\n<\/td>\n

\n\n

Excludes net charge-offs of $100 million which were taken at the time of acquisition.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFinancial Highlights<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income<\/p>\n<\/td>\n

\n

\n$2,271<\/p>\n<\/td>\n

\n

\n$2,215<\/p>\n<\/td>\n

\n

\n$1,934<\/p>\n<\/td>\n

\n

\n$1,529<\/p>\n<\/td>\n

\n

\n$1,520<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,276<\/p>\n<\/td>\n

\n

\n2,220<\/p>\n<\/td>\n

\n

\n1,939<\/p>\n<\/td>\n

\n

\n1,533<\/p>\n<\/td>\n

\n

\n1,525<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal revenue (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3,284<\/p>\n<\/td>\n

\n

\n3,279<\/p>\n<\/td>\n

\n

\n2,834<\/p>\n<\/td>\n

\n

\n2,344<\/p>\n<\/td>\n

\n

\n2,306<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n122<\/p>\n<\/td>\n

\n

\n129<\/p>\n<\/td>\n

\n

\n227<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n197<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,049<\/p>\n<\/td>\n

\n

\n2,109<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n866<\/p>\n<\/td>\n

\n

\n801<\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n731<\/p>\n<\/td>\n

\n

\n649<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n828<\/p>\n<\/td>\n

\n

\n763<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n699<\/p>\n<\/td>\n

\n

\n608<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Earnings Per Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income allocated to common shareholders<\/p>\n<\/td>\n

\n

\n$828<\/p>\n<\/td>\n

\n

\n$763<\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage common shares outstanding (in thousands):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBasic<\/p>\n<\/td>\n

\n

\n911,919<\/p>\n<\/td>\n

\n

\n911,613<\/p>\n<\/td>\n

\n

\n825,119<\/p>\n<\/td>\n

\n

\n664,384<\/p>\n<\/td>\n

\n

\n666,427<\/p>\n<\/td>\n<\/tr>\n

\n

\nDiluted<\/p>\n<\/td>\n

\n

\n917,103<\/p>\n<\/td>\n

\n

\n915,959<\/p>\n<\/td>\n

\n

\n830,274<\/p>\n<\/td>\n

\n

\n669,153<\/p>\n<\/td>\n

\n

\n670,878<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, basic<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n

\n

\n$0.84<\/p>\n<\/td>\n

\n

\n$0.16<\/p>\n<\/td>\n

\n

\n$1.05<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n0.90<\/p>\n<\/td>\n

\n

\n0.83<\/p>\n<\/td>\n

\n

\n0.15<\/p>\n<\/td>\n

\n

\n1.04<\/p>\n<\/td>\n

\n

\n0.91<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Common Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash dividends per common share<\/p>\n<\/td>\n

\n

\n$0.42<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n<\/tr>\n

\n

\nBook value per share<\/p>\n<\/td>\n

\n

\n34.31<\/p>\n<\/td>\n

\n

\n35.63<\/p>\n<\/td>\n

\n

\n35.24<\/p>\n<\/td>\n

\n

\n30.18<\/p>\n<\/td>\n

\n

\n29.26<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket value per share<\/p>\n<\/td>\n

\n

\n50.58<\/p>\n<\/td>\n

\n

\n56.37<\/p>\n<\/td>\n

\n

\n46.46<\/p>\n<\/td>\n

\n

\n46.81<\/p>\n<\/td>\n

\n

\n44.55<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon shares outstanding (in thousands)<\/p>\n<\/td>\n

\n

\n907,367<\/p>\n<\/td>\n

\n

\n906,573<\/p>\n<\/td>\n

\n

\n905,823<\/p>\n<\/td>\n

\n

\n661,198<\/p>\n<\/td>\n

\n

\n660,973<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket capitalization<\/p>\n<\/td>\n

\n

\n$45,895<\/p>\n<\/td>\n

\n

\n$51,103<\/p>\n<\/td>\n

\n

\n$42,085<\/p>\n<\/td>\n

\n

\n$30,951<\/p>\n<\/td>\n

\n

\n$29,446<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Financial Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average assets<\/p>\n<\/td>\n

\n

\n1.14%<\/p>\n<\/td>\n

\n

\n1.08%<\/p>\n<\/td>\n

\n

\n0.25%<\/p>\n<\/td>\n

\n

\n1.36%<\/p>\n<\/td>\n

\n

\n1.21%<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average common equity<\/p>\n<\/td>\n

\n

\n10.2%<\/p>\n<\/td>\n

\n

\n9.5%<\/p>\n<\/td>\n

\n

\n1.8%<\/p>\n<\/td>\n

\n

\n14.0%<\/p>\n<\/td>\n

\n

\n12.6%<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average tangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n16.6%<\/p>\n<\/td>\n

\n

\n15.6%<\/p>\n<\/td>\n

\n

\n3.5%<\/p>\n<\/td>\n

\n

\n19.0%<\/p>\n<\/td>\n

\n

\n17.3%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income as a percent of total revenue(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividend payout<\/p>\n<\/td>\n

\n

\n46.2%<\/p>\n<\/td>\n

\n

\n47.6%<\/p>\n<\/td>\n

\n

\n250.0%<\/p>\n<\/td>\n

\n

\n38.1%<\/p>\n<\/td>\n

\n

\n44.0%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage total Bancorp shareholders\u2019 equity as a percent of average assets<\/p>\n<\/td>\n

\n

\n11.37%<\/p>\n<\/td>\n

\n

\n11.50%<\/p>\n<\/td>\n

\n

\n11.34%<\/p>\n<\/td>\n

\n

\n10.11%<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n8.39%<\/p>\n<\/td>\n

\n

\n8.30%<\/p>\n<\/td>\n

\n

\n8.26%<\/p>\n<\/td>\n

\n

\n8.46%<\/p>\n<\/td>\n

\n

\n8.29%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest margin (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.34%<\/p>\n<\/td>\n

\n

\n3.36%<\/p>\n<\/td>\n

\n

\n3.30%<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEfficiency (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n62.4%<\/p>\n<\/td>\n

\n

\n64.3%<\/p>\n<\/td>\n

\n

\n84.5%<\/p>\n<\/td>\n

\n

\n55.8%<\/p>\n<\/td>\n

\n

\n54.9%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEffective tax rate<\/p>\n<\/td>\n

\n

\n21.8%<\/p>\n<\/td>\n

\n

\n22.7%<\/p>\n<\/td>\n

\n

\n20.1%<\/p>\n<\/td>\n

\n

\n19.8%<\/p>\n<\/td>\n

\n

\n22.6%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Credit Quality<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off(h)<\/sup><\/p>\n<\/td>\n

\n

\n$139<\/p>\n<\/td>\n

\n

\n$135<\/p>\n<\/td>\n

\n

\n$144<\/p>\n<\/td>\n

\n

\n$125<\/p>\n<\/td>\n

\n

\n$339<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n0.30%<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n<\/tr>\n

\n

\nALLL as a percent of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.61%<\/p>\n<\/td>\n

\n

\n1.63%<\/p>\n<\/td>\n

\n

\n1.66%<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n<\/tr>\n

\n

\nACL as a percent of portfolio loans and leases(f)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1.74%<\/p>\n<\/td>\n

\n

\n1.76%<\/p>\n<\/td>\n

\n

\n1.79%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio assets as a percent of portfolio loans and leases and OREO<\/p>\n<\/td>\n

\n

\n0.64%<\/p>\n<\/td>\n

\n

\n0.60%<\/p>\n<\/td>\n

\n

\n0.57%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balances<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases, including held for sale<\/p>\n<\/td>\n

\n

\n$180,011<\/p>\n<\/td>\n

\n

\n$178,707<\/p>\n<\/td>\n

\n

\n$158,283<\/p>\n<\/td>\n

\n

\n$124,147<\/p>\n<\/td>\n

\n

\n$123,993<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities and other short-term investments<\/p>\n<\/td>\n

\n

\n90,012<\/p>\n<\/td>\n

\n

\n86,282<\/p>\n<\/td>\n

\n

\n79,678<\/p>\n<\/td>\n

\n

\n69,997<\/p>\n<\/td>\n

\n

\n69,507<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets<\/p>\n<\/td>\n

\n

\n302,119<\/p>\n<\/td>\n

\n

\n297,948<\/p>\n<\/td>\n

\n

\n265,551<\/p>\n<\/td>\n

\n

\n213,021<\/p>\n<\/td>\n

\n

\n211,770<\/p>\n<\/td>\n<\/tr>\n

\n

\nTransaction deposits(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n223,537<\/p>\n<\/td>\n

\n

\n216,113<\/p>\n<\/td>\n

\n

\n194,904<\/p>\n<\/td>\n

\n

\n155,895<\/p>\n<\/td>\n

\n

\n151,669<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n235,639<\/p>\n<\/td>\n

\n

\n228,516<\/p>\n<\/td>\n

\n

\n206,545<\/p>\n<\/td>\n

\n

\n166,436<\/p>\n<\/td>\n

\n

\n162,510<\/p>\n<\/td>\n<\/tr>\n

\n

\nWholesale funding(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n23,252<\/p>\n<\/td>\n

\n

\n25,912<\/p>\n<\/td>\n

\n

\n21,551<\/p>\n<\/td>\n

\n

\n18,853<\/p>\n<\/td>\n

\n

\n21,821<\/p>\n<\/td>\n<\/tr>\n

\n

\nBancorp shareholders\u2019 equity<\/p>\n<\/td>\n

\n

\n34,338<\/p>\n<\/td>\n

\n

\n34,260<\/p>\n<\/td>\n

\n

\n30,108<\/p>\n<\/td>\n

\n

\n21,527<\/p>\n<\/td>\n

\n

\n21,216<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital Ratios(e)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n9.93%<\/p>\n<\/td>\n

\n

\n9.89%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.57%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n10.90%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.79%<\/p>\n<\/td>\n

\n

\n11.87%<\/p>\n<\/td>\n

\n

\n11.63%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n12.54%<\/p>\n<\/td>\n

\n

\n12.50%<\/p>\n<\/td>\n

\n

\n12.50%<\/p>\n<\/td>\n

\n

\n13.78%<\/p>\n<\/td>\n

\n

\n13.54%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n9.22%<\/p>\n<\/td>\n

\n

\n9.20%<\/p>\n<\/td>\n

\n

\n10.22%<\/p>\n<\/td>\n

\n

\n9.41%<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Additional Metrics<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBanking centers<\/p>\n<\/td>\n

\n

\n1,429<\/p>\n<\/td>\n

\n

\n1,500<\/p>\n<\/td>\n

\n

\n1,489<\/p>\n<\/td>\n

\n

\n1,130<\/p>\n<\/td>\n

\n

\n1,102<\/p>\n<\/td>\n<\/tr>\n

\n

\nATMs<\/p>\n<\/td>\n

\n

\n2,549<\/p>\n<\/td>\n

\n

\n2,648<\/p>\n<\/td>\n

\n

\n2,643<\/p>\n<\/td>\n

\n

\n2,199<\/p>\n<\/td>\n

\n

\n2,184<\/p>\n<\/td>\n<\/tr>\n

\n

\nFull-time equivalent employees<\/p>\n<\/td>\n

\n

\n25,069<\/p>\n<\/td>\n

\n

\n25,197<\/p>\n<\/td>\n

\n

\n25,980<\/p>\n<\/td>\n

\n

\n18,676<\/p>\n<\/td>\n

\n

\n18,476<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under care ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$880<\/p>\n<\/td>\n

\n

\n$902<\/p>\n<\/td>\n

\n

\n$865<\/p>\n<\/td>\n

\n

\n$690<\/p>\n<\/td>\n

\n

\n$681<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under management ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n125<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n80<\/p>\n<\/td>\n

\n

\n77<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n
\n

(a)<\/i><\/p>\n<\/td>\n

\n\n

Non-GAAP measure; see discussion and reconciliation of non-GAAP measures beginning on page 27.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b)<\/i><\/p>\n<\/td>\n

\n\n

Includes demand, interest checking, savings and money market deposits.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c)<\/i><\/p>\n<\/td>\n

\n\n

Includes transaction deposits plus CDs $250,000 or less.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(d)<\/i><\/p>\n<\/td>\n

\n\n

Includes CDs over $250,000, other deposits, federal funds purchased, other short-term borrowings and long-term debt.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(e)<\/i><\/p>\n<\/td>\n

\n\n

Current period regulatory capital ratios are estimates.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(f)<\/i><\/p>\n<\/td>\n

\n\n

The allowance for credit losses is the sum of the ALLL and the reserve for unfunded commitments.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(g)<\/i><\/p>\n<\/td>\n

\n\n

Assets under management and assets under care include trust and brokerage assets.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(h)<\/i><\/p>\n<\/td>\n

\n\n

Excludes net charge-offs of $100 million which were taken at the time of acquisition.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Statements of Income<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\nYear to Date<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest and fees on loans and leases<\/p>\n<\/td>\n

\n

\n$2,669<\/p>\n<\/td>\n

\n

\n$2,607<\/p>\n<\/td>\n

\n

\n$1,909<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n

\n

\n$7,570<\/p>\n<\/td>\n

\n

\n$5,604<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on securities<\/p>\n<\/td>\n

\n

\n631<\/p>\n<\/td>\n

\n

\n598<\/p>\n<\/td>\n

\n

\n444<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n

\n

\n42%<\/p>\n<\/td>\n

\n

\n1,730<\/p>\n<\/td>\n

\n

\n1,354<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on other short-term investments<\/p>\n<\/td>\n

\n

\n198<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n166<\/p>\n<\/td>\n

\n

\n19%<\/p>\n<\/td>\n

\n

\n19%<\/p>\n<\/td>\n

\n

\n543<\/p>\n<\/td>\n

\n

\n477<\/p>\n<\/td>\n

\n

\n14%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest income<\/p>\n<\/td>\n

\n

\n3,498<\/p>\n<\/td>\n

\n

\n3,372<\/p>\n<\/td>\n

\n

\n2,519<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n9,843<\/p>\n<\/td>\n

\n

\n7,435<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on deposits<\/p>\n<\/td>\n

\n

\n983<\/p>\n<\/td>\n

\n

\n891<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n

\n

\n2,688<\/p>\n<\/td>\n

\n

\n2,226<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on short-term borrowings<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n

\n

\n(26%)<\/p>\n<\/td>\n

\n

\n(54%)<\/p>\n<\/td>\n

\n

\n71<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n(61%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on long-term debt<\/p>\n<\/td>\n

\n

\n216<\/p>\n<\/td>\n

\n

\n228<\/p>\n<\/td>\n

\n

\n188<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n15%<\/p>\n<\/td>\n

\n

\n664<\/p>\n<\/td>\n

\n

\n575<\/p>\n<\/td>\n

\n

\n15%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest expense<\/p>\n<\/td>\n

\n

\n1,227<\/p>\n<\/td>\n

\n

\n1,157<\/p>\n<\/td>\n

\n

\n999<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n

\n

\n3,423<\/p>\n<\/td>\n

\n

\n2,982<\/p>\n<\/td>\n

\n

\n15%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income<\/b><\/p>\n<\/td>\n

\n

\n2,271<\/p>\n<\/td>\n

\n

\n2,215<\/p>\n<\/td>\n

\n

\n1,520<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n

\n

\n6,420<\/p>\n<\/td>\n

\n

\n4,453<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n122<\/p>\n<\/td>\n

\n

\n129<\/p>\n<\/td>\n

\n

\n197<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n(38%)<\/p>\n<\/td>\n

\n

\n479<\/p>\n<\/td>\n

\n

\n544<\/p>\n<\/td>\n

\n

\n(12%)<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income After Provision for Credit Losses<\/b><\/p>\n<\/td>\n

\n

\n2,149<\/p>\n<\/td>\n

\n

\n2,086<\/p>\n<\/td>\n

\n

\n1,323<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n5,941<\/p>\n<\/td>\n

\n

\n3,909<\/p>\n<\/td>\n

\n

\n52%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nWealth and asset management revenue<\/p>\n<\/td>\n

\n

\n259<\/p>\n<\/td>\n

\n

\n256<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n43%<\/p>\n<\/td>\n

\n

\n748<\/p>\n<\/td>\n

\n

\n519<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial payments revenue<\/p>\n<\/td>\n

\n

\n256<\/p>\n<\/td>\n

\n

\n254<\/p>\n<\/td>\n

\n

\n157<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n63%<\/p>\n<\/td>\n

\n

\n728<\/p>\n<\/td>\n

\n

\n462<\/p>\n<\/td>\n

\n

\n58%<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer banking revenue<\/p>\n<\/td>\n

\n

\n158<\/p>\n<\/td>\n

\n

\n161<\/p>\n<\/td>\n

\n

\n144<\/p>\n<\/td>\n

\n

\n(2%)<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n

\n

\n465<\/p>\n<\/td>\n

\n

\n428<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital markets fees<\/p>\n<\/td>\n

\n

\n147<\/p>\n<\/td>\n

\n

\n154<\/p>\n<\/td>\n

\n

\n115<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n

\n

\n435<\/p>\n<\/td>\n

\n

\n294<\/p>\n<\/td>\n

\n

\n48%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial banking revenue<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n125<\/p>\n<\/td>\n

\n

\n87<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n47%<\/p>\n<\/td>\n

\n

\n358<\/p>\n<\/td>\n

\n

\n247<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMortgage banking net revenue<\/p>\n<\/td>\n

\n

\n47<\/p>\n<\/td>\n

\n

\n39<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n(19%)<\/p>\n<\/td>\n

\n

\n130<\/p>\n<\/td>\n

\n

\n171<\/p>\n<\/td>\n

\n

\n(24%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest income<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n(64%)<\/p>\n<\/td>\n

\n

\n(38%)<\/p>\n<\/td>\n

\n

\n95<\/p>\n<\/td>\n

\n

\n86<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities gains (losses), net<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n(82%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest income<\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n2,962<\/p>\n<\/td>\n

\n

\n2,224<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCompensation and benefits<\/p>\n<\/td>\n

\n

\n982<\/p>\n<\/td>\n

\n

\n1,129<\/p>\n<\/td>\n

\n

\n685<\/p>\n<\/td>\n

\n

\n(13%)<\/p>\n<\/td>\n

\n

\n43%<\/p>\n<\/td>\n

\n

\n3,521<\/p>\n<\/td>\n

\n

\n2,132<\/p>\n<\/td>\n

\n

\n65%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTechnology and communications<\/p>\n<\/td>\n

\n

\n300<\/p>\n<\/td>\n

\n

\n250<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n134%<\/p>\n<\/td>\n

\n

\n753<\/p>\n<\/td>\n

\n

\n378<\/p>\n<\/td>\n

\n

\n99%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet occupancy expense<\/p>\n<\/td>\n

\n

\n144<\/p>\n<\/td>\n

\n

\n154<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n

\n

\n(6%)<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n439<\/p>\n<\/td>\n

\n

\n260<\/p>\n<\/td>\n

\n

\n69%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCard and processing expense<\/p>\n<\/td>\n

\n

\n60<\/p>\n<\/td>\n

\n

\n66<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n(9%)<\/p>\n<\/td>\n

\n

\n173%<\/p>\n<\/td>\n

\n

\n205<\/p>\n<\/td>\n

\n

\n65<\/p>\n<\/td>\n

\n

\n215%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquipment expense<\/p>\n<\/td>\n

\n

\n59<\/p>\n<\/td>\n

\n

\n60<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n(2%)<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n

\n

\n173<\/p>\n<\/td>\n

\n

\n126<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoan and lease expense<\/p>\n<\/td>\n

\n

\n47<\/p>\n<\/td>\n

\n

\n53<\/p>\n<\/td>\n

\n

\n39<\/p>\n<\/td>\n

\n

\n(11%)<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n142<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarketing expense<\/p>\n<\/td>\n

\n

\n57<\/p>\n<\/td>\n

\n

\n65<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n(12%)<\/p>\n<\/td>\n

\n

\n68%<\/p>\n<\/td>\n

\n

\n171<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n63%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest expense<\/p>\n<\/td>\n

\n

\n400<\/p>\n<\/td>\n

\n

\n332<\/p>\n<\/td>\n

\n

\n226<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n77%<\/p>\n<\/td>\n

\n

\n1,149<\/p>\n<\/td>\n

\n

\n664<\/p>\n<\/td>\n

\n

\n73%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest expense<\/p>\n<\/td>\n

\n

\n2,049<\/p>\n<\/td>\n

\n

\n2,109<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n

\n

\n(3%)<\/p>\n<\/td>\n

\n

\n62%<\/p>\n<\/td>\n

\n

\n6,553<\/p>\n<\/td>\n

\n

\n3,835<\/p>\n<\/td>\n

\n

\n71%<\/p>\n<\/td>\n<\/tr>\n

\n

Income Before Income Taxes<\/b><\/p>\n<\/td>\n

\n

\n1,108<\/p>\n<\/td>\n

\n

\n1,036<\/p>\n<\/td>\n

\n

\n837<\/p>\n<\/td>\n

\n

\n7%<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n2,350<\/p>\n<\/td>\n

\n

\n2,298<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n<\/tr>\n

\n

\nApplicable income tax expense<\/p>\n<\/td>\n

\n

\n242<\/p>\n<\/td>\n

\n

\n235<\/p>\n<\/td>\n

\n

\n188<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n518<\/p>\n<\/td>\n

\n

\n507<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income<\/b><\/p>\n<\/td>\n

\n

\n866<\/p>\n<\/td>\n

\n

\n801<\/p>\n<\/td>\n

\n

\n649<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n

\n

\n1,832<\/p>\n<\/td>\n

\n

\n1,791<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividends on preferred stock<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(7%)<\/p>\n<\/td>\n

\n

\n113<\/p>\n<\/td>\n

\n

\n114<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income Available to Common Shareholders<\/b><\/p>\n<\/td>\n

\n

\n$828<\/p>\n<\/td>\n

\n

\n$763<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n$1,719<\/p>\n<\/td>\n

\n

\n$1,677<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Statements of Income<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest and fees on loans and leases<\/p>\n<\/td>\n

\n

\n$2,669<\/p>\n<\/td>\n

\n

\n$2,607<\/p>\n<\/td>\n

\n

\n$2,293<\/p>\n<\/td>\n

\n

\n$1,862<\/p>\n<\/td>\n

\n

\n$1,909<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on securities<\/p>\n<\/td>\n

\n

\n631<\/p>\n<\/td>\n

\n

\n598<\/p>\n<\/td>\n

\n

\n501<\/p>\n<\/td>\n

\n

\n431<\/p>\n<\/td>\n

\n

\n444<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on other short-term investments<\/p>\n<\/td>\n

\n

\n198<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n178<\/p>\n<\/td>\n

\n

\n175<\/p>\n<\/td>\n

\n

\n166<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest income<\/p>\n<\/td>\n

\n

\n3,498<\/p>\n<\/td>\n

\n

\n3,372<\/p>\n<\/td>\n

\n

\n2,972<\/p>\n<\/td>\n

\n

\n2,468<\/p>\n<\/td>\n

\n

\n2,519<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on deposits<\/p>\n<\/td>\n

\n

\n983<\/p>\n<\/td>\n

\n

\n891<\/p>\n<\/td>\n

\n

\n813<\/p>\n<\/td>\n

\n

\n726<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on short-term borrowings<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on long-term debt<\/p>\n<\/td>\n

\n

\n216<\/p>\n<\/td>\n

\n

\n228<\/p>\n<\/td>\n

\n

\n220<\/p>\n<\/td>\n

\n

\n179<\/p>\n<\/td>\n

\n

\n188<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest expense<\/p>\n<\/td>\n

\n

\n1,227<\/p>\n<\/td>\n

\n

\n1,157<\/p>\n<\/td>\n

\n

\n1,038<\/p>\n<\/td>\n

\n

\n939<\/p>\n<\/td>\n

\n

\n999<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income<\/b><\/p>\n<\/td>\n

\n

\n2,271<\/p>\n<\/td>\n

\n

\n2,215<\/p>\n<\/td>\n

\n

\n1,934<\/p>\n<\/td>\n

\n

\n1,529<\/p>\n<\/td>\n

\n

\n1,520<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n122<\/p>\n<\/td>\n

\n

\n129<\/p>\n<\/td>\n

\n

\n227<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n197<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income After Provision for Credit Losses<\/b><\/p>\n<\/td>\n

\n

\n2,149<\/p>\n<\/td>\n

\n

\n2,086<\/p>\n<\/td>\n

\n

\n1,707<\/p>\n<\/td>\n

\n

\n1,410<\/p>\n<\/td>\n

\n

\n1,323<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nWealth and asset management revenue<\/p>\n<\/td>\n

\n

\n259<\/p>\n<\/td>\n

\n

\n256<\/p>\n<\/td>\n

\n

\n233<\/p>\n<\/td>\n

\n

\n185<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial payments revenue<\/p>\n<\/td>\n

\n

\n256<\/p>\n<\/td>\n

\n

\n254<\/p>\n<\/td>\n

\n

\n218<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n157<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer banking revenue<\/p>\n<\/td>\n

\n

\n158<\/p>\n<\/td>\n

\n

\n161<\/p>\n<\/td>\n

\n

\n146<\/p>\n<\/td>\n

\n

\n143<\/p>\n<\/td>\n

\n

\n144<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital markets fees<\/p>\n<\/td>\n

\n

\n147<\/p>\n<\/td>\n

\n

\n154<\/p>\n<\/td>\n

\n

\n134<\/p>\n<\/td>\n

\n

\n121<\/p>\n<\/td>\n

\n

\n115<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial banking revenue<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n125<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n102<\/p>\n<\/td>\n

\n

\n87<\/p>\n<\/td>\n<\/tr>\n

\n

\nMortgage banking net revenue<\/p>\n<\/td>\n

\n

\n47<\/p>\n<\/td>\n

\n

\n39<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n56<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest income<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities (losses) gains, net<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest income<\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCompensation and benefits<\/p>\n<\/td>\n

\n

\n982<\/p>\n<\/td>\n

\n

\n1,129<\/p>\n<\/td>\n

\n

\n1,410<\/p>\n<\/td>\n

\n

\n683<\/p>\n<\/td>\n

\n

\n685<\/p>\n<\/td>\n<\/tr>\n

\n

\nTechnology and communications<\/p>\n<\/td>\n

\n

\n300<\/p>\n<\/td>\n

\n

\n250<\/p>\n<\/td>\n

\n

\n204<\/p>\n<\/td>\n

\n

\n138<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet occupancy expense<\/p>\n<\/td>\n

\n

\n144<\/p>\n<\/td>\n

\n

\n154<\/p>\n<\/td>\n

\n

\n140<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n<\/tr>\n

\n

\nCard and processing expense<\/p>\n<\/td>\n

\n

\n60<\/p>\n<\/td>\n

\n

\n66<\/p>\n<\/td>\n

\n

\n79<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquipment expense<\/p>\n<\/td>\n

\n

\n59<\/p>\n<\/td>\n

\n

\n60<\/p>\n<\/td>\n

\n

\n55<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoan and lease expense<\/p>\n<\/td>\n

\n

\n47<\/p>\n<\/td>\n

\n

\n53<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n39<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarketing expense<\/p>\n<\/td>\n

\n

\n57<\/p>\n<\/td>\n

\n

\n65<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest expense<\/p>\n<\/td>\n

\n

\n400<\/p>\n<\/td>\n

\n

\n332<\/p>\n<\/td>\n

\n

\n415<\/p>\n<\/td>\n

\n

\n251<\/p>\n<\/td>\n

\n

\n226<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest expense<\/p>\n<\/td>\n

\n

\n2,049<\/p>\n<\/td>\n

\n

\n2,109<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n<\/tr>\n

\n

Income Before Income Taxes<\/b><\/p>\n<\/td>\n

\n

\n1,108<\/p>\n<\/td>\n

\n

\n1,036<\/p>\n<\/td>\n

\n

\n207<\/p>\n<\/td>\n

\n

\n912<\/p>\n<\/td>\n

\n

\n837<\/p>\n<\/td>\n<\/tr>\n

\n

\nApplicable income tax expense<\/p>\n<\/td>\n

\n

\n242<\/p>\n<\/td>\n

\n

\n235<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n188<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income<\/b><\/p>\n<\/td>\n

\n

\n866<\/p>\n<\/td>\n

\n

\n801<\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n731<\/p>\n<\/td>\n

\n

\n649<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividends on preferred stock<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n32<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income Available to Common Shareholders<\/b><\/p>\n<\/td>\n

\n

\n$828<\/p>\n<\/td>\n

\n

\n$763<\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Balance Sheets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n<\/tr>\n

\n

Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash and due from banks<\/p>\n<\/td>\n

\n

\n$4,086<\/p>\n<\/td>\n

\n

\n$4,374<\/p>\n<\/td>\n

\n

\n$2,901<\/p>\n<\/td>\n

\n

\n(7%)<\/p>\n<\/td>\n

\n

\n41%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n16,520<\/p>\n<\/td>\n

\n

\n19,350<\/p>\n<\/td>\n

\n

\n17,215<\/p>\n<\/td>\n

\n

\n(15%)<\/p>\n<\/td>\n

\n

\n(4%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nAvailable-for-sale debt and other securities(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n42,984<\/p>\n<\/td>\n

\n

\n44,466<\/p>\n<\/td>\n

\n

\n36,461<\/p>\n<\/td>\n

\n

\n(3%)<\/p>\n<\/td>\n

\n

\n18%<\/p>\n<\/td>\n<\/tr>\n

\n

\nHeld-to-maturity securities(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n20,862<\/p>\n<\/td>\n

\n

\n18,404<\/p>\n<\/td>\n

\n

\n11,498<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n

\n

\n81%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTrading debt securities<\/p>\n<\/td>\n

\n

\n1,760<\/p>\n<\/td>\n

\n

\n1,853<\/p>\n<\/td>\n

\n

\n1,266<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquity securities<\/p>\n<\/td>\n

\n

\n471<\/p>\n<\/td>\n

\n

\n495<\/p>\n<\/td>\n

\n

\n287<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n64%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases held for sale<\/p>\n<\/td>\n

\n

\n728<\/p>\n<\/td>\n

\n

\n866<\/p>\n<\/td>\n

\n

\n576<\/p>\n<\/td>\n

\n

\n(16%)<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n86,144<\/p>\n<\/td>\n

\n

\n85,736<\/p>\n<\/td>\n

\n

\n53,947<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n60%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,486<\/p>\n<\/td>\n

\n

\n27,196<\/p>\n<\/td>\n

\n

\n11,932<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n130%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,957<\/p>\n<\/td>\n

\n

\n8,459<\/p>\n<\/td>\n

\n

\n5,326<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n

\n

\n68%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,779<\/p>\n<\/td>\n

\n

\n3,489<\/p>\n<\/td>\n

\n

\n3,218<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n126,366<\/p>\n<\/td>\n

\n

\n124,880<\/p>\n<\/td>\n

\n

\n74,423<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n70%<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,895<\/p>\n<\/td>\n

\n

\n19,713<\/p>\n<\/td>\n

\n

\n17,644<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n7,132<\/p>\n<\/td>\n

\n

\n6,929<\/p>\n<\/td>\n

\n

\n4,678<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n52%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,196<\/p>\n<\/td>\n

\n

\n18,186<\/p>\n<\/td>\n

\n

\n17,885<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,660<\/p>\n<\/td>\n

\n

\n1,683<\/p>\n<\/td>\n

\n

\n1,692<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n(2%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,193<\/p>\n<\/td>\n

\n

\n4,314<\/p>\n<\/td>\n

\n

\n4,432<\/p>\n<\/td>\n

\n

\n(3%)<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,830<\/p>\n<\/td>\n

\n

\n2,823<\/p>\n<\/td>\n

\n

\n2,376<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n19%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,906<\/p>\n<\/td>\n

\n

\n53,648<\/p>\n<\/td>\n

\n

\n48,707<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases<\/p>\n<\/td>\n

\n

\n180,272<\/p>\n<\/td>\n

\n

\n178,528<\/p>\n<\/td>\n

\n

\n123,130<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n46%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n(2,906)<\/p>\n<\/td>\n

\n

\n(2,918)<\/p>\n<\/td>\n

\n

\n(2,265)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases, net<\/p>\n<\/td>\n

\n

\n177,366<\/p>\n<\/td>\n

\n

\n175,610<\/p>\n<\/td>\n

\n

\n120,865<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n47%<\/p>\n<\/td>\n<\/tr>\n

\n

\nBank premises and equipment<\/p>\n<\/td>\n

\n

\n3,336<\/p>\n<\/td>\n

\n

\n3,343<\/p>\n<\/td>\n

\n

\n2,655<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nGoodwill<\/p>\n<\/td>\n

\n

\n9,984<\/p>\n<\/td>\n

\n

\n9,990<\/p>\n<\/td>\n

\n

\n4,947<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n102%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n1,190<\/p>\n<\/td>\n

\n

\n1,253<\/p>\n<\/td>\n

\n

\n76<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n<\/tr>\n

\n

\nServicing rights<\/p>\n<\/td>\n

\n

\n1,669<\/p>\n<\/td>\n

\n

\n1,607<\/p>\n<\/td>\n

\n

\n1,601<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther assets<\/p>\n<\/td>\n

\n

\n20,268<\/p>\n<\/td>\n

\n

\n18,569<\/p>\n<\/td>\n

\n

\n12,555<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n

\n

\n61%<\/p>\n<\/td>\n<\/tr>\n

\n

Total Assets<\/b><\/p>\n<\/td>\n

\n

\n$301,224<\/p>\n<\/td>\n

\n

\n$300,180<\/p>\n<\/td>\n

\n

\n$212,903<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n41%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Liabilities<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDeposits:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDemand<\/p>\n<\/td>\n

\n

\n$64,747<\/p>\n<\/td>\n

\n

\n$63,928<\/p>\n<\/td>\n

\n

\n$41,830<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n55%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest checking<\/p>\n<\/td>\n

\n

\n81,784<\/p>\n<\/td>\n

\n

\n70,527<\/p>\n<\/td>\n

\n

\n57,239<\/p>\n<\/td>\n

\n

\n16%<\/p>\n<\/td>\n

\n

\n43%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSavings<\/p>\n<\/td>\n

\n

\n18,002<\/p>\n<\/td>\n

\n

\n18,161<\/p>\n<\/td>\n

\n

\n16,110<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n12%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMoney market<\/p>\n<\/td>\n

\n

\n60,842<\/p>\n<\/td>\n

\n

\n65,932<\/p>\n<\/td>\n

\n

\n38,748<\/p>\n<\/td>\n

\n

\n(8%)<\/p>\n<\/td>\n

\n

\n57%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n11,576<\/p>\n<\/td>\n

\n

\n12,708<\/p>\n<\/td>\n

\n

\n10,667<\/p>\n<\/td>\n

\n

\n(9%)<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs over $250,000<\/p>\n<\/td>\n

\n

\n2,535<\/p>\n<\/td>\n

\n

\n2,885<\/p>\n<\/td>\n

\n

\n1,975<\/p>\n<\/td>\n

\n

\n(12%)<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal deposits<\/p>\n<\/td>\n

\n

\n239,486<\/p>\n<\/td>\n

\n

\n234,141<\/p>\n<\/td>\n

\n

\n166,569<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n<\/tr>\n

\n

\nShort-term borrowings<\/p>\n<\/td>\n

\n

\n1,200<\/p>\n<\/td>\n

\n

\n4,633<\/p>\n<\/td>\n

\n

\n5,260<\/p>\n<\/td>\n

\n

\n(74%)<\/p>\n<\/td>\n

\n

\n(77%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccrued taxes, interest and expenses<\/p>\n<\/td>\n

\n

\n2,955<\/p>\n<\/td>\n

\n

\n3,022<\/p>\n<\/td>\n

\n

\n1,943<\/p>\n<\/td>\n

\n

\n(2%)<\/p>\n<\/td>\n

\n

\n52%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther liabilities<\/p>\n<\/td>\n

\n

\n7,330<\/p>\n<\/td>\n

\n

\n6,266<\/p>\n<\/td>\n

\n

\n4,347<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n

\n

\n69%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n16,938<\/p>\n<\/td>\n

\n

\n17,636<\/p>\n<\/td>\n

\n

\n13,677<\/p>\n<\/td>\n

\n

\n(4%)<\/p>\n<\/td>\n

\n

\n24%<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities<\/b><\/p>\n<\/td>\n

\n

\n267,909<\/p>\n<\/td>\n

\n

\n265,698<\/p>\n<\/td>\n

\n

\n191,796<\/p>\n<\/td>\n

\n

\n1%<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

Equity<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon stock(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,585<\/p>\n<\/td>\n

\n

\n2,585<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital surplus<\/p>\n<\/td>\n

\n

\n15,619<\/p>\n<\/td>\n

\n

\n15,603<\/p>\n<\/td>\n

\n

\n3,813<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n310%<\/p>\n<\/td>\n<\/tr>\n

\n

\nRetained earnings<\/p>\n<\/td>\n

\n

\n26,085<\/p>\n<\/td>\n

\n

\n25,645<\/p>\n<\/td>\n

\n

\n25,057<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccumulated other comprehensive loss<\/p>\n<\/td>\n

\n

\n(4,919)<\/p>\n<\/td>\n

\n

\n(3,286)<\/p>\n<\/td>\n

\n

\n(3,276)<\/p>\n<\/td>\n

\n

\n50%<\/p>\n<\/td>\n

\n

\n50%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTreasury stock<\/p>\n<\/td>\n

\n

\n(8,237)<\/p>\n<\/td>\n

\n

\n(8,247)<\/p>\n<\/td>\n

\n

\n(8,308)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity<\/b><\/p>\n<\/td>\n

\n

\n33,315<\/p>\n<\/td>\n

\n

\n34,482<\/p>\n<\/td>\n

\n

\n21,107<\/p>\n<\/td>\n

\n

\n(3%)<\/p>\n<\/td>\n

\n

\n58%<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities and Equity<\/b><\/p>\n<\/td>\n

\n

\n$301,224<\/p>\n<\/td>\n

\n

\n$300,180<\/p>\n<\/td>\n

\n

\n$212,903<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n41%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Amortized cost<\/i><\/p>\n<\/td>\n

\n

$47,718<\/i><\/p>\n<\/td>\n

\n

$47,623<\/i><\/p>\n<\/td>\n

\n

$39,617<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n

\n

20%<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b) Market values<\/i><\/p>\n<\/td>\n

\n

19,823<\/i><\/p>\n<\/td>\n

\n

18,258<\/i><\/p>\n<\/td>\n

\n

11,506<\/i><\/p>\n<\/td>\n

\n

9%<\/i><\/p>\n<\/td>\n

\n

72%<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c) Common shares, stated value $2.22 per share (in thousands):<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Authorized<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Outstanding, excluding treasury<\/i><\/p>\n<\/td>\n

\n

907,367<\/i><\/p>\n<\/td>\n

\n

906,573<\/i><\/p>\n<\/td>\n

\n

660,973<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Treasury<\/i><\/p>\n<\/td>\n

\n

256,872<\/i><\/p>\n<\/td>\n

\n

257,666<\/i><\/p>\n<\/td>\n

\n

262,919<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Balance Sheets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash and due from banks<\/p>\n<\/td>\n

\n

\n$4,086<\/p>\n<\/td>\n

\n

\n$4,374<\/p>\n<\/td>\n

\n

\n$4,084<\/p>\n<\/td>\n

\n

\n$3,499<\/p>\n<\/td>\n

\n

\n$2,901<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n16,520<\/p>\n<\/td>\n

\n

\n19,350<\/p>\n<\/td>\n

\n

\n17,456<\/p>\n<\/td>\n

\n

\n18,876<\/p>\n<\/td>\n

\n

\n17,215<\/p>\n<\/td>\n<\/tr>\n

\n

\nAvailable-for-sale debt and other securities(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n42,984<\/p>\n<\/td>\n

\n

\n44,466<\/p>\n<\/td>\n

\n

\n46,161<\/p>\n<\/td>\n

\n

\n36,159<\/p>\n<\/td>\n

\n

\n36,461<\/p>\n<\/td>\n<\/tr>\n

\n

\nHeld-to-maturity securities(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n20,862<\/p>\n<\/td>\n

\n

\n18,404<\/p>\n<\/td>\n

\n

\n16,389<\/p>\n<\/td>\n

\n

\n11,368<\/p>\n<\/td>\n

\n

\n11,498<\/p>\n<\/td>\n<\/tr>\n

\n

\nTrading debt securities<\/p>\n<\/td>\n

\n

\n1,760<\/p>\n<\/td>\n

\n

\n1,853<\/p>\n<\/td>\n

\n

\n1,669<\/p>\n<\/td>\n

\n

\n1,057<\/p>\n<\/td>\n

\n

\n1,266<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquity securities<\/p>\n<\/td>\n

\n

\n471<\/p>\n<\/td>\n

\n

\n495<\/p>\n<\/td>\n

\n

\n544<\/p>\n<\/td>\n

\n

\n453<\/p>\n<\/td>\n

\n

\n287<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases held for sale<\/p>\n<\/td>\n

\n

\n728<\/p>\n<\/td>\n

\n

\n866<\/p>\n<\/td>\n

\n

\n1,365<\/p>\n<\/td>\n

\n

\n733<\/p>\n<\/td>\n

\n

\n576<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n86,144<\/p>\n<\/td>\n

\n

\n85,736<\/p>\n<\/td>\n

\n

\n83,864<\/p>\n<\/td>\n

\n

\n52,749<\/p>\n<\/td>\n

\n

\n53,947<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,486<\/p>\n<\/td>\n

\n

\n27,196<\/p>\n<\/td>\n

\n

\n27,143<\/p>\n<\/td>\n

\n

\n12,228<\/p>\n<\/td>\n

\n

\n11,932<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,957<\/p>\n<\/td>\n

\n

\n8,459<\/p>\n<\/td>\n

\n

\n8,329<\/p>\n<\/td>\n

\n

\n5,316<\/p>\n<\/td>\n

\n

\n5,326<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,779<\/p>\n<\/td>\n

\n

\n3,489<\/p>\n<\/td>\n

\n

\n3,523<\/p>\n<\/td>\n

\n

\n3,269<\/p>\n<\/td>\n

\n

\n3,218<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n126,366<\/p>\n<\/td>\n

\n

\n124,880<\/p>\n<\/td>\n

\n

\n122,859<\/p>\n<\/td>\n

\n

\n73,562<\/p>\n<\/td>\n

\n

\n74,423<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,895<\/p>\n<\/td>\n

\n

\n19,713<\/p>\n<\/td>\n

\n

\n19,507<\/p>\n<\/td>\n

\n

\n17,652<\/p>\n<\/td>\n

\n

\n17,644<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n7,132<\/p>\n<\/td>\n

\n

\n6,929<\/p>\n<\/td>\n

\n

\n6,735<\/p>\n<\/td>\n

\n

\n4,846<\/p>\n<\/td>\n

\n

\n4,678<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,196<\/p>\n<\/td>\n

\n

\n18,186<\/p>\n<\/td>\n

\n

\n18,296<\/p>\n<\/td>\n

\n

\n17,964<\/p>\n<\/td>\n

\n

\n17,885<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,660<\/p>\n<\/td>\n

\n

\n1,683<\/p>\n<\/td>\n

\n

\n1,658<\/p>\n<\/td>\n

\n

\n1,747<\/p>\n<\/td>\n

\n

\n1,692<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,193<\/p>\n<\/td>\n

\n

\n4,314<\/p>\n<\/td>\n

\n

\n4,465<\/p>\n<\/td>\n

\n

\n4,560<\/p>\n<\/td>\n

\n

\n4,432<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,830<\/p>\n<\/td>\n

\n

\n2,823<\/p>\n<\/td>\n

\n

\n2,730<\/p>\n<\/td>\n

\n

\n2,320<\/p>\n<\/td>\n

\n

\n2,376<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,906<\/p>\n<\/td>\n

\n

\n53,648<\/p>\n<\/td>\n

\n

\n53,391<\/p>\n<\/td>\n

\n

\n49,089<\/p>\n<\/td>\n

\n

\n48,707<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases<\/p>\n<\/td>\n

\n

\n180,272<\/p>\n<\/td>\n

\n

\n178,528<\/p>\n<\/td>\n

\n

\n176,250<\/p>\n<\/td>\n

\n

\n122,651<\/p>\n<\/td>\n

\n

\n123,130<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n(2,906)<\/p>\n<\/td>\n

\n

\n(2,918)<\/p>\n<\/td>\n

\n

\n(2,922)<\/p>\n<\/td>\n

\n

\n(2,253)<\/p>\n<\/td>\n

\n

\n(2,265)<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases, net<\/p>\n<\/td>\n

\n

\n177,366<\/p>\n<\/td>\n

\n

\n175,610<\/p>\n<\/td>\n

\n

\n173,328<\/p>\n<\/td>\n

\n

\n120,398<\/p>\n<\/td>\n

\n

\n120,865<\/p>\n<\/td>\n<\/tr>\n

\n

\nBank premises and equipment<\/p>\n<\/td>\n

\n

\n3,336<\/p>\n<\/td>\n

\n

\n3,343<\/p>\n<\/td>\n

\n

\n3,283<\/p>\n<\/td>\n

\n

\n2,734<\/p>\n<\/td>\n

\n

\n2,655<\/p>\n<\/td>\n<\/tr>\n

\n

\nGoodwill<\/p>\n<\/td>\n

\n

\n9,984<\/p>\n<\/td>\n

\n

\n9,990<\/p>\n<\/td>\n

\n

\n9,966<\/p>\n<\/td>\n

\n

\n4,947<\/p>\n<\/td>\n

\n

\n4,947<\/p>\n<\/td>\n<\/tr>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n1,190<\/p>\n<\/td>\n

\n

\n1,253<\/p>\n<\/td>\n

\n

\n1,233<\/p>\n<\/td>\n

\n

\n69<\/p>\n<\/td>\n

\n

\n76<\/p>\n<\/td>\n<\/tr>\n

\n

\nServicing rights<\/p>\n<\/td>\n

\n

\n1,669<\/p>\n<\/td>\n

\n

\n1,607<\/p>\n<\/td>\n

\n

\n1,583<\/p>\n<\/td>\n

\n

\n1,598<\/p>\n<\/td>\n

\n

\n1,601<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther assets<\/p>\n<\/td>\n

\n

\n20,268<\/p>\n<\/td>\n

\n

\n18,569<\/p>\n<\/td>\n

\n

\n19,978<\/p>\n<\/td>\n

\n

\n12,485<\/p>\n<\/td>\n

\n

\n12,555<\/p>\n<\/td>\n<\/tr>\n

\n

Total Assets<\/b><\/p>\n<\/td>\n

\n

\n$301,224<\/p>\n<\/td>\n

\n

\n$300,180<\/p>\n<\/td>\n

\n

\n$297,039<\/p>\n<\/td>\n

\n

\n$214,376<\/p>\n<\/td>\n

\n

\n$212,903<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Liabilities<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDeposits:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDemand<\/p>\n<\/td>\n

\n

\n$64,747<\/p>\n<\/td>\n

\n

\n$63,928<\/p>\n<\/td>\n

\n

\n$65,335<\/p>\n<\/td>\n

\n

\n$42,647<\/p>\n<\/td>\n

\n

\n$41,830<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest checking<\/p>\n<\/td>\n

\n

\n81,784<\/p>\n<\/td>\n

\n

\n70,527<\/p>\n<\/td>\n

\n

\n72,425<\/p>\n<\/td>\n

\n

\n61,155<\/p>\n<\/td>\n

\n

\n57,239<\/p>\n<\/td>\n<\/tr>\n

\n

\nSavings<\/p>\n<\/td>\n

\n

\n18,002<\/p>\n<\/td>\n

\n

\n18,161<\/p>\n<\/td>\n

\n

\n18,610<\/p>\n<\/td>\n

\n

\n16,155<\/p>\n<\/td>\n

\n

\n16,110<\/p>\n<\/td>\n<\/tr>\n

\n

\nMoney market<\/p>\n<\/td>\n

\n

\n60,842<\/p>\n<\/td>\n

\n

\n65,932<\/p>\n<\/td>\n

\n

\n62,345<\/p>\n<\/td>\n

\n

\n39,285<\/p>\n<\/td>\n

\n

\n38,748<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n11,576<\/p>\n<\/td>\n

\n

\n12,708<\/p>\n<\/td>\n

\n

\n11,807<\/p>\n<\/td>\n

\n

\n10,599<\/p>\n<\/td>\n

\n

\n10,667<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs over $250,000<\/p>\n<\/td>\n

\n

\n2,535<\/p>\n<\/td>\n

\n

\n2,885<\/p>\n<\/td>\n

\n

\n3,099<\/p>\n<\/td>\n

\n

\n1,978<\/p>\n<\/td>\n

\n

\n1,975<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal deposits<\/p>\n<\/td>\n

\n

\n239,486<\/p>\n<\/td>\n

\n

\n234,141<\/p>\n<\/td>\n

\n

\n233,621<\/p>\n<\/td>\n

\n

\n171,819<\/p>\n<\/td>\n

\n

\n166,569<\/p>\n<\/td>\n<\/tr>\n

\n

\nShort-term borrowings<\/p>\n<\/td>\n

\n

\n1,200<\/p>\n<\/td>\n

\n

\n4,633<\/p>\n<\/td>\n

\n

\n1,289<\/p>\n<\/td>\n

\n

\n926<\/p>\n<\/td>\n

\n

\n5,260<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccrued taxes, interest and expenses<\/p>\n<\/td>\n

\n

\n2,955<\/p>\n<\/td>\n

\n

\n3,022<\/p>\n<\/td>\n

\n

\n2,628<\/p>\n<\/td>\n

\n

\n2,083<\/p>\n<\/td>\n

\n

\n1,943<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther liabilities<\/p>\n<\/td>\n

\n

\n7,330<\/p>\n<\/td>\n

\n

\n6,266<\/p>\n<\/td>\n

\n

\n6,642<\/p>\n<\/td>\n

\n

\n4,235<\/p>\n<\/td>\n

\n

\n4,347<\/p>\n<\/td>\n<\/tr>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n16,938<\/p>\n<\/td>\n

\n

\n17,636<\/p>\n<\/td>\n

\n

\n18,753<\/p>\n<\/td>\n

\n

\n13,589<\/p>\n<\/td>\n

\n

\n13,677<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities<\/b><\/p>\n<\/td>\n

\n

\n267,909<\/p>\n<\/td>\n

\n

\n265,698<\/p>\n<\/td>\n

\n

\n262,933<\/p>\n<\/td>\n

\n

\n192,652<\/p>\n<\/td>\n

\n

\n191,796<\/p>\n<\/td>\n<\/tr>\n

\n

Equity<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon stock(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,585<\/p>\n<\/td>\n

\n

\n2,585<\/p>\n<\/td>\n

\n

\n2,585<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n<\/tr>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital surplus<\/p>\n<\/td>\n

\n

\n15,619<\/p>\n<\/td>\n

\n

\n15,603<\/p>\n<\/td>\n

\n

\n15,586<\/p>\n<\/td>\n

\n

\n3,831<\/p>\n<\/td>\n

\n

\n3,813<\/p>\n<\/td>\n<\/tr>\n

\n

\nRetained earnings<\/p>\n<\/td>\n

\n

\n26,085<\/p>\n<\/td>\n

\n

\n25,645<\/p>\n<\/td>\n

\n

\n25,248<\/p>\n<\/td>\n

\n

\n25,488<\/p>\n<\/td>\n

\n

\n25,057<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccumulated other comprehensive loss<\/p>\n<\/td>\n

\n

\n(4,919)<\/p>\n<\/td>\n

\n

\n(3,286)<\/p>\n<\/td>\n

\n

\n(3,234)<\/p>\n<\/td>\n

\n

\n(3,110)<\/p>\n<\/td>\n

\n

\n(3,276)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTreasury stock<\/p>\n<\/td>\n

\n

\n(8,237)<\/p>\n<\/td>\n

\n

\n(8,247)<\/p>\n<\/td>\n

\n

\n(8,261)<\/p>\n<\/td>\n

\n

\n(8,306)<\/p>\n<\/td>\n

\n

\n(8,308)<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity<\/b><\/p>\n<\/td>\n

\n

\n33,315<\/p>\n<\/td>\n

\n

\n34,482<\/p>\n<\/td>\n

\n

\n34,106<\/p>\n<\/td>\n

\n

\n21,724<\/p>\n<\/td>\n

\n

\n21,107<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities and Equity<\/b><\/p>\n<\/td>\n

\n

\n$301,224<\/p>\n<\/td>\n

\n

\n$300,180<\/p>\n<\/td>\n

\n

\n$297,039<\/p>\n<\/td>\n

\n

\n$214,376<\/p>\n<\/td>\n

\n

\n$212,903<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Amortized cost<\/i><\/p>\n<\/td>\n

\n

$47,718<\/i><\/p>\n<\/td>\n

\n

$47,623<\/i><\/p>\n<\/td>\n

\n

$49,238<\/i><\/p>\n<\/td>\n

\n

$39,107<\/i><\/p>\n<\/td>\n

\n

$39,617<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b) Market values<\/i><\/p>\n<\/td>\n

\n

19,823<\/i><\/p>\n<\/td>\n

\n

18,258<\/i><\/p>\n<\/td>\n

\n

16,341<\/i><\/p>\n<\/td>\n

\n

11,404<\/i><\/p>\n<\/td>\n

\n

11,506<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c) Common shares, stated value $2.22 per share (in thousands):<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Authorized<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Outstanding, excluding treasury<\/i><\/p>\n<\/td>\n

\n

907,367<\/i><\/p>\n<\/td>\n

\n

906,573<\/i><\/p>\n<\/td>\n

\n

905,823<\/i><\/p>\n<\/td>\n

\n

661,198<\/i><\/p>\n<\/td>\n

\n

660,973<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Treasury<\/i><\/p>\n<\/td>\n

\n

256,872<\/i><\/p>\n<\/td>\n

\n

257,666<\/i><\/p>\n<\/td>\n

\n

258,416<\/i><\/p>\n<\/td>\n

\n

262,695<\/i><\/p>\n<\/td>\n

\n

262,919<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Statements of Changes in Equity<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\nYear to Date<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity, Beginning<\/b><\/p>\n<\/td>\n

\n

\n$34,482<\/p>\n<\/td>\n

\n

\n$21,124<\/p>\n<\/td>\n

\n

\n$21,724<\/p>\n<\/td>\n

\n

\n$19,645<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n866<\/p>\n<\/td>\n

\n

\n649<\/p>\n<\/td>\n

\n

\n1,832<\/p>\n<\/td>\n

\n

\n1,791<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther comprehensive (loss) income, net of tax:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nChange in unrealized (losses) gains:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAvailable-for-sale debt securities<\/p>\n<\/td>\n

\n

\n(1,203)<\/p>\n<\/td>\n

\n

\n230<\/p>\n<\/td>\n

\n

\n(1,365)<\/p>\n<\/td>\n

\n

\n890<\/p>\n<\/td>\n<\/tr>\n

\n

\nQualifying cash flow hedges<\/p>\n<\/td>\n

\n

\n(457)<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n

\n

\n(577)<\/p>\n<\/td>\n

\n

\n397<\/p>\n<\/td>\n<\/tr>\n

\n

\nAmortization of unrealized losses on securities transferred to held-to-maturity<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n71<\/p>\n<\/td>\n

\n

\n72<\/p>\n<\/td>\n<\/tr>\n

\n

\nChange in accumulated other comprehensive income related to employee benefit plans<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n62<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n<\/tr>\n

\n

\nComprehensive income (loss)<\/p>\n<\/td>\n

\n

\n(767)<\/p>\n<\/td>\n

\n

\n919<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n3,151<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash dividends declared:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon stock<\/p>\n<\/td>\n

\n

\n(388)<\/p>\n<\/td>\n

\n

\n(269)<\/p>\n<\/td>\n

\n

\n(1,122)<\/p>\n<\/td>\n

\n

\n(770)<\/p>\n<\/td>\n<\/tr>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n(38)<\/p>\n<\/td>\n

\n

\n(37)<\/p>\n<\/td>\n

\n

\n(113)<\/p>\n<\/td>\n

\n

\n(110)<\/p>\n<\/td>\n<\/tr>\n

\n

\nImpact of Comerica acquisition<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n12,676<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nImpact of stock transactions under stock compensation plans, net<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n70<\/p>\n<\/td>\n<\/tr>\n

\n

\nShares acquired for treasury<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(303)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(529)<\/p>\n<\/td>\n<\/tr>\n

\n

\nRedemption of preferred stock<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(350)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(350)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity, Ending<\/b><\/p>\n<\/td>\n

\n

\n$33,315<\/p>\n<\/td>\n

\n

\n$21,107<\/p>\n<\/td>\n

\n

\n$33,315<\/p>\n<\/td>\n

\n

\n$21,107<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage Balance Sheets and Yield\/Rate Analysis<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n<\/tr>\n

\n

Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-earning assets:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$86,052<\/p>\n<\/td>\n

\n

\n5.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$85,260<\/p>\n<\/td>\n

\n

\n5.90%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$54,196<\/p>\n<\/td>\n

\n

\n6.20%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n27,297<\/p>\n<\/td>\n

\n

\n5.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27,215<\/p>\n<\/td>\n

\n

\n5.82%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,043<\/p>\n<\/td>\n

\n

\n6.26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n8,810<\/p>\n<\/td>\n

\n

\n6.49%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8,504<\/p>\n<\/td>\n

\n

\n6.50%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5,541<\/p>\n<\/td>\n

\n

\n7.17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3,574<\/p>\n<\/td>\n

\n

\n4.67%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,503<\/p>\n<\/td>\n

\n

\n4.61%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n

\n

\n4.70%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n125,733<\/p>\n<\/td>\n

\n

\n5.91%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n124,482<\/p>\n<\/td>\n

\n

\n5.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n74,957<\/p>\n<\/td>\n

\n

\n6.22%<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n20,372<\/p>\n<\/td>\n

\n

\n4.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n20,362<\/p>\n<\/td>\n

\n

\n4.16%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,279<\/p>\n<\/td>\n

\n

\n4.03%<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n7,023<\/p>\n<\/td>\n

\n

\n6.90%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6,830<\/p>\n<\/td>\n

\n

\n6.95%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,580<\/p>\n<\/td>\n

\n

\n7.43%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,182<\/p>\n<\/td>\n

\n

\n5.54%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,239<\/p>\n<\/td>\n

\n

\n5.53%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,729<\/p>\n<\/td>\n

\n

\n5.65%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n14.07%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n13.69%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,678<\/p>\n<\/td>\n

\n

\n14.26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,244<\/p>\n<\/td>\n

\n

\n7.82%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,384<\/p>\n<\/td>\n

\n

\n7.93%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,355<\/p>\n<\/td>\n

\n

\n8.76%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,811<\/p>\n<\/td>\n

\n

\n8.64%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,764<\/p>\n<\/td>\n

\n

\n8.66%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,415<\/p>\n<\/td>\n

\n

\n9.25%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n54,278<\/p>\n<\/td>\n

\n

\n5.83%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n54,225<\/p>\n<\/td>\n

\n

\n5.80%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n49,036<\/p>\n<\/td>\n

\n

\n5.96%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n180,011<\/p>\n<\/td>\n

\n

\n5.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n178,707<\/p>\n<\/td>\n

\n

\n5.86%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n123,993<\/p>\n<\/td>\n

\n

\n6.12%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTaxable securities<\/p>\n<\/td>\n

\n

\n67,170<\/p>\n<\/td>\n

\n

\n3.68%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n66,532<\/p>\n<\/td>\n

\n

\n3.55%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n53,244<\/p>\n<\/td>\n

\n

\n3.25%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTax exempt securities(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1,373<\/p>\n<\/td>\n

\n

\n3.23%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,392<\/p>\n<\/td>\n

\n

\n3.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,348<\/p>\n<\/td>\n

\n

\n3.18%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n21,469<\/p>\n<\/td>\n

\n

\n3.66%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,358<\/p>\n<\/td>\n

\n

\n3.64%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,915<\/p>\n<\/td>\n

\n

\n4.43%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-earning assets<\/p>\n<\/td>\n

\n

\n270,023<\/p>\n<\/td>\n

\n

\n5.15%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n264,989<\/p>\n<\/td>\n

\n

\n5.11%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n193,500<\/p>\n<\/td>\n

\n

\n5.18%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash and due from banks<\/p>\n<\/td>\n

\n

\n3,449<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,307<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,485<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther assets<\/p>\n<\/td>\n

\n

\n31,565<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n32,574<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,196<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n(2,918)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2,922)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2,411)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Assets<\/b><\/p>\n<\/td>\n

\n

\n$302,119<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$297,948<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$211,770<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Liabilities<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-bearing liabilities:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest checking deposits<\/p>\n<\/td>\n

\n

\n$75,025<\/p>\n<\/td>\n

\n

\n2.26%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$70,507<\/p>\n<\/td>\n

\n

\n2.15%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$56,624<\/p>\n<\/td>\n

\n

\n2.72%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSavings deposits<\/p>\n<\/td>\n

\n

\n18,037<\/p>\n<\/td>\n

\n

\n0.36%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,430<\/p>\n<\/td>\n

\n

\n0.35%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16,376<\/p>\n<\/td>\n

\n

\n0.46%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMoney market deposits<\/p>\n<\/td>\n

\n

\n66,247<\/p>\n<\/td>\n

\n

\n2.56%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n63,200<\/p>\n<\/td>\n

\n

\n2.43%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n37,434<\/p>\n<\/td>\n

\n

\n2.40%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n12,102<\/p>\n<\/td>\n

\n

\n2.97%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,403<\/p>\n<\/td>\n

\n

\n2.94%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10,841<\/p>\n<\/td>\n

\n

\n3.46%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing core deposits<\/p>\n<\/td>\n

\n

\n171,411<\/p>\n<\/td>\n

\n

\n2.23%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n164,540<\/p>\n<\/td>\n

\n

\n2.11%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n121,275<\/p>\n<\/td>\n

\n

\n2.38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs over $250,000<\/p>\n<\/td>\n

\n

\n2,705<\/p>\n<\/td>\n

\n

\n3.17%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,990<\/p>\n<\/td>\n

\n

\n3.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,244<\/p>\n<\/td>\n

\n

\n4.00%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing deposits<\/p>\n<\/td>\n

\n

\n174,116<\/p>\n<\/td>\n

\n

\n2.24%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n167,530<\/p>\n<\/td>\n

\n

\n2.13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n123,519<\/p>\n<\/td>\n

\n

\n2.41%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFederal funds purchased<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n3.69%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n160<\/p>\n<\/td>\n

\n

\n3.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n198<\/p>\n<\/td>\n

\n

\n4.35%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities sold under repurchase agreements<\/p>\n<\/td>\n

\n

\n395<\/p>\n<\/td>\n

\n

\n1.63%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n444<\/p>\n<\/td>\n

\n

\n1.69%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n376<\/p>\n<\/td>\n

\n

\n1.65%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFHLB advances<\/p>\n<\/td>\n

\n

\n2,365<\/p>\n<\/td>\n

\n

\n3.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,437<\/p>\n<\/td>\n

\n

\n3.88%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,920<\/p>\n<\/td>\n

\n

\n4.51%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDerivative collateral and other secured borrowings<\/p>\n<\/td>\n

\n

\n93<\/p>\n<\/td>\n

\n

\n6.33%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n64<\/p>\n<\/td>\n

\n

\n7.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n82<\/p>\n<\/td>\n

\n

\n6.13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n17,513<\/p>\n<\/td>\n

\n

\n4.90%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,817<\/p>\n<\/td>\n

\n

\n4.87%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,001<\/p>\n<\/td>\n

\n

\n5.31%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing liabilities<\/p>\n<\/td>\n

\n

\n194,663<\/p>\n<\/td>\n

\n

\n2.50%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n190,452<\/p>\n<\/td>\n

\n

\n2.44%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n143,096<\/p>\n<\/td>\n

\n

\n2.77%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDemand deposits<\/p>\n<\/td>\n

\n

\n64,228<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n63,976<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n41,235<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther liabilities<\/p>\n<\/td>\n

\n

\n8,890<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9,260<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6,223<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities<\/b><\/p>\n<\/td>\n

\n

\n267,781<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n263,688<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n190,554<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity<\/b><\/p>\n<\/td>\n

\n

\n34,338<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n34,260<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21,216<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities and Equity<\/b><\/p>\n<\/td>\n

\n

\n$302,119<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$297,948<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$211,770<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Ratios:<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest margin (FTE)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.34%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.36%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest rate spread (FTE)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.67%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.41%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-bearing liabilities to interest-earning assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n72.09%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n71.87%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n73.95%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Average Yield\/Rate of these assets are presented on an FTE basis.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

(b) Non-GAAP measure; see discussion and reconciliation of non-GAAP measures beginning on page 27.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage Balance Sheets and Yield\/Rate Analysis<\/p>\n<\/td>\n

\n

\nYear to Date<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n<\/tr>\n

\n

Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-earning assets:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$81,586<\/p>\n<\/td>\n

\n

\n5.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$53,916<\/p>\n<\/td>\n

\n

\n6.23%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n25,524<\/p>\n<\/td>\n

\n

\n5.88%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,282<\/p>\n<\/td>\n

\n

\n6.12%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n8,206<\/p>\n<\/td>\n

\n

\n6.48%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5,720<\/p>\n<\/td>\n

\n

\n7.09%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3,476<\/p>\n<\/td>\n

\n

\n4.71%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,136<\/p>\n<\/td>\n

\n

\n4.77%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n118,792<\/p>\n<\/td>\n

\n

\n5.90%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n75,054<\/p>\n<\/td>\n

\n

\n6.22%<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n20,052<\/p>\n<\/td>\n

\n

\n4.20%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,139<\/p>\n<\/td>\n

\n

\n3.99%<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,643<\/p>\n<\/td>\n

\n

\n6.95%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,396<\/p>\n<\/td>\n

\n

\n7.47%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,175<\/p>\n<\/td>\n

\n

\n5.54%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,156<\/p>\n<\/td>\n

\n

\n5.62%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,650<\/p>\n<\/td>\n

\n

\n13.90%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,655<\/p>\n<\/td>\n

\n

\n14.44%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,380<\/p>\n<\/td>\n

\n

\n7.98%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,282<\/p>\n<\/td>\n

\n

\n8.30%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,722<\/p>\n<\/td>\n

\n

\n8.69%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,465<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,622<\/p>\n<\/td>\n

\n

\n5.83%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n48,093<\/p>\n<\/td>\n

\n

\n5.90%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n172,414<\/p>\n<\/td>\n

\n

\n5.88%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n123,147<\/p>\n<\/td>\n

\n

\n6.09%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTaxable securities<\/p>\n<\/td>\n

\n

\n64,128<\/p>\n<\/td>\n

\n

\n3.55%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n54,441<\/p>\n<\/td>\n

\n

\n3.26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTax exempt securities(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1,376<\/p>\n<\/td>\n

\n

\n3.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,362<\/p>\n<\/td>\n

\n

\n3.18%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n19,858<\/p>\n<\/td>\n

\n

\n3.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,050<\/p>\n<\/td>\n

\n

\n4.54%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-earning assets<\/p>\n<\/td>\n

\n

\n257,776<\/p>\n<\/td>\n

\n

\n5.11%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n193,000<\/p>\n<\/td>\n

\n

\n5.16%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash and due from banks<\/p>\n<\/td>\n

\n

\n3,275<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,437<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther assets<\/p>\n<\/td>\n

\n

\n30,465<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,911<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n(2,843)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2,383)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Assets<\/b><\/p>\n<\/td>\n

\n

\n$288,673<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$210,965<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Liabilities<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-bearing liabilities:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest checking deposits<\/p>\n<\/td>\n

\n

\n$70,996<\/p>\n<\/td>\n

\n

\n2.20%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$57,103<\/p>\n<\/td>\n

\n

\n2.70%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSavings deposits<\/p>\n<\/td>\n

\n

\n18,006<\/p>\n<\/td>\n

\n

\n0.35%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16,852<\/p>\n<\/td>\n

\n

\n0.49%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMoney market deposits<\/p>\n<\/td>\n

\n

\n61,266<\/p>\n<\/td>\n

\n

\n2.47%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n36,731<\/p>\n<\/td>\n

\n

\n2.41%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n12,050<\/p>\n<\/td>\n

\n

\n3.01%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10,574<\/p>\n<\/td>\n

\n

\n3.54%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing core deposits<\/p>\n<\/td>\n

\n

\n162,318<\/p>\n<\/td>\n

\n

\n2.16%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n121,260<\/p>\n<\/td>\n

\n

\n2.38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs over $250,000<\/p>\n<\/td>\n

\n

\n2,833<\/p>\n<\/td>\n

\n

\n3.27%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,263<\/p>\n<\/td>\n

\n

\n4.17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing deposits<\/p>\n<\/td>\n

\n

\n165,151<\/p>\n<\/td>\n

\n

\n2.18%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n123,523<\/p>\n<\/td>\n

\n

\n2.41%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFederal funds purchased<\/p>\n<\/td>\n

\n

\n173<\/p>\n<\/td>\n

\n

\n3.67%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n199<\/p>\n<\/td>\n

\n

\n4.37%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities sold under repurchase agreements<\/p>\n<\/td>\n

\n

\n387<\/p>\n<\/td>\n

\n

\n1.51%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n339<\/p>\n<\/td>\n

\n

\n1.27%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFHLB advances<\/p>\n<\/td>\n

\n

\n1,975<\/p>\n<\/td>\n

\n

\n3.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,888<\/p>\n<\/td>\n

\n

\n4.57%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDerivative collateral and other secured borrowings<\/p>\n<\/td>\n

\n

\n80<\/p>\n<\/td>\n

\n

\n6.97%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n85<\/p>\n<\/td>\n

\n

\n6.06%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n18,129<\/p>\n<\/td>\n

\n

\n4.90%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,393<\/p>\n<\/td>\n

\n

\n5.35%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing liabilities<\/p>\n<\/td>\n

\n

\n185,895<\/p>\n<\/td>\n

\n

\n2.46%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n143,427<\/p>\n<\/td>\n

\n

\n2.78%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDemand deposits<\/p>\n<\/td>\n

\n

\n61,356<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n40,641<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther liabilities<\/p>\n<\/td>\n

\n

\n8,505<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6,264<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities<\/b><\/p>\n<\/td>\n

\n

\n255,756<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n190,332<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity<\/b><\/p>\n<\/td>\n

\n

\n32,917<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n20,633<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities and Equity<\/b><\/p>\n<\/td>\n

\n

\n$288,673<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$210,965<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Ratios:<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest margin (FTE)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.34%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.10%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest rate spread (FTE)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-bearing liabilities to interest-earning assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n72.12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n74.31%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Average Yield\/Rate of these assets are presented on an FTE basis.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

(b) Non-GAAP measure; see discussion and reconciliation of non-GAAP measures beginning on page 27.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nSummary of Loans and Leases<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Average Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$85,982<\/p>\n<\/td>\n

\n

\n$84,967<\/p>\n<\/td>\n

\n

\n$73,264<\/p>\n<\/td>\n

\n

\n$53,947<\/p>\n<\/td>\n

\n

\n$54,170<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,263<\/p>\n<\/td>\n

\n

\n27,176<\/p>\n<\/td>\n

\n

\n21,969<\/p>\n<\/td>\n

\n

\n12,079<\/p>\n<\/td>\n

\n

\n12,027<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,744<\/p>\n<\/td>\n

\n

\n8,437<\/p>\n<\/td>\n

\n

\n7,278<\/p>\n<\/td>\n

\n

\n5,399<\/p>\n<\/td>\n

\n

\n5,541<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,574<\/p>\n<\/td>\n

\n

\n3,503<\/p>\n<\/td>\n

\n

\n3,347<\/p>\n<\/td>\n

\n

\n3,172<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n125,563<\/p>\n<\/td>\n

\n

\n124,083<\/p>\n<\/td>\n

\n

\n105,858<\/p>\n<\/td>\n

\n

\n74,597<\/p>\n<\/td>\n

\n

\n74,915<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,775<\/p>\n<\/td>\n

\n

\n19,626<\/p>\n<\/td>\n

\n

\n18,848<\/p>\n<\/td>\n

\n

\n17,660<\/p>\n<\/td>\n

\n

\n17,656<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n7,023<\/p>\n<\/td>\n

\n

\n6,830<\/p>\n<\/td>\n

\n

\n6,064<\/p>\n<\/td>\n

\n

\n4,769<\/p>\n<\/td>\n

\n

\n4,579<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,182<\/p>\n<\/td>\n

\n

\n18,239<\/p>\n<\/td>\n

\n

\n18,105<\/p>\n<\/td>\n

\n

\n17,879<\/p>\n<\/td>\n

\n

\n17,729<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n1,694<\/p>\n<\/td>\n

\n

\n1,678<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,244<\/p>\n<\/td>\n

\n

\n4,384<\/p>\n<\/td>\n

\n

\n4,516<\/p>\n<\/td>\n

\n

\n4,486<\/p>\n<\/td>\n

\n

\n4,355<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,811<\/p>\n<\/td>\n

\n

\n2,764<\/p>\n<\/td>\n

\n

\n2,582<\/p>\n<\/td>\n

\n

\n2,345<\/p>\n<\/td>\n

\n

\n2,414<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,681<\/p>\n<\/td>\n

\n

\n53,489<\/p>\n<\/td>\n

\n

\n51,774<\/p>\n<\/td>\n

\n

\n48,833<\/p>\n<\/td>\n

\n

\n48,411<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal average portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$179,244<\/p>\n<\/td>\n

\n

\n$177,572<\/p>\n<\/td>\n

\n

\n$157,632<\/p>\n<\/td>\n

\n

\n$123,430<\/p>\n<\/td>\n

\n

\n$123,326<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$170<\/p>\n<\/td>\n

\n

\n$399<\/p>\n<\/td>\n

\n

\n$85<\/p>\n<\/td>\n

\n

\n$19<\/p>\n<\/td>\n

\n

\n$44<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans held for sale<\/p>\n<\/td>\n

\n

\n597<\/p>\n<\/td>\n

\n

\n736<\/p>\n<\/td>\n

\n

\n566<\/p>\n<\/td>\n

\n

\n698<\/p>\n<\/td>\n

\n

\n623<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$767<\/p>\n<\/td>\n

\n

\n$1,135<\/p>\n<\/td>\n

\n

\n$651<\/p>\n<\/td>\n

\n

\n$717<\/p>\n<\/td>\n

\n

\n$667<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

End of Period Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$86,144<\/p>\n<\/td>\n

\n

\n$85,736<\/p>\n<\/td>\n

\n

\n$83,864<\/p>\n<\/td>\n

\n

\n$52,749<\/p>\n<\/td>\n

\n

\n$53,947<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,486<\/p>\n<\/td>\n

\n

\n27,196<\/p>\n<\/td>\n

\n

\n27,143<\/p>\n<\/td>\n

\n

\n12,228<\/p>\n<\/td>\n

\n

\n11,932<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,957<\/p>\n<\/td>\n

\n

\n8,459<\/p>\n<\/td>\n

\n

\n8,329<\/p>\n<\/td>\n

\n

\n5,316<\/p>\n<\/td>\n

\n

\n5,326<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,779<\/p>\n<\/td>\n

\n

\n3,489<\/p>\n<\/td>\n

\n

\n3,523<\/p>\n<\/td>\n

\n

\n3,269<\/p>\n<\/td>\n

\n

\n3,218<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n126,366<\/p>\n<\/td>\n

\n

\n124,880<\/p>\n<\/td>\n

\n

\n122,859<\/p>\n<\/td>\n

\n

\n73,562<\/p>\n<\/td>\n

\n

\n74,423<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,895<\/p>\n<\/td>\n

\n

\n19,713<\/p>\n<\/td>\n

\n

\n19,507<\/p>\n<\/td>\n

\n

\n17,652<\/p>\n<\/td>\n

\n

\n17,644<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n7,132<\/p>\n<\/td>\n

\n

\n6,929<\/p>\n<\/td>\n

\n

\n6,735<\/p>\n<\/td>\n

\n

\n4,846<\/p>\n<\/td>\n

\n

\n4,678<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,196<\/p>\n<\/td>\n

\n

\n18,186<\/p>\n<\/td>\n

\n

\n18,296<\/p>\n<\/td>\n

\n

\n17,964<\/p>\n<\/td>\n

\n

\n17,885<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,660<\/p>\n<\/td>\n

\n

\n1,683<\/p>\n<\/td>\n

\n

\n1,658<\/p>\n<\/td>\n

\n

\n1,747<\/p>\n<\/td>\n

\n

\n1,692<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,193<\/p>\n<\/td>\n

\n

\n4,314<\/p>\n<\/td>\n

\n

\n4,465<\/p>\n<\/td>\n

\n

\n4,560<\/p>\n<\/td>\n

\n

\n4,432<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,830<\/p>\n<\/td>\n

\n

\n2,823<\/p>\n<\/td>\n

\n

\n2,730<\/p>\n<\/td>\n

\n

\n2,320<\/p>\n<\/td>\n

\n

\n2,376<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,906<\/p>\n<\/td>\n

\n

\n53,648<\/p>\n<\/td>\n

\n

\n53,391<\/p>\n<\/td>\n

\n

\n49,089<\/p>\n<\/td>\n

\n

\n48,707<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$180,272<\/p>\n<\/td>\n

\n

\n$178,528<\/p>\n<\/td>\n

\n

\n$176,250<\/p>\n<\/td>\n

\n

\n$122,651<\/p>\n<\/td>\n

\n

\n$123,130<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

End of Period Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$233<\/p>\n<\/td>\n

\n

\n$171<\/p>\n<\/td>\n

\n

\n$651<\/p>\n<\/td>\n

\n

\n$75<\/p>\n<\/td>\n

\n

\n$8<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans held for sale<\/p>\n<\/td>\n

\n

\n495<\/p>\n<\/td>\n

\n

\n695<\/p>\n<\/td>\n

\n

\n714<\/p>\n<\/td>\n

\n

\n658<\/p>\n<\/td>\n

\n

\n568<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases held for sale<\/p>\n<\/td>\n

\n

\n$728<\/p>\n<\/td>\n

\n

\n$866<\/p>\n<\/td>\n

\n

\n$1,365<\/p>\n<\/td>\n

\n

\n$733<\/p>\n<\/td>\n

\n

\n$576<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOperating lease equipment<\/p>\n<\/td>\n

\n

\n$454<\/p>\n<\/td>\n

\n

\n$417<\/p>\n<\/td>\n

\n

\n$416<\/p>\n<\/td>\n

\n

\n$374<\/p>\n<\/td>\n

\n

\n$379<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Loans and Leases Serviced for Others(a)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$2,144<\/p>\n<\/td>\n

\n

\n$1,838<\/p>\n<\/td>\n

\n

\n$1,801<\/p>\n<\/td>\n

\n

\n$1,290<\/p>\n<\/td>\n

\n

\n$1,206<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n2,718<\/p>\n<\/td>\n

\n

\n2,193<\/p>\n<\/td>\n

\n

\n518<\/p>\n<\/td>\n

\n

\n501<\/p>\n<\/td>\n

\n

\n558<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n769<\/p>\n<\/td>\n

\n

\n292<\/p>\n<\/td>\n

\n

\n318<\/p>\n<\/td>\n

\n

\n291<\/p>\n<\/td>\n

\n

\n304<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n777<\/p>\n<\/td>\n

\n

\n817<\/p>\n<\/td>\n

\n

\n821<\/p>\n<\/td>\n

\n

\n853<\/p>\n<\/td>\n

\n

\n764<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n85,091<\/p>\n<\/td>\n

\n

\n85,907<\/p>\n<\/td>\n

\n

\n86,733<\/p>\n<\/td>\n

\n

\n87,827<\/p>\n<\/td>\n

\n

\n89,639<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n622<\/p>\n<\/td>\n

\n

\n643<\/p>\n<\/td>\n

\n

\n665<\/p>\n<\/td>\n

\n

\n686<\/p>\n<\/td>\n

\n

\n692<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n76<\/p>\n<\/td>\n

\n

\n81<\/p>\n<\/td>\n

\n

\n86<\/p>\n<\/td>\n

\n

\n92<\/p>\n<\/td>\n

\n

\n98<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases serviced for others<\/p>\n<\/td>\n

\n

\n92,197<\/p>\n<\/td>\n

\n

\n91,771<\/p>\n<\/td>\n

\n

\n90,942<\/p>\n<\/td>\n

\n

\n91,540<\/p>\n<\/td>\n

\n

\n93,261<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases owned or serviced<\/p>\n<\/td>\n

\n

\n$273,651<\/p>\n<\/td>\n

\n

\n$271,582<\/p>\n<\/td>\n

\n

\n$268,973<\/p>\n<\/td>\n

\n

\n$215,298<\/p>\n<\/td>\n

\n

\n$217,346<\/p>\n<\/td>\n<\/tr>\n

(a)<\/i>Fifth Third sells certain loans and leases and obtains servicing responsibilities.<\/i><\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nRegulatory Capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$25,002<\/p>\n<\/td>\n

\n

\n$24,508<\/p>\n<\/td>\n

\n

\n$24,136<\/p>\n<\/td>\n

\n

\n$18,099<\/p>\n<\/td>\n

\n

\n$17,645<\/p>\n<\/td>\n<\/tr>\n

\n

\nAdditional tier 1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27,184<\/p>\n<\/td>\n

\n

\n26,690<\/p>\n<\/td>\n

\n

\n26,318<\/p>\n<\/td>\n

\n

\n19,869<\/p>\n<\/td>\n

\n

\n19,415<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 2 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,099<\/p>\n<\/td>\n

\n

\n4,173<\/p>\n<\/td>\n

\n

\n4,179<\/p>\n<\/td>\n

\n

\n3,197<\/p>\n<\/td>\n

\n

\n3,204<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal regulatory capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$31,283<\/p>\n<\/td>\n

\n

\n$30,863<\/p>\n<\/td>\n

\n

\n$30,497<\/p>\n<\/td>\n

\n

\n$23,066<\/p>\n<\/td>\n

\n

\n$22,619<\/p>\n<\/td>\n<\/tr>\n

\n

\nRisk-weighted assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$249,506<\/p>\n<\/td>\n

\n

\n$246,820<\/p>\n<\/td>\n

\n

\n$243,964<\/p>\n<\/td>\n

\n

\n$167,431<\/p>\n<\/td>\n

\n

\n$166,999<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage total Bancorp shareholders’ equity as a percent of average assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.37%<\/p>\n<\/td>\n

\n

\n11.50%<\/p>\n<\/td>\n

\n

\n11.34%<\/p>\n<\/td>\n

\n

\n10.11%<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFifth Third Bancorp<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n9.93%<\/p>\n<\/td>\n

\n

\n9.89%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.57%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.90%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.79%<\/p>\n<\/td>\n

\n

\n11.87%<\/p>\n<\/td>\n

\n

\n11.63%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12.54%<\/p>\n<\/td>\n

\n

\n12.50%<\/p>\n<\/td>\n

\n

\n12.50%<\/p>\n<\/td>\n

\n

\n13.78%<\/p>\n<\/td>\n

\n

\n13.54%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.22%<\/p>\n<\/td>\n

\n

\n9.20%<\/p>\n<\/td>\n

\n

\n10.22%<\/p>\n<\/td>\n

\n

\n9.41%<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFifth Third Bank, National Association<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.73%<\/p>\n<\/td>\n

\n

\n11.70%<\/p>\n<\/td>\n

\n

\n11.73%<\/p>\n<\/td>\n

\n

\n13.09%<\/p>\n<\/td>\n

\n

\n12.95%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12.96%<\/p>\n<\/td>\n

\n

\n12.95%<\/p>\n<\/td>\n

\n

\n13.00%<\/p>\n<\/td>\n

\n

\n14.33%<\/p>\n<\/td>\n

\n

\n14.19%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.96%<\/p>\n<\/td>\n

\n

\n9.99%<\/p>\n<\/td>\n

\n

\n11.16%<\/p>\n<\/td>\n

\n

\n10.41%<\/p>\n<\/td>\n

\n

\n10.31%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Current period regulatory capital data and ratios are estimated.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nSummary of Credit Loss Experience<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage portfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$85,982<\/p>\n<\/td>\n

\n

\n$84,967<\/p>\n<\/td>\n

\n

\n$73,264<\/p>\n<\/td>\n

\n

\n$53,947<\/p>\n<\/td>\n

\n

\n$54,170<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,263<\/p>\n<\/td>\n

\n

\n27,176<\/p>\n<\/td>\n

\n

\n21,969<\/p>\n<\/td>\n

\n

\n12,079<\/p>\n<\/td>\n

\n

\n12,027<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,744<\/p>\n<\/td>\n

\n

\n8,437<\/p>\n<\/td>\n

\n

\n7,278<\/p>\n<\/td>\n

\n

\n5,399<\/p>\n<\/td>\n

\n

\n5,541<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,574<\/p>\n<\/td>\n

\n

\n3,503<\/p>\n<\/td>\n

\n

\n3,347<\/p>\n<\/td>\n

\n

\n3,172<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n125,563<\/p>\n<\/td>\n

\n

\n124,083<\/p>\n<\/td>\n

\n

\n105,858<\/p>\n<\/td>\n

\n

\n74,597<\/p>\n<\/td>\n

\n

\n74,915<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,775<\/p>\n<\/td>\n

\n

\n19,626<\/p>\n<\/td>\n

\n

\n18,848<\/p>\n<\/td>\n

\n

\n17,660<\/p>\n<\/td>\n

\n

\n17,656<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n7,023<\/p>\n<\/td>\n

\n

\n6,830<\/p>\n<\/td>\n

\n

\n6,064<\/p>\n<\/td>\n

\n

\n4,769<\/p>\n<\/td>\n

\n

\n4,579<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,182<\/p>\n<\/td>\n

\n

\n18,239<\/p>\n<\/td>\n

\n

\n18,105<\/p>\n<\/td>\n

\n

\n17,879<\/p>\n<\/td>\n

\n

\n17,729<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n1,646<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n1,694<\/p>\n<\/td>\n

\n

\n1,678<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,244<\/p>\n<\/td>\n

\n

\n4,384<\/p>\n<\/td>\n

\n

\n4,516<\/p>\n<\/td>\n

\n

\n4,486<\/p>\n<\/td>\n

\n

\n4,355<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,811<\/p>\n<\/td>\n

\n

\n2,764<\/p>\n<\/td>\n

\n

\n2,582<\/p>\n<\/td>\n

\n

\n2,345<\/p>\n<\/td>\n

\n

\n2,414<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,681<\/p>\n<\/td>\n

\n

\n53,489<\/p>\n<\/td>\n

\n

\n51,774<\/p>\n<\/td>\n

\n

\n48,833<\/p>\n<\/td>\n

\n

\n48,411<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal average portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$179,244<\/p>\n<\/td>\n

\n

\n$177,572<\/p>\n<\/td>\n

\n

\n$157,632<\/p>\n<\/td>\n

\n

\n$123,430<\/p>\n<\/td>\n

\n

\n$123,326<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLosses charged-off:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n($84)<\/p>\n<\/td>\n

\n

\n($73)<\/p>\n<\/td>\n

\n

\n($77)<\/p>\n<\/td>\n

\n

\n($61)<\/p>\n<\/td>\n

\n

\n($280)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n(84)<\/p>\n<\/td>\n

\n

\n(73)<\/p>\n<\/td>\n

\n

\n(77)<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(282)<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n(35)<\/p>\n<\/td>\n

\n

\n(36)<\/p>\n<\/td>\n

\n

\n(40)<\/p>\n<\/td>\n

\n

\n(41)<\/p>\n<\/td>\n

\n

\n(34)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n(19)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n(19)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n(29)<\/p>\n<\/td>\n

\n

\n(29)<\/p>\n<\/td>\n

\n

\n(26)<\/p>\n<\/td>\n

\n

\n(22)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(21)<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(25)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n(108)<\/p>\n<\/td>\n

\n

\n(108)<\/p>\n<\/td>\n

\n

\n(110)<\/p>\n<\/td>\n

\n

\n(108)<\/p>\n<\/td>\n

\n

\n(100)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal losses charged-off<\/p>\n<\/td>\n

\n

\n($192)<\/p>\n<\/td>\n

\n

\n($181)<\/p>\n<\/td>\n

\n

\n($187)<\/p>\n<\/td>\n

\n

\n($177)<\/p>\n<\/td>\n

\n

\n($382)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nRecoveries of losses previously charged-off:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$9<\/p>\n<\/td>\n

\n

\n$8<\/p>\n<\/td>\n

\n

\n$8<\/p>\n<\/td>\n

\n

\n$17<\/p>\n<\/td>\n

\n

\n$6<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n15<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n35<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n36<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal recoveries of losses previously charged-off<\/p>\n<\/td>\n

\n

\n$53<\/p>\n<\/td>\n

\n

\n$46<\/p>\n<\/td>\n

\n

\n$43<\/p>\n<\/td>\n

\n

\n$52<\/p>\n<\/td>\n

\n

\n$43<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n($75)<\/p>\n<\/td>\n

\n

\n($65)<\/p>\n<\/td>\n

\n

\n($69)<\/p>\n<\/td>\n

\n

\n($44)<\/p>\n<\/td>\n

\n

\n($274)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(6)<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(64)<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(51)<\/p>\n<\/td>\n

\n

\n(275)<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n(17)<\/p>\n<\/td>\n

\n

\n(18)<\/p>\n<\/td>\n

\n

\n(24)<\/p>\n<\/td>\n

\n

\n(27)<\/p>\n<\/td>\n

\n

\n(18)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n(14)<\/p>\n<\/td>\n

\n

\n(15)<\/p>\n<\/td>\n

\n

\n(14)<\/p>\n<\/td>\n

\n

\n(15)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(25)<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(17)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n(17)<\/p>\n<\/td>\n

\n

\n(13)<\/p>\n<\/td>\n

\n

\n(14)<\/p>\n<\/td>\n

\n

\n(15)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n(70)<\/p>\n<\/td>\n

\n

\n(71)<\/p>\n<\/td>\n

\n

\n(75)<\/p>\n<\/td>\n

\n

\n(74)<\/p>\n<\/td>\n

\n

\n(64)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n($139)<\/p>\n<\/td>\n

\n

\n($135)<\/p>\n<\/td>\n

\n

\n($144)<\/p>\n<\/td>\n

\n

\n($125)<\/p>\n<\/td>\n

\n

\n($339)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n0.35%<\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n0.38%<\/p>\n<\/td>\n

\n

\n0.32%<\/p>\n<\/td>\n

\n

\n2.01%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n(0.09%)<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n0.21%<\/p>\n<\/td>\n

\n

\n0.04%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n(0.02%)<\/p>\n<\/td>\n

\n

\n(0.02%)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n0.16%<\/p>\n<\/td>\n

\n

\n(0.04%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n0.22%<\/p>\n<\/td>\n

\n

\n0.21%<\/p>\n<\/td>\n

\n

\n0.26%<\/p>\n<\/td>\n

\n

\n0.27%<\/p>\n<\/td>\n

\n

\n1.46%<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n(0.02%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n(0.03%)<\/p>\n<\/td>\n

\n

\n(0.02%)<\/p>\n<\/td>\n

\n

\n0.01%<\/p>\n<\/td>\n

\n

\n0.06%<\/p>\n<\/td>\n

\n

\n(0.05%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n0.54%<\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n3.45%<\/p>\n<\/td>\n

\n

\n3.60%<\/p>\n<\/td>\n

\n

\n3.51%<\/p>\n<\/td>\n

\n

\n3.62%<\/p>\n<\/td>\n

\n

\n3.70%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n2.18%<\/p>\n<\/td>\n

\n

\n2.25%<\/p>\n<\/td>\n

\n

\n2.03%<\/p>\n<\/td>\n

\n

\n1.45%<\/p>\n<\/td>\n

\n

\n1.47%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2.34%<\/p>\n<\/td>\n

\n

\n1.95%<\/p>\n<\/td>\n

\n

\n2.19%<\/p>\n<\/td>\n

\n

\n2.46%<\/p>\n<\/td>\n

\n

\n2.51%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n0.52%<\/p>\n<\/td>\n

\n

\n0.53%<\/p>\n<\/td>\n

\n

\n0.58%<\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n0.52%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n0.30%<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Excludes net charge-offs of $100 million which were taken at the time of acquisition.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAsset Quality<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Allowance for Credit Losses<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses, beginning<\/p>\n<\/td>\n

\n

\n$2,918<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n$2,412<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off(e)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n(139)<\/p>\n<\/td>\n

\n

\n(135)<\/p>\n<\/td>\n

\n

\n(144)<\/p>\n<\/td>\n

\n

\n(125)<\/p>\n<\/td>\n

\n

\n(339)<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for loan and lease losses<\/p>\n<\/td>\n

\n

\n127<\/p>\n<\/td>\n

\n

\n131<\/p>\n<\/td>\n

\n

\n152<\/p>\n<\/td>\n

\n

\n113<\/p>\n<\/td>\n

\n

\n192<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance on PCD loans and leases at acquisition<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n180<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance on PSLs at acquisition<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n481<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses, ending<\/p>\n<\/td>\n

\n

\n$2,906<\/p>\n<\/td>\n

\n

\n$2,918<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments, beginning<\/p>\n<\/td>\n

\n

\n$230<\/p>\n<\/td>\n

\n

\n$232<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n

\n

\n$146<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Benefit from) provision for the reserve for unfunded commitments<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n75<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments, ending<\/p>\n<\/td>\n

\n

\n$225<\/p>\n<\/td>\n

\n

\n$230<\/p>\n<\/td>\n

\n

\n$232<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nComponents of allowance for credit losses:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n$2,906<\/p>\n<\/td>\n

\n

\n$2,918<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments<\/p>\n<\/td>\n

\n

\n225<\/p>\n<\/td>\n

\n

\n230<\/p>\n<\/td>\n

\n

\n232<\/p>\n<\/td>\n

\n

\n157<\/p>\n<\/td>\n

\n

\n151<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal allowance for credit losses<\/p>\n<\/td>\n

\n

\n$3,131<\/p>\n<\/td>\n

\n

\n$3,148<\/p>\n<\/td>\n

\n

\n$3,154<\/p>\n<\/td>\n

\n

\n$2,410<\/p>\n<\/td>\n

\n

\n$2,416<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Nonperforming Assets and Delinquent Loans<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonaccrual portfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$449<\/p>\n<\/td>\n

\n

\n$455<\/p>\n<\/td>\n

\n

\n$417<\/p>\n<\/td>\n

\n

\n$393<\/p>\n<\/td>\n

\n

\n$393<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n141<\/p>\n<\/td>\n

\n

\n94<\/p>\n<\/td>\n

\n

\n94<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n64<\/p>\n<\/td>\n

\n

\n62<\/p>\n<\/td>\n

\n

\n62<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n159<\/p>\n<\/td>\n

\n

\n176<\/p>\n<\/td>\n

\n

\n164<\/p>\n<\/td>\n

\n

\n149<\/p>\n<\/td>\n

\n

\n142<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n135<\/p>\n<\/td>\n

\n

\n131<\/p>\n<\/td>\n

\n

\n104<\/p>\n<\/td>\n

\n

\n71<\/p>\n<\/td>\n

\n

\n72<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n

\n

\n62<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonaccrual portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1,070<\/p>\n<\/td>\n

\n

\n1,041<\/p>\n<\/td>\n

\n

\n960<\/p>\n<\/td>\n

\n

\n767<\/p>\n<\/td>\n

\n

\n768<\/p>\n<\/td>\n<\/tr>\n

\n

\nRepossessed property<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n<\/tr>\n

\n

\nOREO(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n81<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonperforming portfolio loans and leases and OREO<\/p>\n<\/td>\n

\n

\n1,160<\/p>\n<\/td>\n

\n

\n1,075<\/p>\n<\/td>\n

\n

\n999<\/p>\n<\/td>\n

\n

\n797<\/p>\n<\/td>\n

\n

\n801<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonaccrual loans held for sale<\/p>\n<\/td>\n

\n

\n162<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n141<\/p>\n<\/td>\n

\n

\n70<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonperforming assets<\/p>\n<\/td>\n

\n

\n$1,322<\/p>\n<\/td>\n

\n

\n$1,242<\/p>\n<\/td>\n

\n

\n$1,140<\/p>\n<\/td>\n

\n

\n$867<\/p>\n<\/td>\n

\n

\n$805<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases 90 days past due (accrual):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$5<\/p>\n<\/td>\n

\n

\n$4<\/p>\n<\/td>\n

\n

\n$3<\/p>\n<\/td>\n

\n

\n$2<\/p>\n<\/td>\n

\n

\n$2<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n33<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases 90 days past due (accrual)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$42<\/p>\n<\/td>\n

\n

\n$33<\/p>\n<\/td>\n

\n

\n$49<\/p>\n<\/td>\n

\n

\n$30<\/p>\n<\/td>\n

\n

\n$29<\/p>\n<\/td>\n<\/tr>\n

\n

Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n0.30%<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for credit losses:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a percent of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.74%<\/p>\n<\/td>\n

\n

\n1.76%<\/p>\n<\/td>\n

\n

\n1.79%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a percent of nonperforming portfolio loans and leases(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n292%<\/p>\n<\/td>\n

\n

\n303%<\/p>\n<\/td>\n

\n

\n328%<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a percent of nonperforming portfolio assets(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n270%<\/p>\n<\/td>\n

\n

\n293%<\/p>\n<\/td>\n

\n

\n316%<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio loans and leases as a percent of portfolio loans and leases(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n0.58%<\/p>\n<\/td>\n

\n

\n0.54%<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio assets as a percent of portfolio loans and leases and OREO(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.64%<\/p>\n<\/td>\n

\n

\n0.60%<\/p>\n<\/td>\n

\n

\n0.57%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming assets as a percent of total loans and leases, OREO, and repossessed property<\/p>\n<\/td>\n

\n

\n0.73%<\/p>\n<\/td>\n

\n

\n0.69%<\/p>\n<\/td>\n

\n

\n0.64%<\/p>\n<\/td>\n

\n

\n0.70%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Excludes nonaccrual loans held for sale.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b) Excludes loans held for sale.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c) Excludes government guaranteed residential mortgage loans.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(d) Includes branch-related real estate no longer intended to be used for banking purposes.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(e) Excludes net charge-offs of $100 million which were taken at the time of acquisition.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n

Use of Non-GAAP Financial Measures<\/b><\/p>\n

\nIn addition to GAAP measures, management considers various non-GAAP measures when evaluating the performance of the business, including: \u201cnet interest income (FTE),\u201d \u201cinterest income (FTE),\u201d \u201cnet interest margin (FTE),\u201d \u201cnet interest rate spread (FTE),\u201d \u201cincome before income taxes (FTE),\u201d \u201ctangible net income available to common shareholders,\u201d \u201caverage tangible common equity,\u201d \u201creturn on average tangible common equity,\u201d \u201ctangible common equity (excluding AOCI),\u201d \u201ctangible common equity (including AOCI),\u201d \u201ctangible equity,\u201d \u201ctangible book value per share,\u201d \u201ctangible book value per share (excluding AOCI),\u201d “adjusted earnings per share,” \u201cadjusted noninterest income,\u201d \u201cnoninterest income excluding certain items,\u201d \u201cadjusted noninterest expense,\u201d \u201cnoninterest expense excluding certain items,\u201d \u201cpre-provision net revenue,\u201d \u201cadjusted efficiency ratio,\u201d \u201cadjusted return on average common equity,\u201d \u201cadjusted return on average tangible common equity,\u201d \u201cadjusted return on average tangible common equity, excluding accumulated other comprehensive income”, \u201cadjusted pre-provision net revenue,\u201d \u201cadjusted return on average assets,\u201d \u201cefficiency ratio (FTE),\u201d \u201ctotal revenue (FTE),\u201d “adjusted total revenue,” \u201cnoninterest income as a percent of total revenue\u201d, and certain ratios derived from these measures. The Bancorp believes these non-GAAP measures provide useful information to investors because these are among the measures used by the Fifth Third management team to evaluate operating performance and to make day-to-day operating decisions.<\/p>\n

\nThe FTE basis adjusts for the tax-favored status of income from certain loans and securities held by the Bancorp that are not taxable for federal income tax purposes. The Bancorp believes this presentation to be the preferred industry measurement of net interest income and net interest margin as it provides a relevant comparison between taxable and non-taxable amounts.<\/p>\n

\nThe Bancorp believes tangible net income available to common shareholders, average tangible common equity, tangible common equity (excluding AOCI), tangible common equity (including AOCI), tangible equity, tangible book value per share and return on average tangible common equity are important measures for evaluating the performance of the business without the impacts of intangible items, whether acquired or created internally, in a manner comparable to other companies in the industry that present similar measures.<\/p>\n

\nThe Bancorp believes noninterest income, noninterest expense, net interest income, net interest margin, pre-provision net revenue, efficiency ratio, adjusted total revenue, noninterest income as a percent of total revenue, return on average common equity, return on average tangible common equity, and return on average assets are important measures that adjust for significant, unusual, or large transactions that may occur in a reporting period which management does not consider indicative of ongoing financial performance and enhances comparability of results with prior periods.<\/p>\n

\nThe Bancorp believes noninterest income excluding certain items and noninterest expense excluding certain items are important measures that adjust for certain components that are prone to significant period-to-period changes in order to facilitate the explanation of variances in the noninterest income and noninterest expense line items.<\/p>\n

\nManagement considers various measures when evaluating capital utilization and adequacy, including the tangible equity and tangible common equity (including and excluding AOCI), in addition to capital ratios defined by U.S. banking agencies. These calculations are intended to complement the capital ratios defined by U.S. banking agencies for both absolute and comparative purposes. These ratios are not formally defined by U.S. GAAP or codified in the federal banking regulations and, therefore, are considered to be non-GAAP financial measures. Management believes that providing the tangible common equity ratio excluding AOCI on certain assets and liabilities enables investors and others to assess the Bancorp\u2019s use of equity without the effects of changes in AOCI, some of which are uncertain; providing the tangible common equity ratio including AOCI enables investors and others to assess the Bancorp\u2019s use of equity if components of AOCI, such as unrealized gains or losses, were to be monetized.<\/p>\n

\nPlease note that although non-GAAP financial measures provide useful insight, they should not be considered in isolation or relied upon as a substitute for analysis using GAAP measures.<\/p>\n

\nPlease see reconciliations of all historical non-GAAP measures used in this release to the most directly comparable GAAP measures, beginning on the following page.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-GAAP Reconciliation<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$ and shares in millions<\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net interest income<\/b><\/p>\n<\/td>\n

\n

\n$2,271<\/p>\n<\/td>\n

\n

\n$2,215<\/p>\n<\/td>\n

\n

\n$1,934<\/p>\n<\/td>\n

\n

\n$1,529<\/p>\n<\/td>\n

\n

\n$1,520<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Taxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (FTE) (a)<\/p>\n<\/td>\n

\n

\n2,276<\/p>\n<\/td>\n

\n

\n2,220<\/p>\n<\/td>\n

\n

\n1,939<\/p>\n<\/td>\n

\n

\n1,533<\/p>\n<\/td>\n

\n

\n1,525<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net interest income (annualized) (b)<\/b><\/p>\n<\/td>\n

\n

\n9,010<\/p>\n<\/td>\n

\n

\n8,884<\/p>\n<\/td>\n

\n

\n7,843<\/p>\n<\/td>\n

\n

\n6,066<\/p>\n<\/td>\n

\n

\n6,030<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (FTE) (annualized) (c)<\/p>\n<\/td>\n

\n

\n9,030<\/p>\n<\/td>\n

\n

\n8,904<\/p>\n<\/td>\n

\n

\n7,864<\/p>\n<\/td>\n

\n

\n6,082<\/p>\n<\/td>\n

\n

\n6,050<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Interest income<\/b><\/p>\n<\/td>\n

\n

\n3,498<\/p>\n<\/td>\n

\n

\n3,372<\/p>\n<\/td>\n

\n

\n2,972<\/p>\n<\/td>\n

\n

\n2,468<\/p>\n<\/td>\n

\n

\n2,519<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Taxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest income (FTE)<\/p>\n<\/td>\n

\n

\n3,503<\/p>\n<\/td>\n

\n

\n3,377<\/p>\n<\/td>\n

\n

\n2,977<\/p>\n<\/td>\n

\n

\n2,472<\/p>\n<\/td>\n

\n

\n2,524<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest income (FTE) (annualized) (d)<\/p>\n<\/td>\n

\n

\n13,898<\/p>\n<\/td>\n

\n

\n13,545<\/p>\n<\/td>\n

\n

\n12,073<\/p>\n<\/td>\n

\n

\n9,807<\/p>\n<\/td>\n

\n

\n10,014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Interest expense (annualized) (e)<\/b><\/p>\n<\/td>\n

\n

\n4,868<\/p>\n<\/td>\n

\n

\n4,641<\/p>\n<\/td>\n

\n

\n4,210<\/p>\n<\/td>\n

\n

\n3,725<\/p>\n<\/td>\n

\n

\n3,963<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average interest-earning assets (f)<\/b><\/p>\n<\/td>\n

\n

\n270,023<\/p>\n<\/td>\n

\n

\n264,989<\/p>\n<\/td>\n

\n

\n237,961<\/p>\n<\/td>\n

\n

\n194,144<\/p>\n<\/td>\n

\n

\n193,500<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average interest-bearing liabilities (g)<\/b><\/p>\n<\/td>\n

\n

\n194,663<\/p>\n<\/td>\n

\n

\n190,452<\/p>\n<\/td>\n

\n

\n172,326<\/p>\n<\/td>\n

\n

\n143,518<\/p>\n<\/td>\n

\n

\n143,096<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net interest margin (b) \/ (f)<\/b><\/p>\n<\/td>\n

\n

\n3.34 %<\/p>\n<\/td>\n

\n

\n3.35 %<\/p>\n<\/td>\n

\n

\n3.30 %<\/p>\n<\/td>\n

\n

\n3.12 %<\/p>\n<\/td>\n

\n

\n3.12 %<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest margin (FTE) (c) \/ (f)<\/p>\n<\/td>\n

\n

\n3.34 %<\/p>\n<\/td>\n

\n

\n3.36 %<\/p>\n<\/td>\n

\n

\n3.30 %<\/p>\n<\/td>\n

\n

\n3.13 %<\/p>\n<\/td>\n

\n

\n3.13 %<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest rate spread (FTE) (d) \/ (f) – (e) \/ (g)<\/p>\n<\/td>\n

\n

\n2.65 %<\/p>\n<\/td>\n

\n

\n2.67 %<\/p>\n<\/td>\n

\n

\n2.63 %<\/p>\n<\/td>\n

\n

\n2.45 %<\/p>\n<\/td>\n

\n

\n2.41 %<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Income before income taxes<\/b><\/p>\n<\/td>\n

\n

\n$1,108<\/p>\n<\/td>\n

\n

\n$1,036<\/p>\n<\/td>\n

\n

\n$207<\/p>\n<\/td>\n

\n

\n$912<\/p>\n<\/td>\n

\n

\n$837<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Taxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIncome before income taxes (FTE)<\/p>\n<\/td>\n

\n

\n1,113<\/p>\n<\/td>\n

\n

\n1,041<\/p>\n<\/td>\n

\n

\n212<\/p>\n<\/td>\n

\n

\n916<\/p>\n<\/td>\n

\n

\n842<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net income available to common shareholders<\/b><\/p>\n<\/td>\n

\n

\n828<\/p>\n<\/td>\n

\n

\n763<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n699<\/p>\n<\/td>\n

\n

\n608<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Intangible amortization, net of tax<\/p>\n<\/td>\n

\n

\n48<\/p>\n<\/td>\n

\n

\n48<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible net income available to common shareholders (h)<\/p>\n<\/td>\n

\n

\n876<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n162<\/p>\n<\/td>\n

\n

\n704<\/p>\n<\/td>\n

\n

\n613<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible net income available to common shareholders (annualized) (i)<\/p>\n<\/td>\n

\n

\n3,475<\/p>\n<\/td>\n

\n

\n3,253<\/p>\n<\/td>\n

\n

\n657<\/p>\n<\/td>\n

\n

\n2,793<\/p>\n<\/td>\n

\n

\n2,432<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Bancorp shareholders<\/b>\u2019 equity<\/b><\/p>\n<\/td>\n

\n

\n34,338<\/p>\n<\/td>\n

\n

\n34,260<\/p>\n<\/td>\n

\n

\n30,108<\/p>\n<\/td>\n

\n

\n21,527<\/p>\n<\/td>\n

\n

\n21,216<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:Average preferred stock<\/p>\n<\/td>\n

\n

\n(2,182)<\/p>\n<\/td>\n

\n

\n(2,182)<\/p>\n<\/td>\n

\n

\n(2,040)<\/p>\n<\/td>\n

\n

\n(1,770)<\/p>\n<\/td>\n

\n

\n(2,112)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage goodwill<\/p>\n<\/td>\n

\n

\n(9,976)<\/p>\n<\/td>\n

\n

\n(9,973)<\/p>\n<\/td>\n

\n

\n(8,686)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,937)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage intangible assets<\/p>\n<\/td>\n

\n

\n(1,221)<\/p>\n<\/td>\n

\n

\n(1,257)<\/p>\n<\/td>\n

\n

\n(841)<\/p>\n<\/td>\n

\n

\n(72)<\/p>\n<\/td>\n

\n

\n(77)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage tangible common equity, including AOCI (j)<\/p>\n<\/td>\n

\n

\n20,959<\/p>\n<\/td>\n

\n

\n20,848<\/p>\n<\/td>\n

\n

\n18,541<\/p>\n<\/td>\n

\n

\n14,738<\/p>\n<\/td>\n

\n

\n14,090<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:Average AOCI<\/p>\n<\/td>\n

\n

\n3,813<\/p>\n<\/td>\n

\n

\n3,376<\/p>\n<\/td>\n

\n

\n3,080<\/p>\n<\/td>\n

\n

\n3,137<\/p>\n<\/td>\n

\n

\n3,520<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage tangible common equity, excluding AOCI (k)<\/p>\n<\/td>\n

\n

\n24,772<\/p>\n<\/td>\n

\n

\n24,224<\/p>\n<\/td>\n

\n

\n21,621<\/p>\n<\/td>\n

\n

\n17,875<\/p>\n<\/td>\n

\n

\n17,610<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Total Bancorp shareholders<\/b>\u2019 equity<\/b><\/p>\n<\/td>\n

\n

\n33,315<\/p>\n<\/td>\n

\n

\n34,482<\/p>\n<\/td>\n

\n

\n34,106<\/p>\n<\/td>\n

\n

\n21,724<\/p>\n<\/td>\n

\n

\n21,107<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:Preferred stock<\/p>\n<\/td>\n

\n

\n(2,182)<\/p>\n<\/td>\n

\n

\n(2,182)<\/p>\n<\/td>\n

\n

\n(2,182)<\/p>\n<\/td>\n

\n

\n(1,770)<\/p>\n<\/td>\n

\n

\n(1,770)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nGoodwill<\/p>\n<\/td>\n

\n

\n(9,984)<\/p>\n<\/td>\n

\n

\n(9,990)<\/p>\n<\/td>\n

\n

\n(9,966)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n(1,190)<\/p>\n<\/td>\n

\n

\n(1,253)<\/p>\n<\/td>\n

\n

\n(1,233)<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(76)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity, including AOCI (l)<\/p>\n<\/td>\n

\n

\n19,959<\/p>\n<\/td>\n

\n

\n21,057<\/p>\n<\/td>\n

\n

\n20,725<\/p>\n<\/td>\n

\n

\n14,938<\/p>\n<\/td>\n

\n

\n14,314<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:AOCI<\/p>\n<\/td>\n

\n

\n4,919<\/p>\n<\/td>\n

\n

\n3,286<\/p>\n<\/td>\n

\n

\n3,234<\/p>\n<\/td>\n

\n

\n3,110<\/p>\n<\/td>\n

\n

\n3,276<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity, excluding AOCI (m)<\/p>\n<\/td>\n

\n

\n24,878<\/p>\n<\/td>\n

\n

\n24,343<\/p>\n<\/td>\n

\n

\n23,959<\/p>\n<\/td>\n

\n

\n18,048<\/p>\n<\/td>\n

\n

\n17,590<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd:Preferred stock<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible equity (n)<\/p>\n<\/td>\n

\n

\n27,060<\/p>\n<\/td>\n

\n

\n26,525<\/p>\n<\/td>\n

\n

\n26,141<\/p>\n<\/td>\n

\n

\n19,818<\/p>\n<\/td>\n

\n

\n19,360<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Total assets<\/b><\/p>\n<\/td>\n

\n

\n301,224<\/p>\n<\/td>\n

\n

\n300,180<\/p>\n<\/td>\n

\n

\n297,039<\/p>\n<\/td>\n

\n

\n214,376<\/p>\n<\/td>\n

\n

\n212,903<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:Goodwill<\/p>\n<\/td>\n

\n

\n(9,984)<\/p>\n<\/td>\n

\n

\n(9,990)<\/p>\n<\/td>\n

\n

\n(9,966)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n(1,190)<\/p>\n<\/td>\n

\n

\n(1,253)<\/p>\n<\/td>\n

\n

\n(1,233)<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(76)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible assets, including AOCI (o)<\/p>\n<\/td>\n

\n

\n290,050<\/p>\n<\/td>\n

\n

\n288,937<\/p>\n<\/td>\n

\n

\n285,840<\/p>\n<\/td>\n

\n

\n209,360<\/p>\n<\/td>\n

\n

\n207,880<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:AOCI, before tax<\/p>\n<\/td>\n

\n

\n6,472<\/p>\n<\/td>\n

\n

\n4,324<\/p>\n<\/td>\n

\n

\n4,255<\/p>\n<\/td>\n

\n

\n4,092<\/p>\n<\/td>\n

\n

\n4,311<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible assets, excluding AOCI (p)<\/p>\n<\/td>\n

\n

\n$296,522<\/p>\n<\/td>\n

\n

\n$293,261<\/p>\n<\/td>\n

\n

\n$290,095<\/p>\n<\/td>\n

\n

\n$213,452<\/p>\n<\/td>\n

\n

\n$212,191<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Common shares outstanding (q)<\/b><\/p>\n<\/td>\n

\n

\n907<\/p>\n<\/td>\n

\n

\n907<\/p>\n<\/td>\n

\n

\n906<\/p>\n<\/td>\n

\n

\n661<\/p>\n<\/td>\n

\n

\n661<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible equity (n) \/ (p)<\/p>\n<\/td>\n

\n

\n9.13%<\/p>\n<\/td>\n

\n

\n9.04%<\/p>\n<\/td>\n

\n

\n9.01%<\/p>\n<\/td>\n

\n

\n9.28%<\/p>\n<\/td>\n

\n

\n9.12%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (excluding AOCI) (m) \/ (p)<\/p>\n<\/td>\n

\n

\n8.39%<\/p>\n<\/td>\n

\n

\n8.30%<\/p>\n<\/td>\n

\n

\n8.26%<\/p>\n<\/td>\n

\n

\n8.46%<\/p>\n<\/td>\n

\n

\n8.29%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (including AOCI) (l) \/ (o)<\/p>\n<\/td>\n

\n

\n6.88%<\/p>\n<\/td>\n

\n

\n7.29%<\/p>\n<\/td>\n

\n

\n7.25%<\/p>\n<\/td>\n

\n

\n7.14%<\/p>\n<\/td>\n

\n

\n6.89%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible book value per share (including AOCI) (l) \/ (q)<\/p>\n<\/td>\n

\n

\n$22.01<\/p>\n<\/td>\n

\n

\n$23.22<\/p>\n<\/td>\n

\n

\n$22.88<\/p>\n<\/td>\n

\n

\n$22.60<\/p>\n<\/td>\n

\n

\n$21.66<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible book value per share (excluding AOCI) (m) \/ (q)<\/p>\n<\/td>\n

\n

\n$27.43<\/p>\n<\/td>\n

\n

\n$26.84<\/p>\n<\/td>\n

\n

\n$26.44<\/p>\n<\/td>\n

\n

\n$27.30<\/p>\n<\/td>\n

\n

\n$26.61<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-GAAP Reconciliation<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net income (r)<\/b><\/p>\n<\/td>\n

\n

\n$866<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$801<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$649<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net income (annualized) (s)<\/b><\/p>\n<\/td>\n

\n

\n3,436<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,213<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,575<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments (pre-tax items)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n225<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n203<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTechnology-related asset impairments<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther securities losses\/(gains), net<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(30)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(10)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities repositioning losses<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeverance expense<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFDIC special assessment<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(6)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-qualified deferred compensation expense\/(benefit)<\/p>\n<\/td>\n

\n

\n(6)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments, pre-tax<\/p>\n<\/td>\n

\n

\n277<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n229<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nApplicable income tax expense on adjustments<\/p>\n<\/td>\n

\n

\n67<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n54<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments, after-tax (t)(a)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n210<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n175<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest income (u)<\/b><\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities repositioning losses<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income excluding certain item(s)<\/p>\n<\/td>\n

\n

\n1,047<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,070<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n799<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther securities losses\/(gains), net<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(30)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(10)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted noninterest income, excluding certain items and securities losses (v)<\/p>\n<\/td>\n

\n

\n1,052<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,040<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n789<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest expense (w)<\/b><\/p>\n<\/td>\n

\n

\n2,049<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,109<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n(215)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(203)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTechnology-related asset impairments<\/p>\n<\/td>\n

\n

\n(19)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(9)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeverance expense<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFDIC special assessment<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense excluding certain item(s)<\/p>\n<\/td>\n

\n

\n1,810<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,891<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,264<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-qualified deferred compensation (expense)\/benefit<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(30)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(11)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted noninterest expense, excluding certain items and non-qualified deferred compensation (x)<\/p>\n<\/td>\n

\n

\n1,816<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,861<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,253<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted net income (r) + (t)<\/p>\n<\/td>\n

\n

\n1,076<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n976<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n665<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted net income (annualized) (y)<\/p>\n<\/td>\n

\n

\n4,269<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,915<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,638<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted tangible net income available to common shareholders (h) + (t)<\/p>\n<\/td>\n

\n

\n1,086<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n986<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n629<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted tangible net income available to common shareholders (annualized) (z)<\/p>\n<\/td>\n

\n

\n4,309<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,955<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,495<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average assets (aa)<\/b><\/p>\n<\/td>\n

\n

\n$302,119<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$297,948<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$211,770<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average tangible common equity (i) \/ (j)<\/p>\n<\/td>\n

\n

\n16.6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15.6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17.3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average tangible common equity excluding AOCI (i) \/ (k)<\/p>\n<\/td>\n

\n

\n14.0%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13.4%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13.8%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted return on average tangible common equity, including AOCI (z) \/ (j)<\/p>\n<\/td>\n

\n

\n20.6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19.0%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17.7%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted return on average tangible common equity, excluding AOCI (z) \/ (k)<\/p>\n<\/td>\n

\n

\n17.4%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16.3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14.2%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Return on average assets (s) \/ (aa)<\/b><\/p>\n<\/td>\n

\n

\n1.14%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.08%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.21%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted return on average assets (y) \/ (aa)<\/p>\n<\/td>\n

\n

\n1.41%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.31%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEfficiency ratio (FTE) (w) \/ [(a) + (u)]<\/p>\n<\/td>\n

\n

\n62.4%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n64.3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n54.9%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted efficiency ratio (x) \/ [(a) + (v)]<\/p>\n<\/td>\n

\n

\n54.6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n57.1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n54.1%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal revenue (FTE) (a) + (u)<\/p>\n<\/td>\n

\n

\n$3,284<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$3,279<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,306<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted total revenue (FTE) (a) + (v)<\/p>\n<\/td>\n

\n

\n$3,328<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$3,260<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,314<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nPre-provision net revenue (PPNR) (a) + (u) – (w)<\/p>\n<\/td>\n

\n

\n$1,235<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,170<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,039<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted pre-provision net revenue (PPNR) (a) + (v) – (x)<\/p>\n<\/td>\n

\n

\n$1,512<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,399<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,061<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Totals may not foot due to rounding.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(a) Assumes a 24% tax rate.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(b) A portion of the adjustments related to merger-related expenses are not tax-deductible.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nSegment Presentation<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended September 30, 2026<\/p>\n<\/td>\n

\n

Commercial Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and Small Business Banking<\/b><\/p>\n<\/td>\n

\n

Wealth<\/b><\/p>\n

and Asset Management<\/b><\/p>\n<\/td>\n

\n

General Corporate<\/b><\/p>\n

and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,147<\/p>\n<\/td>\n

\n

\n$1,274<\/p>\n<\/td>\n

\n

\n$112<\/p>\n<\/td>\n

\n

\n$(257)<\/p>\n<\/td>\n

\n

\n$2,276<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(80)<\/p>\n<\/td>\n

\n

\n(89)<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n54<\/p>\n<\/td>\n

\n

\n(122)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n1,067<\/p>\n<\/td>\n

\n

\n1,185<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n(203)<\/p>\n<\/td>\n

\n

\n2,154<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n512<\/p>\n<\/td>\n

\n

\n326<\/p>\n<\/td>\n

\n

\n183<\/p>\n<\/td>\n

\n

\n(13)<\/p>\n<\/td>\n

\n

\n1,008<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(761)<\/p>\n<\/td>\n

\n

\n(855)<\/p>\n<\/td>\n

\n

\n(182)<\/p>\n<\/td>\n

\n

\n(251)<\/p>\n<\/td>\n

\n

\n(2,049)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$818<\/p>\n<\/td>\n

\n

\n$656<\/p>\n<\/td>\n

\n

\n$106<\/p>\n<\/td>\n

\n

\n$(467)<\/p>\n<\/td>\n

\n

\n$1,113<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balance Sheet Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n$114,568<\/p>\n<\/td>\n

\n

\n$55,931<\/p>\n<\/td>\n

\n

\n$9,504<\/p>\n<\/td>\n

\n

\n$8<\/p>\n<\/td>\n

\n

\n$180,011<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits<\/p>\n<\/td>\n

\n

\n$99,167<\/p>\n<\/td>\n

\n

\n$121,371<\/p>\n<\/td>\n

\n

\n$12,869<\/p>\n<\/td>\n

\n

\n$2,232<\/p>\n<\/td>\n

\n

\n$235,639<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended June 30, 2026<\/p>\n<\/td>\n

\n

Commercial Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and Small Business Banking<\/b><\/p>\n<\/td>\n

\n

Wealth<\/b><\/p>\n

and Asset Management<\/b><\/p>\n<\/td>\n

\n

General Corporate<\/b><\/p>\n

and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,115<\/p>\n<\/td>\n

\n

\n$1,237<\/p>\n<\/td>\n

\n

\n$113<\/p>\n<\/td>\n

\n

\n$(245)<\/p>\n<\/td>\n

\n

\n$2,220<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(25)<\/p>\n<\/td>\n

\n

\n(82)<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n(26)<\/p>\n<\/td>\n

\n

\n(129)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n1,090<\/p>\n<\/td>\n

\n

\n1,155<\/p>\n<\/td>\n

\n

\n117<\/p>\n<\/td>\n

\n

\n(271)<\/p>\n<\/td>\n

\n

\n2,091<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n507<\/p>\n<\/td>\n

\n

\n321<\/p>\n<\/td>\n

\n

\n186<\/p>\n<\/td>\n

\n

\n45<\/p>\n<\/td>\n

\n

\n1,059<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(757)<\/p>\n<\/td>\n

\n

\n(860)<\/p>\n<\/td>\n

\n

\n(185)<\/p>\n<\/td>\n

\n

\n(307)<\/p>\n<\/td>\n

\n

\n(2,109)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$840<\/p>\n<\/td>\n

\n

\n$616<\/p>\n<\/td>\n

\n

\n$118<\/p>\n<\/td>\n

\n

\n$(533)<\/p>\n<\/td>\n

\n

\n$1,041<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balance Sheet Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n$113,297<\/p>\n<\/td>\n

\n

\n$55,675<\/p>\n<\/td>\n

\n

\n$9,709<\/p>\n<\/td>\n

\n

\n$26<\/p>\n<\/td>\n

\n

\n$178,707<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits<\/p>\n<\/td>\n

\n

\n$95,241<\/p>\n<\/td>\n

\n

\n$117,628<\/p>\n<\/td>\n

\n

\n$12,961<\/p>\n<\/td>\n

\n

\n$2,686<\/p>\n<\/td>\n

\n

\n$228,516<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended March 31, 2026<\/p>\n<\/td>\n

\n

Commercial Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and Small Business Banking<\/b><\/p>\n<\/td>\n

\n

Wealth<\/b><\/p>\n

and Asset Management<\/b><\/p>\n<\/td>\n

\n

General Corporate<\/b><\/p>\n

and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$878<\/p>\n<\/td>\n

\n

\n$1,073<\/p>\n<\/td>\n

\n

\n$83<\/p>\n<\/td>\n

\n

\n$(95)<\/p>\n<\/td>\n

\n

\n$1,939<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(158)<\/p>\n<\/td>\n

\n

\n(89)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n(227)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n720<\/p>\n<\/td>\n

\n

\n984<\/p>\n<\/td>\n

\n

\n83<\/p>\n<\/td>\n

\n

\n(75)<\/p>\n<\/td>\n

\n

\n1,712<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n441<\/p>\n<\/td>\n

\n

\n298<\/p>\n<\/td>\n

\n

\n164<\/p>\n<\/td>\n

\n

\n(8)<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(734)<\/p>\n<\/td>\n

\n

\n(810)<\/p>\n<\/td>\n

\n

\n(183)<\/p>\n<\/td>\n

\n

\n(668)<\/p>\n<\/td>\n

\n

\n(2,395)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$427<\/p>\n<\/td>\n

\n

\n$472<\/p>\n<\/td>\n

\n

\n$64<\/p>\n<\/td>\n

\n

\n$(751)<\/p>\n<\/td>\n

\n

\n$212<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balance Sheet Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n$96,110<\/p>\n<\/td>\n

\n

\n$54,165<\/p>\n<\/td>\n

\n

\n$7,970<\/p>\n<\/td>\n

\n

\n$38<\/p>\n<\/td>\n

\n

\n$158,283<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits<\/p>\n<\/td>\n

\n

\n$85,160<\/p>\n<\/td>\n

\n

\n$107,247<\/p>\n<\/td>\n

\n

\n$12,069<\/p>\n<\/td>\n

\n

\n$2,069<\/p>\n<\/td>\n

\n

\n$206,545<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended December 31, 2025<\/p>\n<\/td>\n

\n

Commercial Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and Small Business Banking<\/b><\/p>\n<\/td>\n

\n

Wealth<\/b><\/p>\n

and Asset Management<\/b><\/p>\n<\/td>\n

\n

General Corporate<\/b><\/p>\n

and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$581<\/p>\n<\/td>\n

\n

\n$1,026<\/p>\n<\/td>\n

\n

\n$52<\/p>\n<\/td>\n

\n

\n$(126)<\/p>\n<\/td>\n

\n

\n$1,533<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(46)<\/p>\n<\/td>\n

\n

\n(84)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n(119)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n535<\/p>\n<\/td>\n

\n

\n942<\/p>\n<\/td>\n

\n

\n52<\/p>\n<\/td>\n

\n

\n(115)<\/p>\n<\/td>\n

\n

\n1,414<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n386<\/p>\n<\/td>\n

\n

\n311<\/p>\n<\/td>\n

\n

\n111<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(476)<\/p>\n<\/td>\n

\n

\n(645)<\/p>\n<\/td>\n

\n

\n(97)<\/p>\n<\/td>\n

\n

\n(91)<\/p>\n<\/td>\n

\n

\n(1,309)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$445<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n$66<\/p>\n<\/td>\n

\n

\n$(203)<\/p>\n<\/td>\n

\n

\n$916<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balance Sheet Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n$67,425<\/p>\n<\/td>\n

\n

\n$52,116<\/p>\n<\/td>\n

\n

\n$4,590<\/p>\n<\/td>\n

\n

\n$16<\/p>\n<\/td>\n

\n

\n$124,147<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits<\/p>\n<\/td>\n

\n

\n$62,984<\/p>\n<\/td>\n

\n

\n$92,622<\/p>\n<\/td>\n

\n

\n$9,567<\/p>\n<\/td>\n

\n

\n$1,263<\/p>\n<\/td>\n

\n

\n$166,436<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended September 30, 2025<\/p>\n<\/td>\n

\n

Commercial Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and Small Business Banking<\/b><\/p>\n<\/td>\n

\n

Wealth<\/b><\/p>\n

and Asset Management<\/b><\/p>\n<\/td>\n

\n

General Corporate<\/b><\/p>\n

and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$594<\/p>\n<\/td>\n

\n

\n$1,082<\/p>\n<\/td>\n

\n

\n$55<\/p>\n<\/td>\n

\n

\n$(206)<\/p>\n<\/td>\n

\n

\n$1,525<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(246)<\/p>\n<\/td>\n

\n

\n(73)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n122<\/p>\n<\/td>\n

\n

\n(197)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n348<\/p>\n<\/td>\n

\n

\n1,009<\/p>\n<\/td>\n

\n

\n55<\/p>\n<\/td>\n

\n

\n(84)<\/p>\n<\/td>\n

\n

\n1,328<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n357<\/p>\n<\/td>\n

\n

\n309<\/p>\n<\/td>\n

\n

\n109<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(454)<\/p>\n<\/td>\n

\n

\n(653)<\/p>\n<\/td>\n

\n

\n(93)<\/p>\n<\/td>\n

\n

\n(67)<\/p>\n<\/td>\n

\n

\n(1,267)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$251<\/p>\n<\/td>\n

\n

\n$665<\/p>\n<\/td>\n

\n

\n$71<\/p>\n<\/td>\n

\n

\n$(145)<\/p>\n<\/td>\n

\n

\n$842<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balance Sheet Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n$68,007<\/p>\n<\/td>\n

\n

\n$51,367<\/p>\n<\/td>\n

\n

\n$4,603<\/p>\n<\/td>\n

\n

\n$16<\/p>\n<\/td>\n

\n

\n$123,993<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits<\/p>\n<\/td>\n

\n

\n$60,854<\/p>\n<\/td>\n

\n

\n$91,110<\/p>\n<\/td>\n

\n

\n$9,288<\/p>\n<\/td>\n

\n

\n$1,258<\/p>\n<\/td>\n

\n

\n$162,510<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Includes taxable equivalent adjustments of $5 million for the three months ended September 30, 2026, June 30, 2026 and March 31, 2026, $4 million for the three months ended December 31, 2025 and $5 million for the three months ended September 30, 2025.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nCategory: Earnings<\/p>\n

\"\"<\/p>\n

View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20261016841067\/en\/<\/a><\/span><\/p>\n

\nInvestor contact: Matt Curoe (513) 534-2345 | Media contact: Jennifer Hendricks Sullivan (614) 744-7693<\/p>\n

KEYWORDS:<\/b> Ohio United States North America<\/p>\n

INDUSTRY KEYWORDS:<\/b> Banking Professional Services Finance<\/p>\n

MEDIA:<\/b><\/p>\n\n\n\n\n
Logo<\/b><\/font><\/td>\n<\/tr>\n
\"Logo\"<\/td>\n<\/tr>\n
<\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

Fifth Third Bancorp Reports Third Quarter 2026 Earnings Organic momentum and successful integration advance the earnings power of the combined company Reported EPS of $0.90; adjusted EPS(a) of $1.13 excludes $0.23 of certain items on page 2 CINCINNATI–(BUSINESS WIRE)– Fifth Third Bancorp (NYSE: FITB): \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Key Financial Data \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Key Highlights \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $ in millions for all balance sheet and income statement items \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 3Q26 2Q26 3Q25 Stability: Resilient credit performance. Net charge-offs(b) of 31 bps in 3Q26 Core deposits increased 3% sequentially; loan-to-core deposit … <\/p>\n

Continue reading “Fifth Third Bancorp Reports Third Quarter 2026 Earnings”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1011173","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nFifth Third Bancorp Reports Third Quarter 2026 Earnings - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/fifth-third-bancorp-reports-third-quarter-2026-earnings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fifth Third Bancorp Reports Third Quarter 2026 Earnings - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Fifth Third Bancorp Reports Third Quarter 2026 Earnings Organic momentum and successful integration advance the earnings power of the combined company Reported EPS of $0.90; adjusted EPS(a) of $1.13 excludes $0.23 of certain items on page 2 CINCINNATI–(BUSINESS WIRE)– Fifth Third Bancorp (NYSE: FITB): \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Key Financial Data \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Key Highlights \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $ in millions for all balance sheet and income statement items \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 3Q26 2Q26 3Q25 Stability: Resilient credit performance. 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