{"id":1010160,"date":"2026-10-14T11:04:34","date_gmt":"2026-10-14T15:04:34","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/new-voya-index-finds-workplace-education-drives-financial-confidence-and-positive-action-more-than-money\/"},"modified":"2026-10-14T11:04:34","modified_gmt":"2026-10-14T15:04:34","slug":"new-voya-index-finds-workplace-education-drives-financial-confidence-and-positive-action-more-than-money","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/new-voya-index-finds-workplace-education-drives-financial-confidence-and-positive-action-more-than-money\/","title":{"rendered":"New Voya Index Finds Workplace Education Drives Financial Confidence and Positive Action More Than Money"},"content":{"rendered":"

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New Voya Index Finds Workplace Education Drives Financial Confidence and Positive Action More Than Money<\/b><\/p>\n

Inaugural America\u2019s Financial Confidence Index\u2122 Uncovers a \u201cConfidence Gap\u201d Between How Employees Feel and What They Do, and Points to the Workplace as One of the Most Powerful Places to Close It<\/i><\/p>\n

WINDSOR, Conn.–(BUSINESS WIRE<\/a>)–
\nAmericans feel better about their finances than their habits reflect. America\u2019s Financial Confidence IndexTM<\/sup>, a new nationwide benchmark from Voya Financial, Inc. (NYSE: VOYA), finds that U.S. workers remain financially optimistic despite the current economic landscape \u2014 but their confidence often outpaces their actions.<\/p>\n

This press release features multimedia. View the full release here: https:\/\/www.businesswire.com\/news\/home\/20261014284190\/en\/<\/a><\/p>\n

\"Employees<\/p>\n

Employees who actively use workplace financial education scored 71 on financial behaviors, versus 59 for those who don\u2019t, outperforming every other group measured, including the wealthiest workers surveyed.<\/p>\n<\/div>\n

\nOn average, workers scored 67 out of 100 for financial confidence, compared with 62 out of 100 for the financial behaviors needed to reach their goals, creating a five-point \u201cconfidence gap.\u201d The strongest link to closing the gap isn\u2019t income or assets. It\u2019s the workplace. Employees who actively use workplace financial education scored 71 on financial behaviors, versus 59 for those who don\u2019t, outperforming every other group measured, including the wealthiest workers surveyed. Similarly, those who work with a financial professional scored significantly higher at 69, compared with 57 for those who don\u2019t.<\/p>\n

\nBased on a survey of more than 4,000 employed Americans, Voya\u2019s index measures both how workers feel about their finances and the actions they take to achieve their financial goals. It assesses sentiment and behavior across six dimensions of near- and long-term financial well-being: managing everyday finances, protecting against risk, preparing for unexpected expenses, enjoying life today, reducing debt and building long-term financial security. Unlike one-size-fits-all checklists, each person\u2019s score reflects the steps they are taking toward these goals, weighted by the goals that matter most to them.<\/p>\n

\n\u201cConfidence only matters when it\u2019s backed by action,\u201d said Jay Kaduson, CEO of Workplace Solutions, Voya Financial. \u201cAmerica\u2019s Financial Confidence IndexTM<\/sup> gives us a new way to make confidence measurable. It shows the gap between how people feel and what they do can be closed. When people have access to the right guidance, protection and long-term investment support, they don\u2019t just feel more confident \u2014 they can take meaningful action to pursue stronger financial outcomes. In fact, 94% of participants* who go through Voya\u2019s financial wellness experience say they have taken or plan to take steps to improve their financial situation, reinforcing the powerful connection between confidence and action.\u201d<\/p>\n

\nAdditional findings show that financial confidence reflects both workers\u2019 personal financial experiences and broader factors \u2014 including economic expectations and access to workplace education and guidance \u2014 that influence how they plan and make financial decisions:<\/p>\n