{"id":1008573,"date":"2026-10-08T10:11:43","date_gmt":"2026-10-08T14:11:43","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/factual-data-brings-its-affordable-credit-data-preview-tool-into-blend\/"},"modified":"2026-10-08T10:11:43","modified_gmt":"2026-10-08T14:11:43","slug":"factual-data-brings-its-affordable-credit-data-preview-tool-into-blend","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/factual-data-brings-its-affordable-credit-data-preview-tool-into-blend\/","title":{"rendered":"Factual Data Brings its Affordable Credit Data Preview Tool into Blend"},"content":{"rendered":"

<\/p>\n

Factual Data Brings its Affordable Credit Data Preview Tool into Blend<\/b><\/p>\n

The integration brings Innovis\u00ae Early View to the Blend platform, helping lenders avoid unnecessary tri-merge credit report costs.<\/i><\/p>\n

PITTSBURGH–(BUSINESS WIRE<\/a>)–Factual Data<\/a>\u00ae<\/sup>, a leading provider of mortgage credit reports, workflow solutions and verification services, and Blend<\/a>, a leading digital origination platform for banks, credit unions and mortgage lenders, today announced the availability of Innovis\u00ae<\/sup> Early View within Blend\u2019s Home Lending suite. Lending teams now have the means to select the appropriate credit product at the point of application, rather than defaulting to a tri-merge credit report on every file \u2014 reflecting the companies’ shared focus on affordability and credit modernization across the origination process.<\/p>\n

\nInnovis Early View runs ahead of a tri-merge credit report, checking Innovis<\/a> credit data against the lender’s configured hard stops before a more costly merged report is ordered. If a disqualifying condition is present, the lender is notified; otherwise, the file continues through the lender\u2019s existing workflow in Blend.<\/p>\n

\nThe integration reflects a broader shift in mortgage lending toward matching credit products to the file, rather than using one standardized report for every application. Innovis Early View does not replace the tri-merge credit report required for loans sold to the GSEs; it supports lenders in allocating resources to files more likely to move forward, helping keep origination costs down and supporting affordability for the consumers they serve.<\/p>\n

\n\u201cLenders should not have to pay the price of a tri-merge credit report to learn a file cannot move forward. Putting Innovis Early View at the front of the Blend workflow lets lenders choose the right credit product for the moment they\u2019re in. That\u2019s real cost control, and it\u2019s one more way we\u2019re helping lenders expand homeownership,\u201d said Reno D\u2019Water, Chief Innovation Officer, Factual Data.<\/p>\n

\n\u201cOur customers are focused on originating more efficiently without compromising the applicant experience,\u201d said Nima Ghamsari, Co-founder and Head of Blend. \u201cInnovis Early View gives them a smarter first step in the credit process, with no other change to how they work today.\u201d<\/p>\n

\nLenders interested in enabling the Innovis Early View in the Blend platform can contact their Factual Data representative.<\/p>\n

About Factual Data<\/b><\/p>\n

\nFactual Data, Leader in Mortgage Credit Reports, specializes in consumer credit reports, automation-driven workflow solutions, and verification services for lenders. Dedicated to the mission of Helping Lenders Expand Homeownership<\/b>, Factual Data operates a proprietary platform offering flexibility, efficiency, and ample integrations with leading LOS and POS interfaces. For more information, please visit www.factualdata.com<\/i><\/b><\/a> or follow Factual Data on LinkedIn<\/i><\/b><\/a>.<\/p>\n

About Blend<\/b><\/p>\n

\nBlend Labs, Inc. (NYSE: BLND) is a leading digital banking platform that helps financial institutions make lending simpler, faster, and more efficient. Banks, credit unions, fintechs, and mortgage lenders use Blend to power home lending and consumer banking, with Autopilot increasingly scaling intelligence across the lending lifecycle. In 2025, Blend helped financial institutions process nearly $1.3 trillion in loan applications. Learn more at blend.com<\/a>.<\/p>\n

\"\"<\/p>\n

View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20261008804558\/en\/<\/a><\/span><\/p>\n

Media Contacts<\/b><\/p>\n

\nTimothy Rieser
\n
Factual Data
\n
marketing@factualdata.com<\/a><\/p>\n

\nChlo\u00e9 Demeunynck
\n
Blend
\n
press@blend.com<\/a><\/p>\n

KEYWORDS:<\/b> United States North America Pennsylvania<\/p>\n

INDUSTRY KEYWORDS:<\/b> Technology Construction & Property Finance Fintech Banking Professional Services Software Digital Cash Management\/Digital Assets Data Management Other Construction & Property<\/p>\n

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Factual Data Brings its Affordable Credit Data Preview Tool into Blend The integration brings Innovis\u00ae Early View to the Blend platform, helping lenders avoid unnecessary tri-merge credit report costs. PITTSBURGH–(BUSINESS WIRE)–Factual Data\u00ae, a leading provider of mortgage credit reports, workflow solutions and verification services, and Blend, a leading digital origination platform for banks, credit unions and mortgage lenders, today announced the availability of Innovis\u00ae Early View within Blend\u2019s Home Lending suite. Lending teams now have the means to select the appropriate credit product at the point of application, rather than defaulting to a tri-merge credit report on every file \u2014 reflecting the companies’ shared focus on affordability and credit modernization across the origination process. Innovis Early View runs ahead of … <\/p>\n

Continue reading “Factual Data Brings its Affordable Credit Data Preview Tool into Blend”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1008573","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nFactual Data Brings its Affordable Credit Data Preview Tool into Blend - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/factual-data-brings-its-affordable-credit-data-preview-tool-into-blend\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Factual Data Brings its Affordable Credit Data Preview Tool into Blend - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Factual Data Brings its Affordable Credit Data Preview Tool into Blend The integration brings Innovis\u00ae Early View to the Blend platform, helping lenders avoid unnecessary tri-merge credit report costs. PITTSBURGH–(BUSINESS WIRE)–Factual Data\u00ae, a leading provider of mortgage credit reports, workflow solutions and verification services, and Blend, a leading digital origination platform for banks, credit unions and mortgage lenders, today announced the availability of Innovis\u00ae Early View within Blend\u2019s Home Lending suite. Lending teams now have the means to select the appropriate credit product at the point of application, rather than defaulting to a tri-merge credit report on every file \u2014 reflecting the companies’ shared focus on affordability and credit modernization across the origination process. 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